IGIC'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 7.77 Med: 15.37 Max: 24.85
Current: 18.08
During the past 9 years, International General Insurance Holdings's highest Return-on-Tangible-Equity was 24.85%. The lowest was 7.77%. And the median was 15.37%.
IGIC's Return-on-Tangible-Equity is ranked better than 64.4% of 500
companies
in the Insurance industry
Industry Median: 13.515
vs IGIC: 18.08
International General Insurance Holdings (NAS:IGIC) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
International General Insurance Holdings Return-on-Tangible-Equity Related Terms
International General Insurance Holdings Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
International General Insurance Holdings Return-on-Tangible-Equity Chart
International General Insurance Holdings Annual Data
IGIC vs XZO, PLGO, SUND: Return-on-Tangible-Equity Comparison
For the Insurance - Diversified subindustry, International General Insurance Holdings's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
International General Insurance Holdings Return-on-Tangible-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, International General Insurance Holdings's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where International General Insurance Holdings's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 12.73% mean?
International General Insurance Holdings (IGIC) has a Return-on-Tangible-Equity of 12.73% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on International General Insurance Holdings and its competitors. This is 17% below median its historical median of 15.37. Over the past decade, International General Insurance Holdings' Return-on-Tangible-Equity has ranged from 7.77 to 24.85. According to the industry distribution chart, International General Insurance Holdings ranks #178 out of 500 companies in the Insurance industry, placing it in the top 35.6%.
Is International General Insurance Holdings' Return-on-Tangible-Equity too high?
International General Insurance Holdings' current Return-on-Tangible-Equity of 12.73% is 17% below median its 10-year median of 15.37. Over the past 10 years, this metric has ranged from a low of 7.77 to a high of 24.85. The Insurance industry median Return-on-Tangible-Equity is 13.52. International General Insurance Holdings' value of 12.73% is 5.8% below this industry median. Based on the distribution chart, International General Insurance Holdings ranks #178 out of 500 companies in the Insurance industry, which is above the industry midpoint. Overall, International General Insurance Holdings has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does International General Insurance Holdings' Return-on-Tangible-Equity compare to XZO and PLGO?
According to the Insurance industry distribution chart, International General Insurance Holdings ranks #178 out of 500 companies for Return-on-Tangible-Equity. This puts International General Insurance Holdings in the upper half of its industry. The industry median Return-on-Tangible-Equity is 13.52. International General Insurance Holdings' value of 12.73% is 5.8% below this benchmark. Historically, International General Insurance Holdings' own Return-on-Tangible-Equity has ranged from 7.77 to 24.85 over the past decade. While the company's 10-year median is 15.37 vs. the industry median of 13.52, International General Insurance Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Insurance company?
The median Return-on-Tangible-Equity among Insurance companies is 13.52, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. International General Insurance Holdings's current Return-on-Tangible-Equity of 12.73% is 5.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on International General Insurance Holdings and its competitors. For the Insurance industry, the median Return-on-Tangible-Equity is 13.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. International General Insurance Holdings's current Return-on-Tangible-Equity is 12.73%, which is 17% below median its own 10-year median of 15.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is International General Insurance Holdings stock overvalued right now?
Based on GuruFocus' analysis, International General Insurance Holdings (IGIC) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.89, compared to a current price of $27.98 — trading 27.8% above its estimated fair value. The current Return-on-Tangible-Equity is 12.73%, which is 17% below median its 10-year median of 15.37 and 5.8% below the Insurance industry median of 13.52. International General Insurance Holdings' overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For International General Insurance Holdings (IGIC), the current Return-on-Tangible-Equity is 12.73% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is International General Insurance Holdings (IGIC) Overvalued in 2026?
Based on GuruFocus' analysis, International General Insurance Holdings stock appears to be overvalued.
The current stock price of $27.98 is trading 27.8% above its estimated GF Value™ of $21.89.
GuruFocus considers International General Insurance Holdings to be Modestly Overvalued.
Key valuation signals for IGIC:
Return-on-Tangible-Equity: 12.73% (17% below median its 10-year median of 15.37)
GF Value™: $21.89 vs. price of $27.98 (27.8% above fair value)
Industry Position: 5.8% below the Insurance median (#178 of 500)
No single metric tells the full story. See the IGIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
International General Insurance Holdings Business Description
International General Insurance Holdings Ltd is an international specialty insurance and reinsurance group. It underwrites a diversified portfolio of specialty risks including energy, property, construction and engineering, ports and terminals, general aviation, political violence, professional lines, financial institutions, marine, contingency and treaty reinsurance. The company's operating segments include Specialty Longtail, Specialty Short tail and Reinsurance. The majority of revenue is derived from the Specialty Short-tail segment, which comprises business lines with underwriting risks assumed in the form of property and specialty lines insurance and of short-term nature with respect to related claims.
73GF Score
Get the complete analysis for IGIC
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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