Vertu Motors (CHIX:VTUL) Beneish M-Score: -2.81 (As of Jun. 27, 2026)

What is Vertu Motors Beneish M-Score?

Vertu Motors CHIX:VTUL 42 Beneish M-Score is -2.81 as of Jun. 27, 2026. GuruFocus rates CHIX:VTUL with a GF Score™ of 42/100 and a GF Value™ of £0.69 (Fairly Valued). The stock has 8 warning signs investors should review. Among 1,274 Vehicles & Parts companies, Vertu Motors ranks better than 75.43% on this metric.

The zones of discrimination for M-Score is as such:

An M-Score of equal or less than -1.78 suggests that the company is unlikely to be a manipulator.
An M-Score of greater than -1.78 signals that the company is likely to be a manipulator.

Good Sign:

Beneish M-Score -2.81 no higher than -1.78, which implies that the company is unlikely to be a manipulator.

The historical rank and industry rank for Vertu Motors's Beneish M-Score or its related term are showing as below:

CHIX:VTUl' s Beneish M-Score Range Over the Past 10 Years
Min: -2.97 Med: -2.6 Max: -2.18
Current: -2.81

During the past 13 years, the highest Beneish M-Score of Vertu Motors was -2.18. The lowest was -2.97. And the median was -2.60.

Vertu Motors Beneish M-Score Related Terms

Vertu Motors Beneish M-Score Historical Data

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The historical data trend for Vertu Motors's Beneish M-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vertu Motors Beneish M-Score Chart

Vertu Motors Annual Data

Trend

Feb17

Feb18

Feb19

Feb20

Feb21

Feb22

Feb23

Feb24

Feb25

Feb26

Beneish M-Score

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-2.37

-2.18

-2.59

-2.60

-2.81

Vertu Motors Semi-Annual Data
	Aug16	Feb17	Aug17	Feb18	Aug18	Feb19	Aug19	Feb20	Aug20	Feb21	Aug21	Feb22	Aug22	Feb23	Aug23	Feb24	Aug24	Feb25	Aug25	Feb26
Beneish M-Score	Get a 7-Day Free Trial															-2.59	0.00	-2.60	0.00	-2.81

CHIX:VTUL vs CVNA, PAG, ALTB: Beneish M-Score Comparison

For the Auto & Truck Dealerships subindustry, Vertu Motors's Beneish M-Score, along with its competitors' market caps and Beneish M-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Vertu Motors Beneish M-Score vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Vertu Motors's Beneish M-Score distribution charts can be found below:

* The bar in red indicates where Vertu Motors's Beneish M-Score falls into.

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42GF Score

Vertu Motors PLC CHIX:VTUL

Beneish M-Score is just one metric. See GF Score™, valuation, warning signs, and more.

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Vertu Motors Beneish M-Score Calculation

The M-score was created by Professor Messod Beneish. Instead of measuring the bankruptcy risk (Altman Z-Score) or business trend (Piotroski F-Score), M-score can be used to detect the risk of earnings manipulation. This is the original research paper on M-score.

The M-Score Variables:

The M-score of Vertu Motors for today is based on a combination of the following eight different indices:

-4.84

0.92 * DSRI

0.528 * GMI

0.404 * AQI

0.892 * SGI

0.115 * DEPI

-4.84

0.92 * 0.7832

0.528 * 1.0014

0.404 * 1.0062

0.892 * 1.0147

0.115 * 0.922

0.172 * SGAI

4.679 * TATA

0.327 * LVGI

0.172 * 0.9882

4.679 * -0.029565

0.327 * 0.9953

-2.81

This Year (Feb26) TTM:

Last Year (Feb25) TTM:

Total Receivables was £79 Mil.
Revenue was £4,834 Mil.
Gross Profit was £540 Mil.
Total Current Assets was £976 Mil.
Total Assets was £1,559 Mil.
Property, Plant and Equipment(Net PPE) was £443 Mil.
Depreciation, Depletion and Amortization(DDA) was £43 Mil.
Selling, General, & Admin. Expense(SGA) was £0 Mil.
Total Current Liabilities was £958 Mil.
Long-Term Debt & Capital Lease Obligation was £208 Mil.
Net Income was £15 Mil.
Gross Profit was £0 Mil.
Cash Flow from Operations was £61 Mil.

Total Receivables was £99 Mil.
Revenue was £4,764 Mil.
Gross Profit was £533 Mil.
Total Current Assets was £996 Mil.
Total Assets was £1,579 Mil.
Property, Plant and Equipment(Net PPE) was £441 Mil.
Depreciation, Depletion and Amortization(DDA) was £39 Mil.
Selling, General, & Admin. Expense(SGA) was £0 Mil.
Total Current Liabilities was £978 Mil.
Long-Term Debt & Capital Lease Obligation was £209 Mil.

1. DSRI = Days Sales in Receivables Index

Measured as the ratio of Revenue in Total Receivables in year t to year t-1.

A large increase in DSR could be indicative of revenue inflation.

DSRI	=	(Receivables_t / Revenue_t)	/	(Receivables_t-1 / Revenue_t-1)
	=	(78.629 / 4833.796)	/	(98.951 / 4763.926)
	=	0.016267	/	0.020771
	=	0.7832

2. GMI = Gross Margin Index

Measured as the ratio of gross margin in year t-1 to gross margin in year t.

Gross margin has deteriorated when this index is above 1. A firm with poorer prospects is more likely to manipulate earnings.

GMI	=	GrossMargin_t-1	/	GrossMargin_t
	=	(GrossProfit_t-1 / Revenue_t-1)	/	(GrossProfit_t / Revenue_t)
	=	(532.934 / 4763.926)	/	(540.009 / 4833.796)
	=	0.111869	/	0.111715
	=	1.0014

3. AQI = Asset Quality Index

AQI is the ratio of asset quality in year t to year t-1.

Asset quality is measured as the ratio of non-current assets other than Property, Plant and Equipment to Total Assets.

AQI	=	(1 - (CurrentAssets_t + PPE_t) / TotalAssets_t)	/	(1 - (CurrentAssets_t-1 + PPE_t-1) / TotalAssets_t-1)
	=	(1 - (976.235 + 442.694) / 1559.144)	/	(1 - (996.458 + 441.187) / 1578.75)
	=	0.089931	/	0.089378
	=	1.0062

4. SGI = Sales Growth Index

Ratio of Revenue in year t to sales in year t-1.

Sales growth is not itself a measure of manipulation. However, growth companies are likely to find themselves under pressure to manipulate in order to keep up appearances.

SGI	=	Sales_t	/	Sales_t-1
	=	Revenue_t	/	Revenue_t-1
	=	4833.796	/	4763.926
	=	1.0147

5. DEPI = Depreciation Index

Measured as the ratio of the rate of Depreciation, Depletion and Amortization in year t-1 to the corresponding rate in year t.

DEPI greater than 1 indicates that assets are being depreciated at a slower rate. This suggests that the firm might be revising useful asset life assumptions upwards, or adopting a new method that is income friendly.

DEPI	=	(Depreciation_t-1 / (Depreciaton_t-1 + PPE_t-1))	/	(Depreciation_t / (Depreciaton_t + PPE_t))
	=	(38.998 / (38.998 + 441.187))	/	(42.76 / (42.76 + 442.694))
	=	0.081215	/	0.088082
	=	0.922

Note: If the Depreciation, Depletion and Amortization data is not available, we assume that the depreciation rate is constant and set the Depreciation Index to 1.

6. SGAI = Sales, General and Administrative expenses Index

The ratio of Selling, General, & Admin. Expense(SGA) to Sales in year t relative to year t-1.

SGA expenses index > 1 means that the company is becoming less efficient in generate sales.

SGAI	=	(SGA_t / Sales_t)	/	(SGA_t-1 /Sales_t-1)
	=	(0.404 / 4833.796)	/	(0.404 / 4763.926)
	=	8.4E-5	/	8.5E-5
	=	0.9882

7. LVGI = Leverage Index

The ratio of total debt to Total Assets in year t relative to yeat t-1.

An LVGI > 1 indicates an increase in leverage

LVGI	=	((LTD_t + CurrentLiabilities_t) / TotalAssets_t)	/	((LTD_t-1 + CurrentLiabilities_t-1) / TotalAssets_t-1)
	=	((207.982 + 958.488) / 1559.144)	/	((208.962 + 977.705) / 1578.75)
	=	0.748148	/	0.75165
	=	0.9953

8. TATA = Total Accruals to Total Assets

Total accruals calculated as the change in working capital accounts other than cash less depreciation.

TATA	=	(IncomefromContinuingOperations_t	-	CashFlowsfromOperations_t)	/	TotalAssets_t
	=	(NetIncome_t - NonOperatingIncome_t	-	CashFlowsfromOperations_t)	/	TotalAssets_t
	=	(14.623 - 0	-	60.719)	/	1559.144
	=	-0.029565

An M-Score of equal or less than -1.78 suggests that the company is unlikely to be a manipulator. An M-Score of greater than -1.78 signals that the company is likely to be a manipulator.

Vertu Motors has a M-score of -2.81 suggests that the company is unlikely to be a manipulator.

Frequently Asked Questions Learn more about Beneish M-Score →

What does a Beneish M-Score of -2.81 mean?

Vertu Motors (CHIX:VTUL) has a Beneish M-Score of -2.81 as of Jun. 27, 2026. The Beneish M-score measures the likelihood of earnings manipulation. View historical data on Vertu Motors and its competitors. According to the industry distribution chart, Vertu Motors ranks #313 out of 1274 companies in the Vehicles & Parts industry, placing it in the top 24.6%.

Is Vertu Motors' Beneish M-Score too high?

Vertu Motors' current Beneish M-Score is -2.81. Based on the distribution chart, Vertu Motors ranks #313 out of 1274 companies in the Vehicles & Parts industry, which is in the top quartile — a strong position relative to peers. Overall, Vertu Motors has a GF Score™ of 42/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.

How does Vertu Motors' Beneish M-Score compare to CVNA and PAG?

According to the Vehicles & Parts industry distribution chart, Vertu Motors ranks #313 out of 1274 companies for Beneish M-Score. This places Vertu Motors in the top 25% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Beneish M-Score for a Vehicles & Parts company?

A good Beneish M-Score depends on the Vehicles & Parts industry context. However, Beneish M-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Beneish M-Score mean?

A high Beneish M-Score can signal that a stock is expensive relative to its fundamentals. The Beneish M-score measures the likelihood of earnings manipulation. View historical data on Vertu Motors and its competitors. Vertu Motors's current Beneish M-Score is -2.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Vertu Motors stock overvalued right now?

Based on GuruFocus' analysis, Vertu Motors (CHIX:VTUL) is currently considered Fairly Valued. The stock's GF Value™ is £0.69, compared to a current price of £0.74 — trading 7.1% above its estimated fair value. The current Beneish M-Score is -2.81. Vertu Motors' overall GF Score™ is 42/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Beneish M-Score calculated?

Beneish M-Score is calculated from a company's financial statements. For Vertu Motors (CHIX:VTUL), the current Beneish M-Score is -2.81 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vertu Motors (CHIX:VTUL) Overvalued in 2026?

Based on GuruFocus' analysis, Vertu Motors stock appears to be overvalued. The current stock price of £0.74 is trading 7.1% above its estimated GF Value™ of £0.69. GuruFocus considers Vertu Motors to be Fairly Valued.

Key valuation signals for CHIX:VTUL:

Beneish M-Score: -2.81
GF Value™: £0.69 vs. price of £0.74 (7.1% above fair value)
GF Score™: 42/100 with 8 warning signs

No single metric tells the full story. See the CHIX:VTUL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Vertu Motors Business Description

Industry Consumer Cyclical Vehicles & Parts

Comparable Companies LSE:MOTR LSE:CFYN CVNA PAG XBRU:DIE ALTB TPE:2207 LAD KMX AN RUSHA TSE:4732 VVV ASX:APE OPLN LSE:INCH GPI ABG TSX:BYD CARG

Other Exchanges VTMTF:USA VTU:UK V2N:Germany

Address Vertu House, 5th Avenue Business Park, Team Valley, Gateshead, Tyne and Wear, GBR, NE11 0XA

Website https://www.vertumotors.com

Vertu Motors PLC is an automotive retailer in the United Kingdom. The business activity of the group includes selling new cars, motorcycles, commercial vehicles, and used vehicles, together with after-sale services. It operates through various franchise dealerships, such as Volkswagen, Land Rover, Audi, Mercedes-Benz, Jaguar, Kia, Toyota, and many others. The company generates maximum revenue from used cars.

42GF Score

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Beneish M-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£0.74

Price

£0.69

GF Value

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