Vertu Motors (CHIX:VTUL) Intrinsic Value: DCF (Dividends Based): £0.56 (As of Jul. 23, 2026) — 22% Above Median

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CHIX:VTUL Vertu Motors PLC CHIX:VTUL
42 GF Score
Price £0.79
GF Value £0.72
Valuation Fairly Valued
! 9 Warning Signs
View Full Analysis

What is Vertu Motors Intrinsic Value: DCF (Dividends Based)?

Vertu Motors CHIX:VTUL 42 Intrinsic Value: DCF (Dividends Based) is £0.56 as of Jul. 23, 2026, which is 100% below its 10-year median of 0.46. GuruFocus rates CHIX:VTUL with a GF Score™ of 42/100 and a GF Value™ of £0.72 (Fairly Valued). The stock has 9 warning signs investors should review. Among 167 Vehicles & Parts companies, Vertu Motors ranks worse than 70.06% on this metric.

As of today (2026-07-23), Vertu Motors's intrinsic value calculated from the Discounted Dividend model is £0.56.

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star) with dividend payments. If the company's Predictability Rank is 1-Star or Not Rated, or if the company does not pay dividend, the data will not be stored into our database.

Vertu Motors's Predictability Rank is 2.5-Stars.

Margin of Safety % (DCF Dividends Based) using Discounted Dividend Model for Vertu Motors is -40.89%.

The historical rank and industry rank for Vertu Motors's Intrinsic Value: DCF (Dividends Based) or its related term are showing as below:

CHIX:VTUl' s Price-to-DCF (Dividends Based) Range Over the Past 10 Years
Min: 0.26   Med: 0.46   Max: 1.41
Current: 1.41

During the past 13 years, the highest Price-to-Intrinsic-Value-DCF (Dividends Based) Ratio of Vertu Motors was 1.41. The lowest was 0.26. And the median was 0.46.

CHIX:VTUl's Price-to-DCF (Dividends Based) is ranked worse than
70.06% of 167 companies
in the Vehicles & Parts industry
Industry Median: 0.98 vs CHIX:VTUl: 1.41

Vertu Motors  (CHIX:VTUl) Intrinsic Value: DCF (Dividends Based) Explanation

Unlike valuation methods such as Net Current Asset Value, Tangible Book per Share, Graham Number, Median PS Value etc, discounted Dividends model evaluates the companies based on their power of future dividend distribution instead of their assets.


Be Aware

What you need to know about Discounted Dividends model:

1. The Discounted Dividends model evaluates a company based on its future dividends distribution power
2. Dividend growth is taken into account; therefore a company with a higher dividend growth rate is worth more if everything else is the same.
3. Since we are projecting future growth, it is assumed that the company will grow at the same rate as it did during the past 10 years. Therefore this model works better for the companies with consistently steady dividends distributed.
4. The Discounted Dividends model works poorly for inconsistent dividends distributor like high growth companies.
5. Your expected return from the investment is a reasonable discount rate assumption.
6. A larger margin of safety should be required for companies with less dividends distributed.

You can screen for stocks that trade below their Intrinsic Value: DCF (FCF Based) and Intrinsic Value: DCF (Earnings Based) and Intrinsic Value: DCF (Dividends Based) with the GuruFocus All-in-One Screener. Companies with a high Predictability Rank that trade at a discount to their Intrinsic Value: DCF (FCF Based) and Intrinsic Value: DCF (Earnings Based) can be found in the screen of Undervalued Predictable Companies.


Vertu Motors Intrinsic Value: DCF (Dividends Based) Related Terms


Vertu Motors Intrinsic Value: DCF (Dividends Based) Historical Data

* Premium members only.

The historical data trend for Vertu Motors's Intrinsic Value: DCF (Dividends Based) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vertu Motors Intrinsic Value: DCF (Dividends Based) Chart

Vertu Motors Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Intrinsic Value: DCF (Dividends Based)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.56

Vertu Motors Semi-Annual Data
Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Intrinsic Value: DCF (Dividends Based) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.56

CHIX:VTUL vs CVNA, PAG, ALTB: Intrinsic Value: DCF (Dividends Based) Comparison

For the Auto & Truck Dealerships subindustry, Vertu Motors's Price-to-DCF (Dividends Based), along with its competitors' market caps and Price-to-DCF (Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vertu Motors Price-to-DCF (Dividends Based) vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Vertu Motors's Price-to-DCF (Dividends Based) distribution charts can be found below:

* The bar in red indicates where Vertu Motors's Price-to-DCF (Dividends Based) falls into.


CHIX:VTUL
42GF Score
Vertu Motors PLC CHIX:VTUL
Intrinsic Value: DCF (Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Vertu Motors Intrinsic Value: DCF (Dividends Based) Calculation

This is the intrinsic value calculated from the Discounted Dividend Model with default parameters. The calculation method is the same as Discounted Cash Flow model except adjusted dividend are used in the calculation instead of free cash flow. This is the default method of calculation with GuruFocus DCF calculator.

Usually a two-stage model is used in calculating the intrinsic value with discounted cash flow model. The first stage is called growth stage; the second is called the terminal stage. In the growth stage the company grows at a faster rate. Because it cannot grow at that rate forever, a lower rate is used for the terminal stage.

GuruFocus DDM calculator is a two-stage model. The default values are defined as:

1. Discount Rate: d = 11%
A reasonable discount rate assumption should be at least the long term average return of the stock market, which can be estimated from risk free rate plus risk premium of stock market. GuruFocus uses 10-Year Treasury Constant Maturity Rate as the risk-free rate and rounded up to the nearest integer. It is updated daily. The current risk-free rate is 4.80%. Please go to Economic Indicators page for more information. Please note that we use the 10-Year Treasury Constant Maturity Rate of the country/region where the company is headquartered. If the data for that country/region is not available, then we will use the 10-Year Treasury Constant Maturity Rate of the United States as default. Then we added a risk premium of 6% to get the estimated discount rate. Some investors use their expected rate of return, which is also reasonable. A typical discount rate can be anywhere between 6% - 20%.

2. Dividend Growth Rate in the growth stage: g1 = 5.30%
The Growth Rate in the growth stage is initially set as the default 10-Year Dividend Growth Rate. In cases where the 10-year growth rate is unavailable, it defaults to using the 5-Year Dividend Growth Rate. If both the 10-year and 5-year growth rates are unavailable, the system defaults to the 3-Year Dividend Growth Rate.
However, it's important to note that there is a growth rate range. If the calculated growth rate exceeds 20%, it will be capped at 20%. Conversely, if the calculated growth rate falls below 5%, it will be adjusted to 5% to maintain a reasonable range.
=> Vertu Motors's average Dividend Growth Rate in the past 3 years was 5.30%, which is between 5% and 20%. => GuruFocus defaults => Growth Rate: 5.30%

3. Years of Growth Stage: y1 = 10

4. Terminal Growth Rate: g2 = 4%

5. Dividends per Share: adjusted dividends per share = £0.0477.
GuruFocus uses adjusted dividends per share by default to ensure that the valuation reflects the total value of the company, as the actual dividend is only a portion of the total value.

All of the default settings can be changed in the DCF calculator and the results are calculated automatically.

Vertu Motors's Intrinsic Value: DCF (Dividends Based) for today is calculated as:

Intrinsic Value: DCF (Dividends Based)=Dividends per Share*{[(1+g1)/(1+d)+(1+g1)^2/(1+d)^2+...+(1+g1)^10/(1+d)^10]
+(1+g1)^10/(1+d)^10*[(1+g2)/(1+d)+(1+g2)^2/(1+d)^2+...+(1+g2)^10/(1+d)^10]}

set x = (1+g1)/(1+d) = (1+0.053)/(1+0.11) = 0.94864864864865
and y = (1+g2)/(1+d) = (1+0.04)/(1+0.11) = 0.93693693693694

Intrinsic Value: DCF (Dividends Based)=Dividends per Share*{[x+x^2+...+x^10]+x^10*[y+y^2+...+y^10]}
=Dividends per Share*[x*(1-x^10)/(1-x)+x^10*y*(1-y^10)/(1-y)]
=0.0477*11.7671
=0.56

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based)-Current Price) /Intrinsic Value: DCF (Dividends Based)
= (0.56 - 0.789) / 0.56
= -40.89 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Intrinsic Value: DCF (Dividends Based) of £0.56 mean?
Vertu Motors (CHIX:VTUL) has a Intrinsic Value: DCF (Dividends Based) of £0.56 as of Jul. 23, 2026. Intrinsic Value: DCF (Dividends Based) is the stock value based on a two-stage discounted dividend model. View historical data on Vertu Motors and its competitors. This is 22% above median its historical median of 0.46. Over the past decade, Vertu Motors' Intrinsic Value: DCF (Dividends Based) has ranged from 0.26 to 1.41. According to the industry distribution chart, Vertu Motors ranks #117 out of 167 companies in the Vehicles & Parts industry, placing it in the top 70.1%.
Is Vertu Motors' Intrinsic Value: DCF (Dividends Based) too high?
Vertu Motors' current Intrinsic Value: DCF (Dividends Based) of £0.56 is 22% above median its 10-year median of 0.46. Over the past 10 years, this metric has ranged from a low of 0.26 to a high of 1.41. Based on the distribution chart, Vertu Motors ranks #117 out of 167 companies in the Vehicles & Parts industry, which is below the industry midpoint. Overall, Vertu Motors has a GF Score™ of 42/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Vertu Motors' Intrinsic Value: DCF (Dividends Based) compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, Vertu Motors ranks #117 out of 167 companies for Intrinsic Value: DCF (Dividends Based). This places Vertu Motors in the lower half of its industry. The industry median Intrinsic Value: DCF (Dividends Based) is 0.98. Historically, Vertu Motors' own Intrinsic Value: DCF (Dividends Based) has ranged from 0.26 to 1.41 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: DCF (Dividends Based) for a Vehicles & Parts company?
The median Intrinsic Value: DCF (Dividends Based) among Vehicles & Parts companies is 0.98, based on 167 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: DCF (Dividends Based) significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: DCF (Dividends Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: DCF (Dividends Based) mean?
A high Intrinsic Value: DCF (Dividends Based) can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: DCF (Dividends Based) is the stock value based on a two-stage discounted dividend model. View historical data on Vertu Motors and its competitors. For the Vehicles & Parts industry, the median Intrinsic Value: DCF (Dividends Based) is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vertu Motors's current Intrinsic Value: DCF (Dividends Based) is £0.56, which is 22% above median its own 10-year median of 0.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vertu Motors stock overvalued right now?
Based on GuruFocus' analysis, Vertu Motors (CHIX:VTUL) is currently considered Fairly Valued. The stock's GF Value™ is £0.72, compared to a current price of £0.79 — trading 9.6% above its estimated fair value. The current Intrinsic Value: DCF (Dividends Based) is £0.56, which is 22% above median its 10-year median of 0.46. Vertu Motors' overall GF Score™ is 42/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: DCF (Dividends Based) calculated?
Intrinsic Value: DCF (Dividends Based) is calculated from a company's financial statements. For Vertu Motors (CHIX:VTUL), the current Intrinsic Value: DCF (Dividends Based) is £0.56 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vertu Motors (CHIX:VTUL) Overvalued in 2026?

Based on GuruFocus' analysis, Vertu Motors stock appears to be overvalued. The current stock price of £0.79 is trading 9.6% above its estimated GF Value™ of £0.72. GuruFocus considers Vertu Motors to be Fairly Valued.

Key valuation signals for CHIX:VTUL:

  • Intrinsic Value: DCF (Dividends Based): £0.56 (22% above median its 10-year median of 0.46)
  • GF Value™: £0.72 vs. price of £0.79 (9.6% above fair value)
  • GF Score™: 42/100 with 9 warning signs

No single metric tells the full story. See the CHIX:VTUL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vertu Motors Business Description

Other Exchanges VTMTF:USAVTU:UKV2N:Germany
Address Vertu House, 5th Avenue Business Park, Team Valley, Gateshead, Tyne and Wear, GBR, NE11 0XA
Vertu Motors PLC is an automotive retailer in the United Kingdom. The business activity of the group includes selling new cars, motorcycles, commercial vehicles, and used vehicles, together with after-sale services. It operates through various franchise dealerships, such as Volkswagen, Land Rover, Audi, Mercedes-Benz, Jaguar, Kia, Toyota, and many others. The company generates maximum revenue from used cars.
42GF Score

Get the complete analysis for CHIX:VTUL

Intrinsic Value: DCF (Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£0.79
Price
£0.72
GF Value