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iHumanIH +2.71%59 Net-Net Working Capital is $2.23 as of Mar. 2026. GuruFocus rates IH with a GF Score™ of 59/100 and a GF Value™ of $1.84 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 93 Education companies, iHuman ranks better than 96.77% on this metric.
In calculating the Net-Net Working Capital (NNWC), Benjamin Graham assumed that a company's accounts receivable is only worth 75% its value, its inventory is only worth 50% of its value, but its liabilities have to be paid in full. In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. This is a conservative way of estimating the company's value.
iHuman's Net-Net Working Capital for the quarter that ended in Mar. 2026 was $2.23.
The industry rank for iHuman's Net-Net Working Capital or its related term are showing as below:
IH's Price-to-Net-Net-Working-Capital is ranked better than 96.77% of 93
companies
in the Education industry
Industry Median: 5.38
vs IH: 0.59
iHuman (NYSE:IH) Net-Net Working Capital Explanation
One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Graham's strategy produced similar results.
Benjamin Graham looked for companies whose market values were less than two-thirds of their net-net value. They are collected under our Net-Net screener.
iHuman Net-Net Working Capital Related Terms
iHuman Net-Net Working Capital Historical Data
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The historical data trend for iHuman's Net-Net Working Capital can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IH vs SKIL, COE, STG: Net-Net Working Capital Comparison
For the Education & Training Services subindustry, iHuman's Price-to-Net-Net-Working-Capital, along with its competitors' market caps and Price-to-Net-Net-Working-Capital data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
iHuman Price-to-Net-Net-Working-Capital vs Education Industry
For the Education industry and Consumer Defensive sector, iHuman's Price-to-Net-Net-Working-Capital distribution charts can be found below:
* The bar in red indicates where iHuman's Price-to-Net-Net-Working-Capital falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In calculating the Net-Net Working Capital (NNWC), Benjamin Graham assumed that a company's accounts receivable is only worth 75% its value, its inventory is only worth 50% of its value, but its liabilities have to be paid in full.
In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. In "Security Analysis", preferred stock is dubbed "an imperfect creditorship position" that is best placed on the balance sheet alongside funded debt.
This is a conservative way of estimating the company's value.
What does a Net-Net Working Capital of $2.23 mean?
iHuman (IH) has a Net-Net Working Capital of $2.23 as of Mar. 2026. Ben Graham defined net-net working capital as the per-share sum of cash, 75% of receivables and 50% of inventory less total liabilities. View historical data on iHuman According to the industry distribution chart, iHuman ranks #3 out of 93 companies in the Education industry, placing it in the top 3.2%.
Is iHuman's Net-Net Working Capital too high?
iHuman's current Net-Net Working Capital is $2.23. The Education industry median Net-Net Working Capital is 5.38. iHuman's value of $2.23 is 58.6% below this industry median. Based on the distribution chart, iHuman ranks #3 out of 93 companies in the Education industry, which is in the top quartile — a strong position relative to peers. Overall, iHuman has a GF Score™ of 59/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does iHuman's Net-Net Working Capital compare to SKIL and COE?
According to the Education industry distribution chart, iHuman ranks #3 out of 93 companies for Net-Net Working Capital. This places iHuman in the top 3% of its industry — outperforming the majority of peers. The industry median Net-Net Working Capital is 5.38. iHuman's value of $2.23 is 58.6% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net-Net Working Capital for an Education company?
The median Net-Net Working Capital among Education companies is 5.38, based on 93 companies in the industry. Companies in the top quartile (top 25%) have a Net-Net Working Capital significantly above this median, while those in the bottom quartile fall well below. However, Net-Net Working Capital should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. iHuman's current Net-Net Working Capital of $2.23 is 58.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net-Net Working Capital mean?
A high Net-Net Working Capital can signal that a stock is expensive relative to its fundamentals. Ben Graham defined net-net working capital as the per-share sum of cash, 75% of receivables and 50% of inventory less total liabilities. View historical data on iHuman For the Education industry, the median Net-Net Working Capital is 5.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. iHuman's current Net-Net Working Capital is $2.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is iHuman stock overvalued right now?
Based on GuruFocus' analysis, iHuman (IH) is currently considered Modestly Undervalued. The stock's GF Value™ is $1.84, compared to a current price of $1.33 — trading 28% below its estimated fair value. The current Net-Net Working Capital is $2.23 and 58.6% below the Education industry median of 5.38. iHuman's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net-Net Working Capital calculated?
Net-Net Working Capital is calculated from a company's financial statements. For iHuman (IH), the current Net-Net Working Capital is $2.23 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is iHuman (IH) Overvalued in 2026?
Based on GuruFocus' analysis, iHuman stock appears to be undervalued.
The current stock price of $1.33 is trading 28% below its estimated GF Value™ of $1.84.
GuruFocus considers iHuman to be Modestly Undervalued.
Key valuation signals for IH:
Net-Net Working Capital: $2.23
GF Value™: $1.84 vs. price of $1.33 (28% below fair value)
Industry Position: 58.6% below the Education median (#3 of 93)
No single metric tells the full story. See the IH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
iHuman Inc is a Chinese company that uses artificial intelligence to create technology-driven puzzle products for children, making parenting easier and children happier. The company offers a range of intellectual development products that are designed to make the child-rearing experience more manageable for parents while turning intellectual development into a fun journey for children. Its revenue is generated from subscription fees paid by users for premium content on their self-directed and interactive online applications, as well as offline products and other sources. All of the groups revenue is generated from Chinese Mainland.
59GF Score
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