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Vertu MotorsCHIX:VTUL +1.85%42 Debt-to-EBITDA is 3.37 as of Feb. 2026, which is 38% above its 10-year median of 2.44. GuruFocus rates CHIX:VTUL with a GF Score™ of 42/100 and a GF Value™ of £0.71 (Fairly Valued). The stock has 8 warning signs investors should review. Among 1,096 Vehicles & Parts companies, Vertu Motors ranks worse than 53.01% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Vertu Motors's Debt-to-EBITDA or its related term are showing as below:
CHIX:VTUl'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.45 Med: 2.44 Max: 3.82
Current: 2.44
During the past 13 years, the highest Debt-to-EBITDA Ratio of Vertu Motors was 3.82. The lowest was 0.45. And the median was 2.44.
CHIX:VTUl's Debt-to-EBITDA is ranked worse than 53.01% of 1096
companies
in the Vehicles & Parts industry
Industry Median: 2.25
vs CHIX:VTUl: 2.44
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Vertu Motors Debt-to-EBITDA Related Terms
Vertu Motors Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Vertu Motors's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:VTUL vs CVNA, PAG, ALTB: Debt-to-EBITDA Comparison
For the Auto & Truck Dealerships subindustry, Vertu Motors's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vertu Motors Debt-to-EBITDA vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, Vertu Motors's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Vertu Motors's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Feb. 2026) EBITDA data.
Vertu Motors (CHIX:VTUL) has a Debt-to-EBITDA of 3.37 as of Feb. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Vertu Motors. This is 38% above median its historical median of 2.44. Over the past decade, Vertu Motors' Debt-to-EBITDA has ranged from 0.45 to 3.82. According to the industry distribution chart, Vertu Motors ranks #581 out of 1096 companies in the Vehicles & Parts industry, placing it in the top 53%.
Is Vertu Motors' Debt-to-EBITDA too high?
Vertu Motors' current Debt-to-EBITDA of 3.37 is 38% above median its 10-year median of 2.44. Over the past 10 years, this metric has ranged from a low of 0.45 to a high of 3.82. The Vehicles & Parts industry median Debt-to-EBITDA is 2.25. Vertu Motors' value of 3.37 is 49.8% above this industry median. Based on the distribution chart, Vertu Motors ranks #581 out of 1096 companies in the Vehicles & Parts industry, which is below the industry midpoint. Overall, Vertu Motors has a GF Score™ of 42/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Vertu Motors' Debt-to-EBITDA compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, Vertu Motors ranks #581 out of 1096 companies for Debt-to-EBITDA. This places Vertu Motors in the lower half of its industry. The industry median Debt-to-EBITDA is 2.25. Vertu Motors' value of 3.37 is 49.8% above this benchmark. Historically, Vertu Motors' own Debt-to-EBITDA has ranged from 0.45 to 3.82 over the past decade. While the company's 10-year median is 2.44 vs. the industry median of 2.25, Vertu Motors has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Vehicles & Parts company?
The median Debt-to-EBITDA among Vehicles & Parts companies is 2.25, based on 1,096 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vertu Motors's current Debt-to-EBITDA of 3.37 is 49.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Vertu Motors. For the Vehicles & Parts industry, the median Debt-to-EBITDA is 2.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vertu Motors's current Debt-to-EBITDA is 3.37, which is 38% above median its own 10-year median of 2.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vertu Motors stock overvalued right now?
Based on GuruFocus' analysis, Vertu Motors (CHIX:VTUL) is currently considered Fairly Valued. The stock's GF Value™ is £0.71, compared to a current price of £0.77 — trading 8.5% above its estimated fair value. The current Debt-to-EBITDA is 3.37, which is 38% above median its 10-year median of 2.44 and 49.8% above the Vehicles & Parts industry median of 2.25. Vertu Motors' overall GF Score™ is 42/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Vertu Motors (CHIX:VTUL), the current Debt-to-EBITDA is 3.37 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vertu Motors (CHIX:VTUL) Overvalued in 2026?
Based on GuruFocus' analysis, Vertu Motors stock appears to be overvalued.
The current stock price of £0.77 is trading 8.5% above its estimated GF Value™ of £0.71.
GuruFocus considers Vertu Motors to be Fairly Valued.
Key valuation signals for CHIX:VTUL:
Debt-to-EBITDA: 3.37 (38% above median its 10-year median of 2.44)
GF Value™: £0.71 vs. price of £0.77 (8.5% above fair value)
Industry Position: 49.8% above the Vehicles & Parts median (#581 of 1096)
No single metric tells the full story. See the CHIX:VTUL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vertu Motors PLC is an automotive retailer in the United Kingdom. The business activity of the group includes selling new cars, motorcycles, commercial vehicles, and used vehicles, together with after-sale services. It operates through various franchise dealerships, such as Volkswagen, Land Rover, Audi, Mercedes-Benz, Jaguar, Kia, Toyota, and many others. The company generates maximum revenue from used cars.
42GF Score
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Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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