Cash PlusCAS:CAP +4.17%22 ROE % is 41.63% as of Dec. 2025, which is 10% below its 10-year median of 46.48. GuruFocus rates CAS:CAP with a GF Score™ of 22/100. Among 2,679 Software companies, Cash Plus ranks better than 93.95% on this metric.
ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Cash Plus's annualized net income for the quarter that ended in Dec. 2025 was MAD242 Mil. Cash Plus's average Total Stockholders Equity over the quarter that ended in Dec. 2025 was MAD582 Mil. Therefore, Cash Plus's annualized ROE % for the quarter that ended in Dec. 2025 was 41.63%.
The historical rank and industry rank for Cash Plus's ROE % or its related term are showing as below:
CAS:CAP'
s ROE % Range Over the Past 10 Years
Min: 41.63 Med: 46.48 Max: 51.33
Current: 41.63
During the past 2 years, Cash Plus's highest ROE % was 51.33%. The lowest was 41.63%. And the median was 46.48%.
CAS:CAP's ROE % is ranked better than 93.95% of 2679
companies
in the Software industry
Industry Median: 4.68
vs CAS:CAP: 41.63
Cash Plus (CAS:CAP) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is one times the annual (Dec. 2025) net income data. The Revenue data used here is one times the annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Cash Plus ROE % Related Terms
Cash Plus ROE % Historical Data
* Premium members only.
The historical data trend for Cash Plus's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cash Plus ROE % Chart
Cash Plus Annual Data
Trend
Dec24
Dec25
ROE %
51.33
41.63
Cash Plus Semi-Annual Data
Dec24
Dec25
ROE %
51.33
41.63
CAS:CAP vs MSFT, ORCL, PLTR: ROE % Comparison
For the Software - Infrastructure subindustry, Cash Plus's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cash Plus ROE % vs Software Industry
For the Software industry and Technology sector, Cash Plus's ROE % distribution charts can be found below:
* The bar in red indicates where Cash Plus's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is one times the annual (Dec. 2025) net income data.
ROE % is displayed in the 30-year financial page.
Cash Plus (CAS:CAP) has a ROE % of 41.63% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Cash Plus and its competitors. This is 10% below median its historical median of 46.48. Over the past decade, Cash Plus' ROE % has ranged from 41.63 to 51.33. According to the industry distribution chart, Cash Plus ranks #162 out of 2679 companies in the Software industry, placing it in the top 6%.
Is Cash Plus' ROE % too high?
Cash Plus' current ROE % of 41.63% is 10% below median its 10-year median of 46.48. Over the past 10 years, this metric has ranged from a low of 41.63 to a high of 51.33. The Software industry median ROE % is 4.68. Cash Plus' value of 41.63% is 789.5% above this industry median. Based on the distribution chart, Cash Plus ranks #162 out of 2679 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Cash Plus has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does Cash Plus' ROE % compare to MSFT and ORCL?
According to the Software industry distribution chart, Cash Plus ranks #162 out of 2679 companies for ROE %. This places Cash Plus in the top 6% of its industry — outperforming the majority of peers. The industry median ROE % is 4.68. Cash Plus' value of 41.63% is 789.5% above this benchmark. Historically, Cash Plus' own ROE % has ranged from 41.63 to 51.33 over the past decade. While the company's 10-year median is 46.48 vs. the industry median of 4.68, Cash Plus has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Software company?
The median ROE % among Software companies is 4.68, based on 2,679 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cash Plus's current ROE % of 41.63% is 789.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Cash Plus and its competitors. For the Software industry, the median ROE % is 4.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cash Plus's current ROE % is 41.63%, which is 10% below median its own 10-year median of 46.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cash Plus stock overvalued right now?
Cash Plus (CAS:CAP) has a current ROE % of 41.63%. The current ROE % is 41.63%, which is 10% below median its 10-year median of 46.48 and 789.5% above the Software industry median of 4.68. Cash Plus' overall GF Score™ is 22/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Cash Plus (CAS:CAP), the current ROE % is 41.63% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Cash Plus SA is a fintech company. The company provides payment-services company proviby offering online and offline money-transfer solutions, and allowing users to send and receive funds nationally and internationally through its mobile app.
22GF Score
Get the complete analysis for CAS:CAP
ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
CAS:CAP has been successfully added to your 