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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Vertu Motors's Total Liabilities for the quarter that ended in Feb. 2026 was £1,202 Mil. Vertu Motors's Total Assets for the quarter that ended in Feb. 2026 was £1,559 Mil.
Therefore, Vertu Motors's Liabilities-to-Assets Ratio for the quarter that ended in Feb. 2026 was 0.77.
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
Vertu Motors Liabilities-to-Assets Related Terms
Vertu Motors Liabilities-to-Assets Historical Data
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The historical data trend for Vertu Motors's Liabilities-to-Assets can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:VTUL vs CVNA, PAG, KMX: Liabilities-to-Assets Comparison
For the Auto & Truck Dealerships subindustry, Vertu Motors's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vertu Motors Liabilities-to-Assets vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, Vertu Motors's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where Vertu Motors's Liabilities-to-Assets falls into.
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
Vertu Motors's Liabilities-to-Assets Ratio for the fiscal year that ended in Feb. 2026 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vertu Motors (CHIX:VTUL) has a Liabilities-to-Assets of 0.77 as of Feb. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Vertu Motors and its competitors.
Is Vertu Motors' Liabilities-to-Assets too high?
Vertu Motors' current Liabilities-to-Assets is 0.77. Overall, Vertu Motors has a GF Score™ of 42/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Vertu Motors' Liabilities-to-Assets compare to CVNA and PAG?
Vertu Motors' Liabilities-to-Assets of 0.77 can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Vehicles & Parts company?
A good Liabilities-to-Assets depends on the Vehicles & Parts industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Vertu Motors and its competitors. Vertu Motors's current Liabilities-to-Assets is 0.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vertu Motors stock overvalued right now?
Based on GuruFocus' analysis, Vertu Motors (CHIX:VTUL) is currently considered Modestly Overvalued. The stock's GF Value™ is £0.71, compared to a current price of £0.84 — trading 18.4% above its estimated fair value. The current Liabilities-to-Assets is 0.77. Vertu Motors' overall GF Score™ is 42/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Vertu Motors (CHIX:VTUL), the current Liabilities-to-Assets is 0.77 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vertu Motors (CHIX:VTUL) Overvalued in 2026?
Based on GuruFocus' analysis, Vertu Motors stock appears to be overvalued.
The current stock price of £0.84 is trading 18.4% above its estimated GF Value™ of £0.71.
GuruFocus considers Vertu Motors to be Modestly Overvalued.
Key valuation signals for CHIX:VTUL:
Liabilities-to-Assets: 0.77
GF Value™: £0.71 vs. price of £0.84 (18.4% above fair value)
No single metric tells the full story. See the CHIX:VTUL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vertu Motors PLC is an automotive retailer in the United Kingdom. The business activity of the group includes selling new cars, motorcycles, commercial vehicles, and used vehicles, together with after-sale services. It operates through various franchise dealerships, such as Volkswagen, Land Rover, Audi, Mercedes-Benz, Jaguar, Kia, Toyota, and many others. The company generates maximum revenue from used cars.
42GF Score
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Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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