IGIC (International General Insurance Holdings) Pretax Margin %: 17.84% (As of Mar. 2026) — 27% Above Median


IGIC International General Insurance Holdings Ltd IGIC
77 GF Score
Price $26.90
GF Value $21.87
Valuation Modestly Overvalued
! 7 Warning Signs
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What is International General Insurance Holdings Pretax Margin %?

International General Insurance Holdings IGIC +4.07% 77 Pretax Margin % is 17.84% as of Mar. 2026, which is 27% above its 10-year median of 14.01. GuruFocus rates IGIC with a GF Score™ of 77/100 and a GF Value™ of $21.87 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 501 Insurance companies, International General Insurance Holdings ranks better than 80.24% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. International General Insurance Holdings's Pre-Tax Income for the three months ended in Mar. 2026 was $22.0 Mil. International General Insurance Holdings's Revenue for the three months ended in Mar. 2026 was $123.3 Mil. Therefore, International General Insurance Holdings's pretax margin for the quarter that ended in Mar. 2026 was 17.84%.

The historical rank and industry rank for International General Insurance Holdings's Pretax Margin % or its related term are showing as below:

IGIC' s Pretax Margin % Range Over the Past 10 Years
Min: 3.91   Med: 14.01   Max: 26.42
Current: 23.53


IGIC's Pretax Margin % is ranked better than
80.24% of 501 companies
in the Insurance industry
Industry Median: 12.04 vs IGIC: 23.53

International General Insurance Holdings  (NAS:IGIC) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


International General Insurance Holdings Pretax Margin % Related Terms


International General Insurance Holdings Pretax Margin % Historical Data

* Premium members only.

The historical data trend for International General Insurance Holdings's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

International General Insurance Holdings Pretax Margin % Chart

International General Insurance Holdings Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only 14.01 23.37 26.42 25.15 24.22

International General Insurance Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.07 24.29 27.02 24.86 17.84

IGIC vs XZO, PLGO, SUND: Pretax Margin % Comparison

For the Insurance - Diversified subindustry, International General Insurance Holdings's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


International General Insurance Holdings Pretax Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, International General Insurance Holdings's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where International General Insurance Holdings's Pretax Margin % falls into.


IGIC
77GF Score
International General Insurance Holdings Ltd IGIC
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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International General Insurance Holdings Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

International General Insurance Holdings's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=127.14/524.958
=24.22 %

International General Insurance Holdings's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=22/123.3
=17.84 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 17.84% mean?
International General Insurance Holdings (IGIC) has a Pretax Margin % of 17.84% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on International General Insurance Holdings and its competitors. This is 27% above median its historical median of 14.01. Over the past decade, International General Insurance Holdings' Pretax Margin % has ranged from 3.91 to 26.42. According to the industry distribution chart, International General Insurance Holdings ranks #99 out of 501 companies in the Insurance industry, placing it in the top 19.8%.
Is International General Insurance Holdings' Pretax Margin % too high?
International General Insurance Holdings' current Pretax Margin % of 17.84% is 27% above median its 10-year median of 14.01. Over the past 10 years, this metric has ranged from a low of 3.91 to a high of 26.42. The Insurance industry median Pretax Margin % is 12.04. International General Insurance Holdings' value of 17.84% is 48.2% above this industry median. Based on the distribution chart, International General Insurance Holdings ranks #99 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, International General Insurance Holdings has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does International General Insurance Holdings' Pretax Margin % compare to XZO and PLGO?
According to the Insurance industry distribution chart, International General Insurance Holdings ranks #99 out of 501 companies for Pretax Margin %. This places International General Insurance Holdings in the top 20% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 12.04. International General Insurance Holdings' value of 17.84% is 48.2% above this benchmark. Historically, International General Insurance Holdings' own Pretax Margin % has ranged from 3.91 to 26.42 over the past decade. While the company's 10-year median is 14.01 vs. the industry median of 12.04, International General Insurance Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 12.04, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. International General Insurance Holdings's current Pretax Margin % of 17.84% is 48.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on International General Insurance Holdings and its competitors. For the Insurance industry, the median Pretax Margin % is 12.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. International General Insurance Holdings's current Pretax Margin % is 17.84%, which is 27% above median its own 10-year median of 14.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is International General Insurance Holdings stock overvalued right now?
Based on GuruFocus' analysis, International General Insurance Holdings (IGIC) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.87, compared to a current price of $26.90 — trading 23% above its estimated fair value. The current Pretax Margin % is 17.84%, which is 27% above median its 10-year median of 14.01 and 48.2% above the Insurance industry median of 12.04. International General Insurance Holdings' overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For International General Insurance Holdings (IGIC), the current Pretax Margin % is 17.84% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is International General Insurance Holdings (IGIC) Overvalued in 2026?

Based on GuruFocus' analysis, International General Insurance Holdings stock appears to be overvalued. The current stock price of $26.90 is trading 23% above its estimated GF Value™ of $21.87. GuruFocus considers International General Insurance Holdings to be Modestly Overvalued.

Key valuation signals for IGIC:

  • Pretax Margin %: 17.84% (27% above median its 10-year median of 14.01)
  • GF Value™: $21.87 vs. price of $26.90 (23% above fair value)
  • GF Score™: 77/100 with 7 warning signs
  • Industry Position: 48.2% above the Insurance median (#99 of 501)

No single metric tells the full story. See the IGIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


International General Insurance Holdings Business Description

Address 74 Abdel Hamid Sharaf Street, P.O. Box 941428, Amman, JOR, 11194
International General Insurance Holdings Ltd is an international specialty insurance and reinsurance group. It underwrites a diversified portfolio of specialty risks including energy, property, construction and engineering, ports and terminals, general aviation, political violence, professional lines, financial institutions, marine, contingency and treaty reinsurance. The company's operating segments include Specialty Longtail, Specialty Short tail and Reinsurance. The majority of revenue is derived from the Specialty Short-tail segment, which comprises business lines with underwriting risks assumed in the form of property and specialty lines insurance and of short-term nature with respect to related claims.
77GF Score

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Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$26.90
Price
$21.87
GF Value