Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. International General Insurance Holdings's
EBIT
for the
three
months ended in Mar. 2026 was $0.0 Mil. International General Insurance Holdings's Interest Expense for the
three
months ended in Mar. 2026 was $0.0 Mil.
International General Insurance Holdings has no debt.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
International General Insurance Holdings Ltd has no debt.
(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
International General Insurance Holdings (NAS:IGIC) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
International General Insurance Holdings Interest Coverage Related Terms
International General Insurance Holdings Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
International General Insurance Holdings Interest Coverage Chart
International General Insurance Holdings Annual Data
IGIC vs XZO, PLGO, SUND: Interest Coverage Comparison
For the Insurance - Diversified subindustry, International General Insurance Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
International General Insurance Holdings Interest Coverage vs Insurance Industry
International General Insurance Holdings Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
International General Insurance Holdings had no debt (1).
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of No Debt <sup>(1)</sup> mean?
International General Insurance Holdings (IGIC) has a Interest Coverage of No Debt (1) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on International General Insurance Holdings and its competitors. This is 99% below median its historical median of 136.70. Over the past decade, International General Insurance Holdings' Interest Coverage has ranged from 0.68 to 10,000.00. According to the industry distribution chart, International General Insurance Holdings ranks #2 out of 351 companies in the Insurance industry, placing it in the top 0.59999999999999%.
Is International General Insurance Holdings' Interest Coverage too high?
International General Insurance Holdings' current Interest Coverage of No Debt (1) is 99% below median its 10-year median of 136.70. Over the past 10 years, this metric has ranged from a low of 0.68 to a high of 10,000.00. Based on the distribution chart, International General Insurance Holdings ranks #2 out of 351 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, International General Insurance Holdings has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does International General Insurance Holdings' Interest Coverage compare to XZO and PLGO?
According to the Insurance industry distribution chart, International General Insurance Holdings ranks #2 out of 351 companies for Interest Coverage. This places International General Insurance Holdings in the top 1% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 16.23. Historically, International General Insurance Holdings' own Interest Coverage has ranged from 0.68 to 10,000.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.23, based on 351 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on International General Insurance Holdings and its competitors. For the Insurance industry, the median Interest Coverage is 16.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. International General Insurance Holdings's current Interest Coverage is No Debt (1), which is 99% below median its own 10-year median of 136.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is International General Insurance Holdings stock overvalued right now?
Based on GuruFocus' analysis, International General Insurance Holdings (IGIC) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.87, compared to a current price of $25.81 — trading 18% above its estimated fair value. The current Interest Coverage is No Debt (1), which is 99% below median its 10-year median of 136.70. International General Insurance Holdings' overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For International General Insurance Holdings (IGIC), the current Interest Coverage is No Debt (1) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is International General Insurance Holdings (IGIC) Overvalued in 2026?
Based on GuruFocus' analysis, International General Insurance Holdings stock appears to be overvalued.
The current stock price of $25.81 is trading 18% above its estimated GF Value™ of $21.87.
GuruFocus considers International General Insurance Holdings to be Modestly Overvalued.
Key valuation signals for IGIC:
Interest Coverage: No Debt (1) (99% below median its 10-year median of 136.70)
GF Value™: $21.87 vs. price of $25.81 (18% above fair value)
No single metric tells the full story. See the IGIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
International General Insurance Holdings Business Description
International General Insurance Holdings Ltd is an international specialty insurance and reinsurance group. It underwrites a diversified portfolio of specialty risks including energy, property, construction and engineering, ports and terminals, general aviation, political violence, professional lines, financial institutions, marine, contingency and treaty reinsurance. The company's operating segments include Specialty Longtail, Specialty Short tail and Reinsurance. The majority of revenue is derived from the Specialty Short-tail segment, which comprises business lines with underwriting risks assumed in the form of property and specialty lines insurance and of short-term nature with respect to related claims.
77GF Score
Get the complete analysis for IGIC
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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