IH (iHuman) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

IH iHuman Inc IH
50 GF Score
Price $1.42
GF Value $2.93
Valuation Significantly Undervalued
! 3 Warning Signs
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What is iHuman Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

IH
50GF Score
iHuman Inc IH
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is iHuman (IH) Overvalued in 2026?

Based on GuruFocus' analysis, iHuman stock appears to be undervalued. The current stock price of $1.42 is trading 51.5% below its estimated GF Value™ of $2.93. GuruFocus considers iHuman to be Significantly Undervalued.

Key valuation signals for IH:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: $2.93 vs. price of $1.42 (51.5% below fair value)
  • GF Score™: 50/100 with 3 warning signs

No single metric tells the full story. See the IH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

iHuman Business Description

Address No. 86 Beiyuan Road, Chaoyang District, Chaoyang District, Beijing, CHN, 100102
iHuman Inc is a Chinese company that uses artificial intelligence to create technology-driven puzzle products for children, making parenting easier and children happier. The company offers a range of intellectual development products that are designed to make the child-rearing experience more manageable for parents while turning intellectual development into a fun journey for children. Its revenue is generated from subscription fees paid by users for premium content on their self-directed and interactive online applications, as well as offline products and other sources. All of the groups revenue is generated from Chinese Mainland.
50GF Score

Get the complete analysis for IH

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.42
Price
$2.93
GF Value