Golden Insurance Brokers Co (ROCO:6028) Net Margin %: 3.72% (As of Dec. 2025) — Near Median


ROCO:6028 Golden Insurance Brokers Co Ltd ROCO:6028
84 GF Score
Price NT$78.70
GF Value NT$136.86
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Golden Insurance Brokers Co Net Margin %?

Golden Insurance Brokers Co ROCO:6028 -0.25% 84 Net Margin % is 3.72% as of Dec. 2025, which is 1% above its 10-year median of 3.68. GuruFocus rates ROCO:6028 with a GF Score™ of 84/100 and a GF Value™ of NT$136.86 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 504 Insurance companies, Golden Insurance Brokers Co ranks worse than 75.6% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Golden Insurance Brokers Co's Net Income for the three months ended in Dec. 2025 was NT$44 Mil. Golden Insurance Brokers Co's Revenue for the three months ended in Dec. 2025 was NT$1,184 Mil. Therefore, Golden Insurance Brokers Co's net margin for the quarter that ended in Dec. 2025 was 3.72%.

The historical rank and industry rank for Golden Insurance Brokers Co's Net Margin % or its related term are showing as below:

ROCO:6028' s Net Margin % Range Over the Past 10 Years
Min: 2.76   Med: 3.68   Max: 5.33
Current: 3.64


ROCO:6028's Net Margin % is ranked worse than
75.6% of 504 companies
in the Insurance industry
Industry Median: 9.235 vs ROCO:6028: 3.64

Golden Insurance Brokers Co  (ROCO:6028) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Golden Insurance Brokers Co Net Margin % Related Terms


Golden Insurance Brokers Co Net Margin % Historical Data

* Premium members only.

The historical data trend for Golden Insurance Brokers Co's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Golden Insurance Brokers Co Net Margin % Chart

Golden Insurance Brokers Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.59 2.97 3.92 5.33 3.67

Golden Insurance Brokers Co Quarterly Data
Jun18 Sep18 Dec18 Jun19 Sep19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Sep24 Dec24 Jun25 Sep25 Dec25
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.48 3.30 0.00 3.55 3.72

ROCO:6028 vs MRSH, AON, AJG: Net Margin % Comparison

For the Insurance Brokers subindustry, Golden Insurance Brokers Co's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Golden Insurance Brokers Co Net Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Golden Insurance Brokers Co's Net Margin % distribution charts can be found below:

* The bar in red indicates where Golden Insurance Brokers Co's Net Margin % falls into.


ROCO:6028
84GF Score
Golden Insurance Brokers Co Ltd ROCO:6028
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Golden Insurance Brokers Co Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Golden Insurance Brokers Co's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=172.842/4715.01
=3.67 %

Golden Insurance Brokers Co's Net Margin for the quarter that ended in Dec. 2025 is calculated as

Net Margin=Net Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=44.092/1183.717
=3.72 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 3.72% mean?
Golden Insurance Brokers Co (ROCO:6028) has a Net Margin % of 3.72% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Golden Insurance Brokers Co and its competitors. This is near median its historical median of 3.68. Over the past decade, Golden Insurance Brokers Co's Net Margin % has ranged from 2.76 to 5.33. According to the industry distribution chart, Golden Insurance Brokers Co ranks #381 out of 504 companies in the Insurance industry, placing it in the top 75.6%.
Is Golden Insurance Brokers Co's Net Margin % too high?
Golden Insurance Brokers Co's current Net Margin % of 3.72% is near median its 10-year median of 3.68. Over the past 10 years, this metric has ranged from a low of 2.76 to a high of 5.33. The Insurance industry median Net Margin % is 9.24. Golden Insurance Brokers Co's value of 3.72% is 59.7% below this industry median. Based on the distribution chart, Golden Insurance Brokers Co ranks #381 out of 504 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Golden Insurance Brokers Co has a GF Score™ of 84/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Golden Insurance Brokers Co's Net Margin % compare to MRSH and AON?
According to the Insurance industry distribution chart, Golden Insurance Brokers Co ranks #381 out of 504 companies for Net Margin %. This places Golden Insurance Brokers Co in the lower half of its industry. The industry median Net Margin % is 9.24. Golden Insurance Brokers Co's value of 3.72% is 59.7% below this benchmark. Historically, Golden Insurance Brokers Co's own Net Margin % has ranged from 2.76 to 5.33 over the past decade. While the company's 10-year median is 3.68 vs. the industry median of 9.24, Golden Insurance Brokers Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.24, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Golden Insurance Brokers Co's current Net Margin % of 3.72% is 59.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Golden Insurance Brokers Co and its competitors. For the Insurance industry, the median Net Margin % is 9.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Golden Insurance Brokers Co's current Net Margin % is 3.72%, which is near median its own 10-year median of 3.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Golden Insurance Brokers Co stock overvalued right now?
Based on GuruFocus' analysis, Golden Insurance Brokers Co (ROCO:6028) is currently considered Significantly Undervalued. The stock's GF Value™ is NT$136.86, compared to a current price of NT$78.70 — trading 42.5% below its estimated fair value. The current Net Margin % is 3.72%, which is near median its 10-year median of 3.68 and 59.7% below the Insurance industry median of 9.24. Golden Insurance Brokers Co's overall GF Score™ is 84/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Golden Insurance Brokers Co (ROCO:6028), the current Net Margin % is 3.72% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Golden Insurance Brokers Co (ROCO:6028) Overvalued in 2026?

Based on GuruFocus' analysis, Golden Insurance Brokers Co stock appears to be undervalued. The current stock price of NT$78.70 is trading 42.5% below its estimated GF Value™ of NT$136.86. GuruFocus considers Golden Insurance Brokers Co to be Significantly Undervalued.

Key valuation signals for ROCO:6028:

  • Net Margin %: 3.72% (near median its 10-year median of 3.68)
  • GF Value™: NT$136.86 vs. price of NT$78.70 (42.5% below fair value)
  • GF Score™: 84/100 with 3 warning signs
  • Industry Position: 59.7% below the Insurance median (#381 of 504)

No single metric tells the full story. See the ROCO:6028 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Golden Insurance Brokers Co Business Description

Address Dashun 1st Road, Zuoying District, Room. 4, 4th Floor, Number 93, Kaohsiung, TWN, 813
Golden Insurance Brokers Co Ltd is an Insurance Broker based in Taiwan. The company is involved in providing Life Insurance, Medical Insurance, Savings Insurance and Investment Insurance among others.
84GF Score

Get the complete analysis for ROCO:6028

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$78.70
Price
NT$136.86
GF Value