Cash PlusCAS:CAP +4.17%22 ROA % is 6.92% as of Dec. 2025, which is 3% above its 10-year median of 6.70. GuruFocus rates CAS:CAP with a GF Score™ of 22/100. Among 2,882 Software companies, Cash Plus ranks better than 72.31% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Cash Plus's annualizedNet Income for the quarter that ended in Dec. 2025 was MAD242 Mil.
Cash Plus's average Total Assets over the quarter that ended in Dec. 2025 was MAD3,502 Mil. Therefore, Cash Plus's annualized ROA % for the quarter that ended in Dec. 2025 was 6.92%.
The historical rank and industry rank for Cash Plus's ROA % or its related term are showing as below:
CAS:CAP'
s ROA % Range Over the Past 10 Years
Min: 6.47 Med: 6.7 Max: 6.92
Current: 6.92
During the past 2 years, Cash Plus's highest ROA % was 6.92%. The lowest was 6.47%. And the median was 6.70%.
CAS:CAP's ROA % is ranked better than 72.31% of 2882
companies
in the Software industry
Industry Median: 1.645
vs CAS:CAP: 6.92
Cash Plus (CAS:CAP) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is one times the annual (Dec. 2025) net income data. The Revenue data used here is one times the annual (Dec. 2025) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Cash Plus ROA % Related Terms
Cash Plus ROA % Historical Data
* Premium members only.
The historical data trend for Cash Plus's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cash Plus ROA % Chart
Cash Plus Annual Data
Trend
Dec24
Dec25
ROA %
6.47
6.92
Cash Plus Semi-Annual Data
Dec24
Dec25
ROA %
6.47
6.92
CAS:CAP vs MSFT, ORCL, PLTR: ROA % Comparison
For the Software - Infrastructure subindustry, Cash Plus's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cash Plus ROA % vs Software Industry
For the Software industry and Technology sector, Cash Plus's ROA % distribution charts can be found below:
* The bar in red indicates where Cash Plus's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is one times the annual (Dec. 2025) net income data.
ROA % is displayed in the 30-year financial page.
Cash Plus (CAS:CAP) has a ROA % of 6.92% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Cash Plus and its competitors. This is near median its historical median of 6.70. Over the past decade, Cash Plus' ROA % has ranged from 6.47 to 6.92. According to the industry distribution chart, Cash Plus ranks #798 out of 2882 companies in the Software industry, placing it in the top 27.7%.
Is Cash Plus' ROA % too high?
Cash Plus' current ROA % of 6.92% is near median its 10-year median of 6.70. Over the past 10 years, this metric has ranged from a low of 6.47 to a high of 6.92. The Software industry median ROA % is 1.65. Cash Plus' value of 6.92% is 320.7% above this industry median. Based on the distribution chart, Cash Plus ranks #798 out of 2882 companies in the Software industry, which is above the industry midpoint. Overall, Cash Plus has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does Cash Plus' ROA % compare to MSFT and ORCL?
According to the Software industry distribution chart, Cash Plus ranks #798 out of 2882 companies for ROA %. This puts Cash Plus in the upper half of its industry. The industry median ROA % is 1.65. Cash Plus' value of 6.92% is 320.7% above this benchmark. Historically, Cash Plus' own ROA % has ranged from 6.47 to 6.92 over the past decade. While the company's 10-year median is 6.70 vs. the industry median of 1.65, Cash Plus has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Software company?
The median ROA % among Software companies is 1.65, based on 2,882 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cash Plus's current ROA % of 6.92% is 320.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Cash Plus and its competitors. For the Software industry, the median ROA % is 1.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cash Plus's current ROA % is 6.92%, which is near median its own 10-year median of 6.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cash Plus stock overvalued right now?
Cash Plus (CAS:CAP) has a current ROA % of 6.92%. The current ROA % is 6.92%, which is near median its 10-year median of 6.70 and 320.7% above the Software industry median of 1.65. Cash Plus' overall GF Score™ is 22/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Cash Plus (CAS:CAP), the current ROA % is 6.92% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Cash Plus SA is a fintech company. The company provides payment-services company proviby offering online and offline money-transfer solutions, and allowing users to send and receive funds nationally and internationally through its mobile app.
22GF Score
Get the complete analysis for CAS:CAP
ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
CAS:CAP has been successfully added to your 