Cash Plus (CAS:CAP) Interest Coverage: 16.57 (As of Dec. 2025) — Near Median


CAS:CAP Cash Plus SA CAS:CAP
22 GF Score
Price MAD275.00
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What is Cash Plus Interest Coverage?

Cash Plus CAS:CAP +4.17% 22 Interest Coverage is 16.57 as of Dec. 2025, which is 7% above its 10-year median of 15.45. GuruFocus rates CAS:CAP with a GF Score™ of 22/100. Among 1,705 Software companies, Cash Plus ranks worse than 57.48% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Cash Plus's Operating Income for the six months ended in Dec. 2025 was MAD464 Mil. Cash Plus's Interest Expense for the six months ended in Dec. 2025 was MAD-28 Mil. Cash Plus's interest coverage for the quarter that ended in Dec. 2025 was 16.57. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Cash Plus's Interest Coverage or its related term are showing as below:

CAS:CAP' s Interest Coverage Range Over the Past 10 Years
Min: 14.33   Med: 15.45   Max: 16.57
Current: 16.57

CAS:CAP's Interest Coverage is ranked worse than
57.48% of 1705 companies
in the Software industry
Industry Median: 24.78 vs CAS:CAP: 16.57

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Cash Plus  (CAS:CAP) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .

Cash Plus Interest Coverage Related Terms

Cash Plus Interest Coverage Historical Data

* Premium members only.

The historical data trend for Cash Plus's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Cash Plus Interest Coverage Chart

Cash Plus Annual Data
Trend Dec24 Dec25
Interest Coverage
14.33 16.57

Cash Plus Semi-Annual Data
Dec24 Dec25
Interest Coverage 14.33 16.57

CAS:CAP vs MSFT, ORCL, PLTR: Interest Coverage Comparison

For the Software - Infrastructure subindustry, Cash Plus's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Cash Plus Interest Coverage vs Software Industry

For the Software industry and Technology sector, Cash Plus's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Cash Plus's Interest Coverage falls into.


CAS:CAP
22GF Score
Cash Plus SA CAS:CAP
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Cash Plus Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Cash Plus's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Cash Plus's Interest Expense was MAD-28 Mil. Its Operating Income was MAD464 Mil. And its Long-Term Debt & Capital Lease Obligation was MAD0 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*464.314/-28.02
=16.57

Cash Plus's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Cash Plus's Interest Expense was MAD-28 Mil. Its Operating Income was MAD464 Mil. And its Long-Term Debt & Capital Lease Obligation was MAD0 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*464.314/-28.02
=16.57

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 16.57 mean?
Cash Plus (CAS:CAP) has a Interest Coverage of 16.57 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Cash Plus and its competitors. This is near median its historical median of 15.45. Over the past decade, Cash Plus' Interest Coverage has ranged from 14.33 to 16.57. According to the industry distribution chart, Cash Plus ranks #980 out of 1705 companies in the Software industry, placing it in the top 57.5%.
Is Cash Plus' Interest Coverage too high?
Cash Plus' current Interest Coverage of 16.57 is near median its 10-year median of 15.45. Over the past 10 years, this metric has ranged from a low of 14.33 to a high of 16.57. The Software industry median Interest Coverage is 24.78. Cash Plus' value of 16.57 is 33.1% below this industry median. Based on the distribution chart, Cash Plus ranks #980 out of 1705 companies in the Software industry, which is below the industry midpoint. Overall, Cash Plus has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does Cash Plus' Interest Coverage compare to MSFT and ORCL?
According to the Software industry distribution chart, Cash Plus ranks #980 out of 1705 companies for Interest Coverage. This places Cash Plus in the lower half of its industry. The industry median Interest Coverage is 24.78. Cash Plus' value of 16.57 is 33.1% below this benchmark. Historically, Cash Plus' own Interest Coverage has ranged from 14.33 to 16.57 over the past decade. While the company's 10-year median is 15.45 vs. the industry median of 24.78, Cash Plus has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.78, based on 1,705 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cash Plus's current Interest Coverage of 16.57 is 33.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Cash Plus and its competitors. For the Software industry, the median Interest Coverage is 24.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cash Plus's current Interest Coverage is 16.57, which is near median its own 10-year median of 15.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cash Plus stock overvalued right now?
Cash Plus (CAS:CAP) has a current Interest Coverage of 16.57. The current Interest Coverage is 16.57, which is near median its 10-year median of 15.45 and 33.1% below the Software industry median of 24.78. Cash Plus' overall GF Score™ is 22/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Cash Plus (CAS:CAP), the current Interest Coverage is 16.57 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Cash Plus Business Description

Address 1 Rue des Pleiades, Angle Bd Abdelmoumen, Casablanca, MAR, 20000
Cash Plus SA is a fintech company. The company provides payment-services company proviby offering online and offline money-transfer solutions, and allowing users to send and receive funds nationally and internationally through its mobile app.
22GF Score

Get the complete analysis for CAS:CAP

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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