IH (iHuman) Debt-to-EBITDA : -0.27 (As of Mar. 2026)

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IH iHuman Inc IH
59 GF Score
Price $1.39
GF Value $1.85
Valuation Modestly Undervalued
! 3 Warning Signs
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What is iHuman Debt-to-EBITDA?

iHuman IH -1.07% 59 Debt-to-EBITDA is -0.27 as of Mar. 2026. GuruFocus rates IH with a GF Score™ of 59/100 and a GF Value™ of $1.85 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 188 Education companies, iHuman ranks better than 78.72% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

iHuman's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $0.3 Mil. iHuman's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $1.3 Mil. iHuman's annualized EBITDA for the quarter that ended in Mar. 2026 was $-5.9 Mil. iHuman's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was -0.27.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for iHuman's Debt-to-EBITDA or its related term are showing as below:

IH' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -0.72   Med: 0.05   Max: 0.33
Current: 0.33

During the past 8 years, the highest Debt-to-EBITDA Ratio of iHuman was 0.33. The lowest was -0.72. And the median was 0.05.

IH's Debt-to-EBITDA is ranked better than
78.72% of 188 companies
in the Education industry
Industry Median: 1.55 vs IH: 0.33

iHuman  (NYSE:IH) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


iHuman Debt-to-EBITDA Related Terms


iHuman Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for iHuman's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

iHuman Debt-to-EBITDA Chart

iHuman Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial -0.72 0.07 0.02 0.17 0.15

iHuman Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.16 0.16 0.18 0.32 -0.27

IH vs SKIL, COE, STG: Debt-to-EBITDA Comparison

For the Education & Training Services subindustry, iHuman's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


iHuman Debt-to-EBITDA vs Education Industry

For the Education industry and Consumer Defensive sector, iHuman's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where iHuman's Debt-to-EBITDA falls into.


IH
59GF Score
iHuman Inc IH
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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iHuman Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

iHuman's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0.308 + 1.307) / 10.578
=0.15

iHuman's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0.314 + 1.277) / -5.856
=-0.27

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of -0.27 mean?
iHuman (IH) has a Debt-to-EBITDA of -0.27 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on iHuman. According to the industry distribution chart, iHuman ranks #40 out of 188 companies in the Education industry, placing it in the top 21.3%.
Is iHuman's Debt-to-EBITDA too high?
iHuman's current Debt-to-EBITDA is -0.27. Based on the distribution chart, iHuman ranks #40 out of 188 companies in the Education industry, which is in the top quartile — a strong position relative to peers. Overall, iHuman has a GF Score™ of 59/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does iHuman's Debt-to-EBITDA compare to SKIL and COE?
According to the Education industry distribution chart, iHuman ranks #40 out of 188 companies for Debt-to-EBITDA. This places iHuman in the top 21% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 1.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Education company?
The median Debt-to-EBITDA among Education companies is 1.55, based on 188 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on iHuman. For the Education industry, the median Debt-to-EBITDA is 1.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. iHuman's current Debt-to-EBITDA is -0.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is iHuman stock overvalued right now?
Based on GuruFocus' analysis, iHuman (IH) is currently considered Modestly Undervalued. The stock's GF Value™ is $1.85, compared to a current price of $1.39 — trading 25.1% below its estimated fair value. The current Debt-to-EBITDA is -0.27. iHuman's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For iHuman (IH), the current Debt-to-EBITDA is -0.27 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is iHuman (IH) Overvalued in 2026?

Based on GuruFocus' analysis, iHuman stock appears to be undervalued. The current stock price of $1.39 is trading 25.1% below its estimated GF Value™ of $1.85. GuruFocus considers iHuman to be Modestly Undervalued.

Key valuation signals for IH:

  • Debt-to-EBITDA: -0.27
  • GF Value™: $1.85 vs. price of $1.39 (25.1% below fair value)
  • GF Score™: 59/100 with 3 warning signs

No single metric tells the full story. See the IH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


iHuman Business Description

Address No. 86 Beiyuan Road, Chaoyang District, Chaoyang District, Beijing, CHN, 100102
iHuman Inc is a Chinese company that uses artificial intelligence to create technology-driven puzzle products for children, making parenting easier and children happier. The company offers a range of intellectual development products that are designed to make the child-rearing experience more manageable for parents while turning intellectual development into a fun journey for children. Its revenue is generated from subscription fees paid by users for premium content on their self-directed and interactive online applications, as well as offline products and other sources. All of the groups revenue is generated from Chinese Mainland.
59GF Score

Get the complete analysis for IH

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.39
Price
$1.85
GF Value