IGIC (International General Insurance Holdings) Debt-to-EBITDA : N/A (As of Mar. 2026)

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IGIC International General Insurance Holdings Ltd IGIC
76 GF Score
Price $28.85
GF Value $21.96
Valuation Significantly Overvalued
! 7 Warning Signs
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What is International General Insurance Holdings Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

International General Insurance Holdings's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $0.0 Mil. International General Insurance Holdings's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $0.0 Mil. International General Insurance Holdings's annualized EBITDA for the quarter that ended in Mar. 2026 was $0.0 Mil.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for International General Insurance Holdings's Debt-to-EBITDA or its related term are showing as below:

During the past 9 years, the highest Debt-to-EBITDA Ratio of International General Insurance Holdings was 0.09. The lowest was 0.06. And the median was 0.08.

IGIC's Debt-to-EBITDA is not ranked *
in the Insurance industry.
Industry Median: 1.175
* Ranked among companies with meaningful Debt-to-EBITDA only.

International General Insurance Holdings  (NAS:IGIC) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.

Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

International General Insurance Holdings Debt-to-EBITDA Related Terms

International General Insurance Holdings Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for International General Insurance Holdings's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

International General Insurance Holdings Debt-to-EBITDA Chart

International General Insurance Holdings Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only 0.08 0.00 N/A N/A N/A

International General Insurance Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A N/A N/A N/A N/A

IGIC vs XZO, PLGO, SUND: Debt-to-EBITDA Comparison

For the Insurance - Diversified subindustry, International General Insurance Holdings's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

International General Insurance Holdings Debt-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, International General Insurance Holdings's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where International General Insurance Holdings's Debt-to-EBITDA falls into.


IGIC
76GF Score
International General Insurance Holdings Ltd IGIC
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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International General Insurance Holdings Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

International General Insurance Holdings's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 0) / N/A
=N/A

International General Insurance Holdings's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 0) / 0
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Is International General Insurance Holdings (IGIC) Overvalued in 2026?

Based on GuruFocus' analysis, International General Insurance Holdings stock appears to be overvalued. The current stock price of $28.85 is trading 31.4% above its estimated GF Value™ of $21.96. GuruFocus considers International General Insurance Holdings to be Significantly Overvalued.

Key valuation signals for IGIC:

  • Debt-to-EBITDA: N/A
  • GF Value™: $21.96 vs. price of $28.85 (31.4% above fair value)
  • GF Score™: 76/100 with 7 warning signs

No single metric tells the full story. See the IGIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

International General Insurance Holdings Business Description

Address 74 Abdel Hamid Sharaf Street, P.O. Box 941428, Amman, JOR, 11194
International General Insurance Holdings Ltd is an international specialty insurance and reinsurance group. It underwrites a diversified portfolio of specialty risks including energy, property, construction and engineering, ports and terminals, general aviation, political violence, professional lines, financial institutions, marine, contingency and treaty reinsurance. The company's operating segments include Specialty Longtail, Specialty Short tail and Reinsurance. The majority of revenue is derived from the Specialty Short-tail segment, which comprises business lines with underwriting risks assumed in the form of property and specialty lines insurance and of short-term nature with respect to related claims.
76GF Score

Get the complete analysis for IGIC

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$28.85
Price
$21.96
GF Value