IH (iHuman) Liabilities-to-Assets : 0.28 (As of Mar. 2026)

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IH iHuman Inc IH
54 GF Score
Price $1.21
GF Value $1.84
Valuation Significantly Undervalued
! 3 Warning Signs
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What is iHuman Liabilities-to-Assets?

iHuman IH -0.72% 54 Liabilities-to-Assets is 0.28 as of Mar. 2026. GuruFocus rates IH with a GF Score™ of 54/100 and a GF Value™ of $1.84 (Significantly Undervalued). The stock has 3 warning signs investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. iHuman's Total Liabilities for the quarter that ended in Mar. 2026 was $53.4 Mil. iHuman's Total Assets for the quarter that ended in Mar. 2026 was $192.6 Mil. Therefore, iHuman's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2026 was 0.28.


iHuman  (NYSE:IH) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


iHuman Liabilities-to-Assets Related Terms


iHuman Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for iHuman's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

iHuman Liabilities-to-Assets Chart

iHuman Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Liabilities-to-Assets
Get a 7-Day Free Trial 0.45 0.42 0.34 0.32 0.27

iHuman Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.31 0.27 0.28 0.27 0.28

IH vs SKIL, COE, STG: Liabilities-to-Assets Comparison

For the Education & Training Services subindustry, iHuman's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


iHuman Liabilities-to-Assets vs Education Industry

For the Education industry and Consumer Defensive sector, iHuman's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where iHuman's Liabilities-to-Assets falls into.


IH
54GF Score
iHuman Inc IH
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

iHuman Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

iHuman's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Liabilities-to-Assets (A: Dec. 2025 )=Total Liabilities/Total Assets
=52.985/194.28
=0.27

iHuman's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2026 is calculated as

Liabilities-to-Assets (Q: Mar. 2026 )=Total Liabilities/Total Assets
=53.447/192.592
=0.28

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.28 mean?
iHuman (IH) has a Liabilities-to-Assets of 0.28 as of Mar. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on iHuman and its competitors.
Is iHuman's Liabilities-to-Assets too high?
iHuman's current Liabilities-to-Assets is 0.28. Overall, iHuman has a GF Score™ of 54/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does iHuman's Liabilities-to-Assets compare to SKIL and COE?
iHuman's Liabilities-to-Assets of 0.28 can be compared against companies in the Education industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for an Education company?
A good Liabilities-to-Assets depends on the Education industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on iHuman and its competitors. iHuman's current Liabilities-to-Assets is 0.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is iHuman stock overvalued right now?
Based on GuruFocus' analysis, iHuman (IH) is currently considered Significantly Undervalued. The stock's GF Value™ is $1.84, compared to a current price of $1.21 — trading 34% below its estimated fair value. The current Liabilities-to-Assets is 0.28. iHuman's overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For iHuman (IH), the current Liabilities-to-Assets is 0.28 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is iHuman (IH) Overvalued in 2026?

Based on GuruFocus' analysis, iHuman stock appears to be undervalued. The current stock price of $1.21 is trading 34% below its estimated GF Value™ of $1.84. GuruFocus considers iHuman to be Significantly Undervalued.

Key valuation signals for IH:

  • Liabilities-to-Assets: 0.28
  • GF Value™: $1.84 vs. price of $1.21 (34% below fair value)
  • GF Score™: 54/100 with 3 warning signs

No single metric tells the full story. See the IH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


iHuman Business Description

Address No. 86 Beiyuan Road, Chaoyang District, Chaoyang District, Beijing, CHN, 100102
iHuman Inc is a Chinese company that uses artificial intelligence to create technology-driven puzzle products for children, making parenting easier and children happier. The company offers a range of intellectual development products that are designed to make the child-rearing experience more manageable for parents while turning intellectual development into a fun journey for children. Its revenue is generated from subscription fees paid by users for premium content on their self-directed and interactive online applications, as well as offline products and other sources. All of the groups revenue is generated from Chinese Mainland.
54GF Score

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Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.21
Price
$1.84
GF Value