Golden Insurance Brokers Co (ROCO:6028) Operating Margin %: 4.59% (As of Dec. 2025) — Near Median


ROCO:6028 Golden Insurance Brokers Co Ltd ROCO:6028
84 GF Score
Price NT$79.10
GF Value NT$136.86
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Golden Insurance Brokers Co Operating Margin %?

Golden Insurance Brokers Co ROCO:6028 +0.51% 84 Operating Margin % is 4.59% as of Dec. 2025, which is 5% below its 10-year median of 4.81. GuruFocus rates ROCO:6028 with a GF Score™ of 84/100 and a GF Value™ of NT$136.86 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 65 Insurance companies, Golden Insurance Brokers Co ranks worse than 70.77% on this metric.

Operating Margin % is calculated as Operating Income divided by its Revenue. Golden Insurance Brokers Co's Operating Income for the three months ended in Dec. 2025 was NT$54 Mil. Golden Insurance Brokers Co's Revenue for the three months ended in Dec. 2025 was NT$1,184 Mil. Therefore, Golden Insurance Brokers Co's Operating Margin % for the quarter that ended in Dec. 2025 was 4.59%.

Good Sign:

Golden Insurance Brokers Co Ltd operating margin is expanding. Margin expansion is usually a good sign.

The historical rank and industry rank for Golden Insurance Brokers Co's Operating Margin % or its related term are showing as below:

ROCO:6028' s Operating Margin % Range Over the Past 10 Years
Min: 3.62   Med: 4.81   Max: 6.59
Current: 4.46


ROCO:6028's Operating Margin % is ranked worse than
70.77% of 65 companies
in the Insurance industry
Industry Median: 11.44 vs ROCO:6028: 4.46

Golden Insurance Brokers Co's 5-Year Average Operating Margin % Growth Rate was 4.40% per year.

Golden Insurance Brokers Co's Operating Income for the three months ended in Dec. 2025 was NT$54 Mil. Its Operating Income for the trailing twelve months (TTM) ended in Dec. 2025 was NT$102 Mil.


Golden Insurance Brokers Co  (ROCO:6028) Operating Margin % Explanation

Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.


Be Aware

Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).

If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.

For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokia’s Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).

Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.


Golden Insurance Brokers Co Operating Margin % Related Terms


Golden Insurance Brokers Co Operating Margin % Historical Data

* Premium members only.

The historical data trend for Golden Insurance Brokers Co's Operating Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Golden Insurance Brokers Co Operating Margin % Chart

Golden Insurance Brokers Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Operating Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.65 3.76 4.92 6.59 5.14

Golden Insurance Brokers Co Quarterly Data
Jun18 Sep18 Dec18 Jun19 Sep19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Sep24 Dec24 Jun25 Sep25 Dec25
Operating Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.06 4.03 0.00 4.31 4.59

ROCO:6028 vs MRSH, AON, AJG: Operating Margin % Comparison

For the Insurance Brokers subindustry, Golden Insurance Brokers Co's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Golden Insurance Brokers Co Operating Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Golden Insurance Brokers Co's Operating Margin % distribution charts can be found below:

* The bar in red indicates where Golden Insurance Brokers Co's Operating Margin % falls into.


ROCO:6028
84GF Score
Golden Insurance Brokers Co Ltd ROCO:6028
Operating Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Golden Insurance Brokers Co Operating Margin % Calculation

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Golden Insurance Brokers Co's Operating Margin % for the fiscal year that ended in Dec. 2025 is calculated as

Operating Margin %=Operating Income (A: Dec. 2025 ) / Revenue (A: Dec. 2025 )
=242.339 / 4715.01
=5.14 %

Golden Insurance Brokers Co's Operating Margin % for the quarter that ended in Dec. 2025 is calculated as

Operating Margin %=Operating Income (Q: Dec. 2025 ) / Revenue (Q: Dec. 2025 )
=54.342 / 1183.717
=4.59 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Operating Margin % →
What does a Operating Margin % of 4.59% mean?
Golden Insurance Brokers Co (ROCO:6028) has a Operating Margin % of 4.59% as of Dec. 2025. Operating margin is the ratio of total operating income to net sales. View historical data on Golden Insurance Brokers Co and its competitors. This is near median its historical median of 4.81. Over the past decade, Golden Insurance Brokers Co's Operating Margin % has ranged from 3.62 to 6.59. According to the industry distribution chart, Golden Insurance Brokers Co ranks #46 out of 65 companies in the Insurance industry, placing it in the top 70.8%.
Is Golden Insurance Brokers Co's Operating Margin % too high?
Golden Insurance Brokers Co's current Operating Margin % of 4.59% is near median its 10-year median of 4.81. Over the past 10 years, this metric has ranged from a low of 3.62 to a high of 6.59. The Insurance industry median Operating Margin % is 11.44. Golden Insurance Brokers Co's value of 4.59% is 59.9% below this industry median. Based on the distribution chart, Golden Insurance Brokers Co ranks #46 out of 65 companies in the Insurance industry, which is below the industry midpoint. Overall, Golden Insurance Brokers Co has a GF Score™ of 84/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Golden Insurance Brokers Co's Operating Margin % compare to MRSH and AON?
According to the Insurance industry distribution chart, Golden Insurance Brokers Co ranks #46 out of 65 companies for Operating Margin %. This places Golden Insurance Brokers Co in the lower half of its industry. The industry median Operating Margin % is 11.44. Golden Insurance Brokers Co's value of 4.59% is 59.9% below this benchmark. Historically, Golden Insurance Brokers Co's own Operating Margin % has ranged from 3.62 to 6.59 over the past decade. While the company's 10-year median is 4.81 vs. the industry median of 11.44, Golden Insurance Brokers Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Margin % for an Insurance company?
The median Operating Margin % among Insurance companies is 11.44, based on 65 companies in the industry. Companies in the top quartile (top 25%) have a Operating Margin % significantly above this median, while those in the bottom quartile fall well below. However, Operating Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Golden Insurance Brokers Co's current Operating Margin % of 4.59% is 59.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Margin % mean?
A high Operating Margin % can signal that a stock is expensive relative to its fundamentals. Operating margin is the ratio of total operating income to net sales. View historical data on Golden Insurance Brokers Co and its competitors. For the Insurance industry, the median Operating Margin % is 11.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Golden Insurance Brokers Co's current Operating Margin % is 4.59%, which is near median its own 10-year median of 4.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Golden Insurance Brokers Co stock overvalued right now?
Based on GuruFocus' analysis, Golden Insurance Brokers Co (ROCO:6028) is currently considered Significantly Undervalued. The stock's GF Value™ is NT$136.86, compared to a current price of NT$79.10 — trading 42.2% below its estimated fair value. The current Operating Margin % is 4.59%, which is near median its 10-year median of 4.81 and 59.9% below the Insurance industry median of 11.44. Golden Insurance Brokers Co's overall GF Score™ is 84/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Margin % calculated?
Operating Margin % is calculated from a company's financial statements. For Golden Insurance Brokers Co (ROCO:6028), the current Operating Margin % is 4.59% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Golden Insurance Brokers Co (ROCO:6028) Overvalued in 2026?

Based on GuruFocus' analysis, Golden Insurance Brokers Co stock appears to be undervalued. The current stock price of NT$79.10 is trading 42.2% below its estimated GF Value™ of NT$136.86. GuruFocus considers Golden Insurance Brokers Co to be Significantly Undervalued.

Key valuation signals for ROCO:6028:

  • Operating Margin %: 4.59% (near median its 10-year median of 4.81)
  • GF Value™: NT$136.86 vs. price of NT$79.10 (42.2% below fair value)
  • GF Score™: 84/100 with 3 warning signs
  • Industry Position: 59.9% below the Insurance median (#46 of 65)

No single metric tells the full story. See the ROCO:6028 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Golden Insurance Brokers Co Business Description

Address Dashun 1st Road, Zuoying District, Room. 4, 4th Floor, Number 93, Kaohsiung, TWN, 813
Golden Insurance Brokers Co Ltd is an Insurance Broker based in Taiwan. The company is involved in providing Life Insurance, Medical Insurance, Savings Insurance and Investment Insurance among others.
84GF Score

Get the complete analysis for ROCO:6028

Operating Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$79.10
Price
NT$136.86
GF Value