IH (iHuman) Current Ratio: 3.57 (As of Dec. 2025) — 49% Above Median


IH iHuman Inc IH
59 GF Score
Price $1.40
GF Value $2.07
Valuation Significantly Undervalued
! 3 Warning Signs
View Full Analysis

What is iHuman Current Ratio?

iHuman IH +1.45% 59 Current Ratio is 3.57 as of Dec. 2025, which is 49% above its 10-year median of 2.40. GuruFocus rates IH with a GF Score™ of 59/100 and a GF Value™ of $2.07 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 264 Education companies, iHuman ranks better than 82.58% on this metric.

The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. iHuman's current ratio for the quarter that ended in Dec. 2025 was 3.57.

iHuman has a current ratio of 3.57. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.

The historical rank and industry rank for iHuman's Current Ratio or its related term are showing as below:

IH' s Current Ratio Range Over the Past 10 Years
Min: 0.47   Med: 2.4   Max: 3.57
Current: 3.57

During the past 8 years, iHuman's highest Current Ratio was 3.57. The lowest was 0.47. And the median was 2.40.

IH's Current Ratio is ranked better than
82.58% of 264 companies
in the Education industry
Industry Median: 1.51 vs IH: 3.57

iHuman  (NYSE:IH) Current Ratio Explanation

The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.

Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.

The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.

If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.


iHuman Current Ratio Related Terms


iHuman Current Ratio Historical Data

* Premium members only.

The historical data trend for iHuman's Current Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

iHuman Current Ratio Chart

iHuman Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Current Ratio
Get a 7-Day Free Trial 2.10 2.23 2.82 2.98 3.57

iHuman Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Current Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.98 3.07 3.55 3.46 3.57

IH vs STG, JDZG, SKIL: Current Ratio Comparison

For the Education & Training Services subindustry, iHuman's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


iHuman Current Ratio vs Education Industry

For the Education industry and Consumer Defensive sector, iHuman's Current Ratio distribution charts can be found below:

* The bar in red indicates where iHuman's Current Ratio falls into.


IH
59GF Score
iHuman Inc IH
Current Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

iHuman Current Ratio Calculation

The current ratio is mainly used to give an idea of the company's ability to pay back its short-term liabilities with its short-term assets.

iHuman's Current Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Current Ratio (A: Dec. 2025 )=Total Current Assets (A: Dec. 2025 )/Total Current Liabilities (A: Dec. 2025 )
=184.344/51.678
=3.57

iHuman's Current Ratio for the quarter that ended in Dec. 2025 is calculated as

Current Ratio (Q: Dec. 2025 )=Total Current Assets (Q: Dec. 2025 )/Total Current Liabilities (Q: Dec. 2025 )
=184.344/51.678
=3.57

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Current Ratio →
What does a Current Ratio of 3.57 mean?
iHuman (IH) has a Current Ratio of 3.57 as of Dec. 2025. This is 49% above median its historical median of 2.40. Over the past decade, iHuman's Current Ratio has ranged from 0.47 to 3.57. According to the industry distribution chart, iHuman ranks #46 out of 264 companies in the Education industry, placing it in the top 17.4%.
Is iHuman's Current Ratio too high?
iHuman's current Current Ratio of 3.57 is 49% above median its 10-year median of 2.40. Over the past 10 years, this metric has ranged from a low of 0.47 to a high of 3.57. The Education industry median Current Ratio is 1.51. iHuman's value of 3.57 is 136.4% above this industry median. Based on the distribution chart, iHuman ranks #46 out of 264 companies in the Education industry, which is in the top quartile — a strong position relative to peers. Overall, iHuman has a GF Score™ of 59/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does iHuman's Current Ratio compare to STG and JDZG?
According to the Education industry distribution chart, iHuman ranks #46 out of 264 companies for Current Ratio. This places iHuman in the top 17% of its industry — outperforming the majority of peers. The industry median Current Ratio is 1.51. iHuman's value of 3.57 is 136.4% above this benchmark. Historically, iHuman's own Current Ratio has ranged from 0.47 to 3.57 over the past decade. While the company's 10-year median is 2.40 vs. the industry median of 1.51, iHuman has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for an Education company?
The median Current Ratio among Education companies is 1.51, based on 264 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. iHuman's current Current Ratio of 3.57 is 136.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Education industry, the median Current Ratio is 1.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. iHuman's current Current Ratio is 3.57, which is 49% above median its own 10-year median of 2.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is iHuman stock overvalued right now?
Based on GuruFocus' analysis, iHuman (IH) is currently considered Significantly Undervalued. The stock's GF Value™ is $2.07, compared to a current price of $1.40 — trading 32.4% below its estimated fair value. The current Current Ratio is 3.57, which is 49% above median its 10-year median of 2.40 and 136.4% above the Education industry median of 1.51. iHuman's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For iHuman (IH), the current Current Ratio is 3.57 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is iHuman (IH) Overvalued in 2026?

Based on GuruFocus' analysis, iHuman stock appears to be undervalued. The current stock price of $1.40 is trading 32.4% below its estimated GF Value™ of $2.07. GuruFocus considers iHuman to be Significantly Undervalued.

Key valuation signals for IH:

  • Current Ratio: 3.57 (49% above median its 10-year median of 2.40)
  • GF Value™: $2.07 vs. price of $1.40 (32.4% below fair value)
  • GF Score™: 59/100 with 3 warning signs
  • Industry Position: 136.4% above the Education median (#46 of 264)

No single metric tells the full story. See the IH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


iHuman Business Description

Address No. 86 Beiyuan Road, Chaoyang District, Chaoyang District, Beijing, CHN, 100102
iHuman Inc is a Chinese company that uses artificial intelligence to create technology-driven puzzle products for children, making parenting easier and children happier. The company offers a range of intellectual development products that are designed to make the child-rearing experience more manageable for parents while turning intellectual development into a fun journey for children. Its revenue is generated from subscription fees paid by users for premium content on their self-directed and interactive online applications, as well as offline products and other sources. All of the groups revenue is generated from Chinese Mainland.
59GF Score

Get the complete analysis for IH

Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.40
Price
$2.07
GF Value