IGIC'
s Net Margin % Range Over the Past 10 Years
Min: 3.92 Med: 13.49 Max: 25.7
Current: 23.75
IGIC's Net Margin % is ranked better than 86.43% of 501
companies
in the Insurance industry
Industry Median: 9.29
vs IGIC: 23.75
International General Insurance Holdings (NAS:IGIC) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
International General Insurance Holdings Net Margin % Related Terms
International General Insurance Holdings Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
International General Insurance Holdings Net Margin % Chart
International General Insurance Holdings Annual Data
For the Insurance - Diversified subindustry, International General Insurance Holdings's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
International General Insurance Holdings Net Margin % vs Insurance Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
International General Insurance Holdings (IGIC) has a Net Margin % of 17.60% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on International General Insurance Holdings and its competitors. This is 30% above median its historical median of 13.49. Over the past decade, International General Insurance Holdings' Net Margin % has ranged from 3.92 to 25.70. According to the industry distribution chart, International General Insurance Holdings ranks #68 out of 501 companies in the Insurance industry, placing it in the top 13.6%.
Is International General Insurance Holdings' Net Margin % too high?
International General Insurance Holdings' current Net Margin % of 17.60% is 30% above median its 10-year median of 13.49. Over the past 10 years, this metric has ranged from a low of 3.92 to a high of 25.70. The Insurance industry median Net Margin % is 9.29. International General Insurance Holdings' value of 17.60% is 89.5% above this industry median. Based on the distribution chart, International General Insurance Holdings ranks #68 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, International General Insurance Holdings has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does International General Insurance Holdings' Net Margin % compare to XZO and PLGO?
According to the Insurance industry distribution chart, International General Insurance Holdings ranks #68 out of 501 companies for Net Margin %. This places International General Insurance Holdings in the top 14% of its industry — outperforming the majority of peers. The industry median Net Margin % is 9.29. International General Insurance Holdings' value of 17.60% is 89.5% above this benchmark. Historically, International General Insurance Holdings' own Net Margin % has ranged from 3.92 to 25.70 over the past decade. While the company's 10-year median is 13.49 vs. the industry median of 9.29, International General Insurance Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. International General Insurance Holdings's current Net Margin % of 17.60% is 89.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on International General Insurance Holdings and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. International General Insurance Holdings's current Net Margin % is 17.60%, which is 30% above median its own 10-year median of 13.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is International General Insurance Holdings stock overvalued right now?
Based on GuruFocus' analysis, International General Insurance Holdings (IGIC) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.87, compared to a current price of $25.96 — trading 18.7% above its estimated fair value. The current Net Margin % is 17.60%, which is 30% above median its 10-year median of 13.49 and 89.5% above the Insurance industry median of 9.29. International General Insurance Holdings' overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For International General Insurance Holdings (IGIC), the current Net Margin % is 17.60% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is International General Insurance Holdings (IGIC) Overvalued in 2026?
Based on GuruFocus' analysis, International General Insurance Holdings stock appears to be overvalued.
The current stock price of $25.96 is trading 18.7% above its estimated GF Value™ of $21.87.
GuruFocus considers International General Insurance Holdings to be Modestly Overvalued.
Key valuation signals for IGIC:
Net Margin %: 17.60% (30% above median its 10-year median of 13.49)
GF Value™: $21.87 vs. price of $25.96 (18.7% above fair value)
Industry Position: 89.5% above the Insurance median (#68 of 501)
No single metric tells the full story. See the IGIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
International General Insurance Holdings Business Description
International General Insurance Holdings Ltd is an international specialty insurance and reinsurance group. It underwrites a diversified portfolio of specialty risks including energy, property, construction and engineering, ports and terminals, general aviation, political violence, professional lines, financial institutions, marine, contingency and treaty reinsurance. The company's operating segments include Specialty Longtail, Specialty Short tail and Reinsurance. The majority of revenue is derived from the Specialty Short-tail segment, which comprises business lines with underwriting risks assumed in the form of property and specialty lines insurance and of short-term nature with respect to related claims.
77GF Score
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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