3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
International General Insurance Holdings's 3-Year ROIIC % for the quarter that ended in Dec. 2025 was 0.00%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
IGIC's 3-Year ROIIC % is not ranked *
in the Insurance industry.
Industry Median: 5.12 * Ranked among companies with meaningful 3-Year ROIIC % only.
International General Insurance Holdings (NAS:IGIC) 3-Year ROIIC % Explanation
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
International General Insurance Holdings 3-Year ROIIC % Related Terms
International General Insurance Holdings 3-Year ROIIC % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
International General Insurance Holdings 3-Year ROIIC % Chart
International General Insurance Holdings Annual Data
IGIC vs XZO, PLGO, SUND: 3-Year ROIIC % Comparison
For the Insurance - Diversified subindustry, International General Insurance Holdings's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
International General Insurance Holdings 3-Year ROIIC % vs Insurance Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
International General Insurance Holdings (IGIC) has a 3-Year ROIIC % of 0.00 as of Dec. 2025. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on International General Insurance Holdings and its competitors. Over the past decade, International General Insurance Holdings' 3-Year ROIIC % has ranged from 1.94 to 9.82. According to the industry distribution chart, International General Insurance Holdings ranks #999999 out of 337 companies in the Insurance industry.
Is International General Insurance Holdings' 3-Year ROIIC % too high?
International General Insurance Holdings' current 3-Year ROIIC % is 0.00. Over the past 10 years, this metric has ranged from a low of 1.94 to a high of 9.82. Based on the distribution chart, International General Insurance Holdings ranks #999999 out of 337 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, International General Insurance Holdings has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does International General Insurance Holdings' 3-Year ROIIC % compare to XZO and PLGO?
According to the Insurance industry distribution chart, International General Insurance Holdings ranks #999999 out of 337 companies for 3-Year ROIIC %. This places International General Insurance Holdings in the lower half of its industry. The industry median 3-Year ROIIC % is 5.12. Historically, International General Insurance Holdings' own 3-Year ROIIC % has ranged from 1.94 to 9.82 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for an Insurance company?
The median 3-Year ROIIC % among Insurance companies is 5.12, based on 337 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on International General Insurance Holdings and its competitors. For the Insurance industry, the median 3-Year ROIIC % is 5.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. International General Insurance Holdings's current 3-Year ROIIC % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is International General Insurance Holdings stock overvalued right now?
Based on GuruFocus' analysis, International General Insurance Holdings (IGIC) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.91, compared to a current price of $28.20 — trading 28.7% above its estimated fair value. The current 3-Year ROIIC % is 0.00. International General Insurance Holdings' overall GF Score™ is 76/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For International General Insurance Holdings (IGIC), the current 3-Year ROIIC % is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is International General Insurance Holdings (IGIC) Overvalued in 2026?
Based on GuruFocus' analysis, International General Insurance Holdings stock appears to be overvalued.
The current stock price of $28.20 is trading 28.7% above its estimated GF Value™ of $21.91.
GuruFocus considers International General Insurance Holdings to be Modestly Overvalued.
Key valuation signals for IGIC:
3-Year ROIIC %: 0.00
GF Value™: $21.91 vs. price of $28.20 (28.7% above fair value)
No single metric tells the full story. See the IGIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
International General Insurance Holdings Business Description
International General Insurance Holdings Ltd is an international specialty insurance and reinsurance group. It underwrites a diversified portfolio of specialty risks including energy, property, construction and engineering, ports and terminals, general aviation, political violence, professional lines, financial institutions, marine, contingency and treaty reinsurance. The company's operating segments include Specialty Longtail, Specialty Short tail and Reinsurance. The majority of revenue is derived from the Specialty Short-tail segment, which comprises business lines with underwriting risks assumed in the form of property and specialty lines insurance and of short-term nature with respect to related claims.
76GF Score
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