iHumanIH -0.49%50 Net Debt Paydown Yield % is -0.63% as of Jul. 11, 2026. GuruFocus rates IH with a GF Score™ of 50/100 and a GF Value™ of $2.93 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 225 Education companies, iHuman ranks worse than 56.89% on this metric.
Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt.
As of today, iHuman's Net Debt Paydown Yield % was -0.63%.
iHuman (NYSE:IH) Net Debt Paydown Yield % Explanation
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.
In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.
The historical data trend for iHuman's Net Debt Paydown Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IH vs STG, SKIL, COE: Net Debt Paydown Yield % Comparison
For the Education & Training Services subindustry, iHuman's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
iHuman Net Debt Paydown Yield % vs Education Industry
For the Education industry and Consumer Defensive sector, iHuman's Net Debt Paydown Yield % distribution charts can be found below:
* The bar in red indicates where iHuman's Net Debt Paydown Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
What does a Net Debt Paydown Yield % of -0.63% mean?
iHuman (IH) has a Net Debt Paydown Yield % of -0.63% as of Jul. 11, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on iHuman and its competitors. According to the industry distribution chart, iHuman ranks #128 out of 225 companies in the Education industry, placing it in the top 56.9%.
Is iHuman's Net Debt Paydown Yield % too high?
iHuman's current Net Debt Paydown Yield % is -0.63%. Based on the distribution chart, iHuman ranks #128 out of 225 companies in the Education industry, which is below the industry midpoint. Overall, iHuman has a GF Score™ of 50/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does iHuman's Net Debt Paydown Yield % compare to STG and SKIL?
According to the Education industry distribution chart, iHuman ranks #128 out of 225 companies for Net Debt Paydown Yield %. This places iHuman in the lower half of its industry. The industry median Net Debt Paydown Yield % is 0.01. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for an Education company?
The median Net Debt Paydown Yield % among Education companies is 0.01, based on 225 companies in the industry. Companies in the top quartile (top 25%) have a Net Debt Paydown Yield % significantly above this median, while those in the bottom quartile fall well below. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on iHuman and its competitors. For the Education industry, the median Net Debt Paydown Yield % is 0.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. iHuman's current Net Debt Paydown Yield % is -0.63%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is iHuman stock overvalued right now?
Based on GuruFocus' analysis, iHuman (IH) is currently considered Significantly Undervalued. The stock's GF Value™ is $2.93, compared to a current price of $1.42 — trading 51.5% below its estimated fair value. The current Net Debt Paydown Yield % is -0.63%. iHuman's overall GF Score™ is 50/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For iHuman (IH), the current Net Debt Paydown Yield % is -0.63% as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is iHuman (IH) Overvalued in 2026?
Based on GuruFocus' analysis, iHuman stock appears to be undervalued.
The current stock price of $1.42 is trading 51.5% below its estimated GF Value™ of $2.93.
GuruFocus considers iHuman to be Significantly Undervalued.
Key valuation signals for IH:
Net Debt Paydown Yield %: -0.63%
GF Value™: $2.93 vs. price of $1.42 (51.5% below fair value)
No single metric tells the full story. See the IH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
iHuman Inc is a Chinese company that uses artificial intelligence to create technology-driven puzzle products for children, making parenting easier and children happier. The company offers a range of intellectual development products that are designed to make the child-rearing experience more manageable for parents while turning intellectual development into a fun journey for children. Its revenue is generated from subscription fees paid by users for premium content on their self-directed and interactive online applications, as well as offline products and other sources. All of the groups revenue is generated from Chinese Mainland.
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