Cash Plus (CAS:CAP) Effective Interest Rate on Debt %: 96.27% (As of Dec. 2025)


CAS:CAP Cash Plus SA CAS:CAP
22 GF Score
Price MAD275.00
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What is Cash Plus Effective Interest Rate on Debt %?

Cash Plus CAS:CAP +4.17% 22 Effective Interest Rate on Debt % is 96.27% as of Dec. 2025. GuruFocus rates CAS:CAP with a GF Score™ of 22/100.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Cash Plus's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was MAD28 Mil. Cash Plus's average total debt for the quarter that ended in Dec. 2025 was MAD29 Mil. Therefore, Cash Plus's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 96.27%.

Cash Plus  (CAS:CAP) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Cash Plus Effective Interest Rate on Debt % Related Terms

Cash Plus Effective Interest Rate on Debt % Historical Data

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The historical data trend for Cash Plus's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cash Plus Effective Interest Rate on Debt % Chart

Cash Plus Annual Data
Trend Dec24 Dec25
Effective Interest Rate on Debt %
91.03 96.27

Cash Plus Semi-Annual Data
Dec24 Dec25
Effective Interest Rate on Debt % 91.03 96.27

CAS:CAP vs MSFT, ORCL, PLTR: Effective Interest Rate on Debt % Comparison

For the Software - Infrastructure subindustry, Cash Plus's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Cash Plus Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Cash Plus's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Cash Plus's Effective Interest Rate on Debt % falls into.


CAS:CAP
22GF Score
Cash Plus SA CAS:CAP
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Cash Plus Effective Interest Rate on Debt % Calculation

Cash Plus's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -28.02/( (30.577+27.632)/ 2 )
=-1  *  -28.02/29.1045
=96.27 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 30.577
=30.577

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 27.632
=27.632

Cash Plus's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2024 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -28.02/( (30.577+27.632)/ 2 )
=-1  *  -28.02/29.1045
=96.27 %

where

Total Debt  (Q: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 30.577
=30.577

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 27.632
=27.632

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is one times the annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 96.27% mean?
Cash Plus (CAS:CAP) has a Effective Interest Rate on Debt % of 96.27% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Cash Plus and its competitors.
Is Cash Plus' Effective Interest Rate on Debt % too high?
Cash Plus' current Effective Interest Rate on Debt % is 96.27%. Overall, Cash Plus has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does Cash Plus' Effective Interest Rate on Debt % compare to MSFT and ORCL?
Cash Plus' Effective Interest Rate on Debt % of 96.27% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Cash Plus and its competitors. Cash Plus's current Effective Interest Rate on Debt % is 96.27%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cash Plus stock overvalued right now?
Cash Plus (CAS:CAP) has a current Effective Interest Rate on Debt % of 96.27%. The current Effective Interest Rate on Debt % is 96.27%. Cash Plus' overall GF Score™ is 22/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Cash Plus (CAS:CAP), the current Effective Interest Rate on Debt % is 96.27% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Cash Plus Business Description

Address 1 Rue des Pleiades, Angle Bd Abdelmoumen, Casablanca, MAR, 20000
Cash Plus SA is a fintech company. The company provides payment-services company proviby offering online and offline money-transfer solutions, and allowing users to send and receive funds nationally and internationally through its mobile app.
22GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD275.00
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