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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Golden Insurance Brokers Co's Debt-to-EBITDA or its related term are showing as below:
ROCO:6028'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.33 Med: 0.72 Max: 1.09
Current: 0.43
During the past 12 years, the highest Debt-to-EBITDA Ratio of Golden Insurance Brokers Co was 1.09. The lowest was 0.33. And the median was 0.72.
ROCO:6028's Debt-to-EBITDA is ranked better than 73.48% of 313
companies
in the Insurance industry
Industry Median: 1.24
vs ROCO:6028: 0.43
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Golden Insurance Brokers Co Debt-to-EBITDA Related Terms
Golden Insurance Brokers Co Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ROCO:6028 vs MRSH, AON, AJG: Debt-to-EBITDA Comparison
For the Insurance Brokers subindustry, Golden Insurance Brokers Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Golden Insurance Brokers Co Debt-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Golden Insurance Brokers Co's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Golden Insurance Brokers Co's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Jun. 2026) EBITDA data.
Golden Insurance Brokers Co (ROCO:6028) has a Debt-to-EBITDA of 0.53 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Golden Insurance Brokers Co. This is 26% below median its historical median of 0.72. Over the past decade, Golden Insurance Brokers Co's Debt-to-EBITDA has ranged from 0.33 to 1.09. According to the industry distribution chart, Golden Insurance Brokers Co ranks #83 out of 313 companies in the Insurance industry, placing it in the top 26.5%.
Is Golden Insurance Brokers Co's Debt-to-EBITDA too high?
Golden Insurance Brokers Co's current Debt-to-EBITDA of 0.53 is 26% below median its 10-year median of 0.72. Over the past 10 years, this metric has ranged from a low of 0.33 to a high of 1.09. The Insurance industry median Debt-to-EBITDA is 1.24. Golden Insurance Brokers Co's value of 0.53 is 57.3% below this industry median. Based on the distribution chart, Golden Insurance Brokers Co ranks #83 out of 313 companies in the Insurance industry, which is above the industry midpoint. Overall, Golden Insurance Brokers Co has a GF Score™ of 86/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Golden Insurance Brokers Co's Debt-to-EBITDA compare to MRSH and AON?
According to the Insurance industry distribution chart, Golden Insurance Brokers Co ranks #83 out of 313 companies for Debt-to-EBITDA. This puts Golden Insurance Brokers Co in the upper half of its industry. The industry median Debt-to-EBITDA is 1.24. Golden Insurance Brokers Co's value of 0.53 is 57.3% below this benchmark. Historically, Golden Insurance Brokers Co's own Debt-to-EBITDA has ranged from 0.33 to 1.09 over the past decade. While the company's 10-year median is 0.72 vs. the industry median of 1.24, Golden Insurance Brokers Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Insurance company?
The median Debt-to-EBITDA among Insurance companies is 1.24, based on 313 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Golden Insurance Brokers Co's current Debt-to-EBITDA of 0.53 is 57.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Golden Insurance Brokers Co. For the Insurance industry, the median Debt-to-EBITDA is 1.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Golden Insurance Brokers Co's current Debt-to-EBITDA is 0.53, which is 26% below median its own 10-year median of 0.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Golden Insurance Brokers Co stock overvalued right now?
Based on GuruFocus' analysis, Golden Insurance Brokers Co (ROCO:6028) is currently considered Significantly Undervalued. The stock's GF Value™ is NT$139.64, compared to a current price of NT$95.70 — trading 31.5% below its estimated fair value. The current Debt-to-EBITDA is 0.53, which is 26% below median its 10-year median of 0.72 and 57.3% below the Insurance industry median of 1.24. Golden Insurance Brokers Co's overall GF Score™ is 86/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Golden Insurance Brokers Co (ROCO:6028), the current Debt-to-EBITDA is 0.53 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Golden Insurance Brokers Co (ROCO:6028) Overvalued in 2026?
Based on GuruFocus' analysis, Golden Insurance Brokers Co stock appears to be undervalued.
The current stock price of NT$95.70 is trading 31.5% below its estimated GF Value™ of NT$139.64.
GuruFocus considers Golden Insurance Brokers Co to be Significantly Undervalued.
Key valuation signals for ROCO:6028:
Debt-to-EBITDA: 0.53 (26% below median its 10-year median of 0.72)
GF Value™: NT$139.64 vs. price of NT$95.70 (31.5% below fair value)
Industry Position: 57.3% below the Insurance median (#83 of 313)
No single metric tells the full story. See the ROCO:6028 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Golden Insurance Brokers Co Ltd is an Insurance Broker based in Taiwan. The company is involved in providing Life Insurance, Medical Insurance, Savings Insurance and Investment Insurance among others.
86GF Score
Get the complete analysis for ROCO:6028
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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