Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Vertu Motors's annualized positive value of Interest Expense for the quarter that ended in Feb. 2026 was £23 Mil. Vertu Motors's average total debt for the quarter that ended in Feb. 2026 was £237 Mil. Therefore, Vertu Motors's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 was 9.75%.
Vertu Motors (CHIX:VTUl) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Vertu Motors Effective Interest Rate on Debt % Related Terms
Vertu Motors Effective Interest Rate on Debt % Historical Data
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The historical data trend for Vertu Motors's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vertu Motors Effective Interest Rate on Debt % Chart
CHIX:VTUL vs CVNA, PAG, ALTB: Effective Interest Rate on Debt % Comparison
For the Auto & Truck Dealerships subindustry, Vertu Motors's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vertu Motors Effective Interest Rate on Debt % vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, Vertu Motors's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Vertu Motors's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is two times the semi-annual (Feb. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 9.75% mean?
Vertu Motors (CHIX:VTUL) has a Effective Interest Rate on Debt % of 9.75% as of Feb. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Vertu Motors and its competitors.
Is Vertu Motors' Effective Interest Rate on Debt % too high?
Vertu Motors' current Effective Interest Rate on Debt % is 9.75%. Overall, Vertu Motors has a GF Score™ of 42/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Vertu Motors' Effective Interest Rate on Debt % compare to CVNA and PAG?
Vertu Motors' Effective Interest Rate on Debt % of 9.75% can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Vehicles & Parts company?
A good Effective Interest Rate on Debt % depends on the Vehicles & Parts industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Vertu Motors and its competitors. Vertu Motors's current Effective Interest Rate on Debt % is 9.75%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vertu Motors stock overvalued right now?
Based on GuruFocus' analysis, Vertu Motors (CHIX:VTUL) is currently considered Fairly Valued. The stock's GF Value™ is £0.71, compared to a current price of £0.74 — trading 4.5% above its estimated fair value. The current Effective Interest Rate on Debt % is 9.75%. Vertu Motors' overall GF Score™ is 42/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Vertu Motors (CHIX:VTUL), the current Effective Interest Rate on Debt % is 9.75% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vertu Motors (CHIX:VTUL) Overvalued in 2026?
Based on GuruFocus' analysis, Vertu Motors stock appears to be overvalued.
The current stock price of £0.74 is trading 4.5% above its estimated GF Value™ of £0.71.
GuruFocus considers Vertu Motors to be Fairly Valued.
Key valuation signals for CHIX:VTUL:
Effective Interest Rate on Debt %: 9.75%
GF Value™: £0.71 vs. price of £0.74 (4.5% above fair value)
No single metric tells the full story. See the CHIX:VTUL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vertu Motors PLC is an automotive retailer in the United Kingdom. The business activity of the group includes selling new cars, motorcycles, commercial vehicles, and used vehicles, together with after-sale services. It operates through various franchise dealerships, such as Volkswagen, Land Rover, Audi, Mercedes-Benz, Jaguar, Kia, Toyota, and many others. The company generates maximum revenue from used cars.
42GF Score
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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