IH (iHuman) Return-on-Tangible-Equity: 1.90% (As of Mar. 2026) — 81% Below Median


IH iHuman Inc IH
50 GF Score
Price $1.41
GF Value $2.93
Valuation Significantly Undervalued
! 3 Warning Signs
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What is iHuman Return-on-Tangible-Equity?

iHuman IH +1.44% 50 Return-on-Tangible-Equity is 1.90% as of Mar. 2026, which is 81% below its 10-year median of 10.24. GuruFocus rates IH with a GF Score™ of 50/100 and a GF Value™ of $2.93 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 247 Education companies, iHuman ranks worse than 60.73% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. iHuman's annualized net income for the quarter that ended in Mar. 2026 was $2.6 Mil. iHuman's average shareholder tangible equity for the quarter that ended in Mar. 2026 was $137.7 Mil. Therefore, iHuman's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 1.90%.

The historical rank and industry rank for iHuman's Return-on-Tangible-Equity or its related term are showing as below:

IH' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -12.14   Med: 10.24   Max: 21.32
Current: 7.68

During the past 8 years, iHuman's highest Return-on-Tangible-Equity was 21.32%. The lowest was -12.14%. And the median was 10.24%.

IH's Return-on-Tangible-Equity is ranked worse than
60.73% of 247 companies
in the Education industry
Industry Median: 11.4 vs IH: 7.68

iHuman  (NYSE:IH) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


iHuman Return-on-Tangible-Equity Related Terms


iHuman Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for iHuman's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

iHuman Return-on-Tangible-Equity Chart

iHuman Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial -6.20 15.91 21.32 10.39 10.09

iHuman Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.37 13.64 9.02 6.38 1.90

IH vs STG, SKIL, COE: Return-on-Tangible-Equity Comparison

For the Education & Training Services subindustry, iHuman's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


iHuman Return-on-Tangible-Equity vs Education Industry

For the Education industry and Consumer Defensive sector, iHuman's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where iHuman's Return-on-Tangible-Equity falls into.


IH
50GF Score
iHuman Inc IH
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

iHuman Return-on-Tangible-Equity Calculation

iHuman's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=13.545/( (129.715+138.791 )/ 2 )
=13.545/134.253
=10.09 %

iHuman's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=2.62/( (138.791+136.663)/ 2 )
=2.62/137.727
=1.90 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 1.90% mean?
iHuman (IH) has a Return-on-Tangible-Equity of 1.90% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on iHuman and its competitors. This is 81% below median its historical median of 10.24. According to the industry distribution chart, iHuman ranks #150 out of 247 companies in the Education industry, placing it in the top 60.7%.
Is iHuman's Return-on-Tangible-Equity too high?
iHuman's current Return-on-Tangible-Equity of 1.90% is 81% below median its 10-year median of 10.24. The Education industry median Return-on-Tangible-Equity is 11.40. iHuman's value of 1.90% is 83.3% below this industry median. Based on the distribution chart, iHuman ranks #150 out of 247 companies in the Education industry, which is below the industry midpoint. Overall, iHuman has a GF Score™ of 50/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does iHuman's Return-on-Tangible-Equity compare to STG and SKIL?
According to the Education industry distribution chart, iHuman ranks #150 out of 247 companies for Return-on-Tangible-Equity. This places iHuman in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.40. iHuman's value of 1.90% is 83.3% below this benchmark. While the company's 10-year median is 10.24 vs. the industry median of 11.40, iHuman has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Education company?
The median Return-on-Tangible-Equity among Education companies is 11.40, based on 247 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. iHuman's current Return-on-Tangible-Equity of 1.90% is 83.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on iHuman and its competitors. For the Education industry, the median Return-on-Tangible-Equity is 11.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. iHuman's current Return-on-Tangible-Equity is 1.90%, which is 81% below median its own 10-year median of 10.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is iHuman stock overvalued right now?
Based on GuruFocus' analysis, iHuman (IH) is currently considered Significantly Undervalued. The stock's GF Value™ is $2.93, compared to a current price of $1.41 — trading 51.9% below its estimated fair value. The current Return-on-Tangible-Equity is 1.90%, which is 81% below median its 10-year median of 10.24 and 83.3% below the Education industry median of 11.40. iHuman's overall GF Score™ is 50/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For iHuman (IH), the current Return-on-Tangible-Equity is 1.90% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is iHuman (IH) Overvalued in 2026?

Based on GuruFocus' analysis, iHuman stock appears to be undervalued. The current stock price of $1.41 is trading 51.9% below its estimated GF Value™ of $2.93. GuruFocus considers iHuman to be Significantly Undervalued.

Key valuation signals for IH:

  • Return-on-Tangible-Equity: 1.90% (81% below median its 10-year median of 10.24)
  • GF Value™: $2.93 vs. price of $1.41 (51.9% below fair value)
  • GF Score™: 50/100 with 3 warning signs
  • Industry Position: 83.3% below the Education median (#150 of 247)

No single metric tells the full story. See the IH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


iHuman Business Description

Address No. 86 Beiyuan Road, Chaoyang District, Chaoyang District, Beijing, CHN, 100102
iHuman Inc is a Chinese company that uses artificial intelligence to create technology-driven puzzle products for children, making parenting easier and children happier. The company offers a range of intellectual development products that are designed to make the child-rearing experience more manageable for parents while turning intellectual development into a fun journey for children. Its revenue is generated from subscription fees paid by users for premium content on their self-directed and interactive online applications, as well as offline products and other sources. All of the groups revenue is generated from Chinese Mainland.
50GF Score

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Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.41
Price
$2.93
GF Value