IGIC (International General Insurance Holdings) Effective Interest Rate on Debt %: 0.00% (As of Mar. 2026)


IGIC International General Insurance Holdings Ltd IGIC
76 GF Score
Price $28.19
GF Value $21.92
Valuation Modestly Overvalued
! 7 Warning Signs
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What is International General Insurance Holdings Effective Interest Rate on Debt %?

International General Insurance Holdings IGIC +0.55% 76 Effective Interest Rate on Debt % is 0.00% as of Mar. 2026. GuruFocus rates IGIC with a GF Score™ of 76/100 and a GF Value™ of $21.92 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. International General Insurance Holdings's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $0.0 Mil. International General Insurance Holdings's average total debt for the quarter that ended in Mar. 2026 was $0.0 Mil. Therefore, International General Insurance Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was N/A%.


International General Insurance Holdings  (NAS:IGIC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


International General Insurance Holdings Effective Interest Rate on Debt % Related Terms


International General Insurance Holdings Effective Interest Rate on Debt % Historical Data

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The historical data trend for International General Insurance Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

International General Insurance Holdings Effective Interest Rate on Debt % Chart

International General Insurance Holdings Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only 10.68 3.52 0.00 0.00 0.00

International General Insurance Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

IGIC vs XZO, PLGO, SUND: Effective Interest Rate on Debt % Comparison

For the Insurance - Diversified subindustry, International General Insurance Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


International General Insurance Holdings Effective Interest Rate on Debt % vs Insurance Industry

For the Insurance industry and Financial Services sector, International General Insurance Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where International General Insurance Holdings's Effective Interest Rate on Debt % falls into.


IGIC
76GF Score
International General Insurance Holdings Ltd IGIC
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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International General Insurance Holdings Effective Interest Rate on Debt % Calculation

International General Insurance Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -55.267/( (0+0)/ 1 )
=-1  *  -55.267/0
=N/A %

where

International General Insurance Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  0/( (0+0)/ 1 )
=-1  *  0/0
=N/A %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
International General Insurance Holdings (IGIC) has a Effective Interest Rate on Debt % of 0.00% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on International General Insurance Holdings and its competitors.
Is International General Insurance Holdings' Effective Interest Rate on Debt % too high?
International General Insurance Holdings' current Effective Interest Rate on Debt % is 0.00%. Overall, International General Insurance Holdings has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does International General Insurance Holdings' Effective Interest Rate on Debt % compare to XZO and PLGO?
International General Insurance Holdings' Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Insurance company?
A good Effective Interest Rate on Debt % depends on the Insurance industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on International General Insurance Holdings and its competitors. International General Insurance Holdings's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is International General Insurance Holdings stock overvalued right now?
Based on GuruFocus' analysis, International General Insurance Holdings (IGIC) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.92, compared to a current price of $28.19 — trading 28.6% above its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. International General Insurance Holdings' overall GF Score™ is 76/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For International General Insurance Holdings (IGIC), the current Effective Interest Rate on Debt % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is International General Insurance Holdings (IGIC) Overvalued in 2026?

Based on GuruFocus' analysis, International General Insurance Holdings stock appears to be overvalued. The current stock price of $28.19 is trading 28.6% above its estimated GF Value™ of $21.92. GuruFocus considers International General Insurance Holdings to be Modestly Overvalued.

Key valuation signals for IGIC:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: $21.92 vs. price of $28.19 (28.6% above fair value)
  • GF Score™: 76/100 with 7 warning signs

No single metric tells the full story. See the IGIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


International General Insurance Holdings Business Description

Address 74 Abdel Hamid Sharaf Street, P.O. Box 941428, Amman, JOR, 11194
International General Insurance Holdings Ltd is an international specialty insurance and reinsurance group. It underwrites a diversified portfolio of specialty risks including energy, property, construction and engineering, ports and terminals, general aviation, political violence, professional lines, financial institutions, marine, contingency and treaty reinsurance. The company's operating segments include Specialty Longtail, Specialty Short tail and Reinsurance. The majority of revenue is derived from the Specialty Short-tail segment, which comprises business lines with underwriting risks assumed in the form of property and specialty lines insurance and of short-term nature with respect to related claims.
76GF Score

Get the complete analysis for IGIC

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$28.19
Price
$21.92
GF Value