Golden Insurance Brokers Co (ROCO:6028) Effective Interest Rate on Debt %: 1.22% (As of Jun. 2026)

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ROCO:6028 Golden Insurance Brokers Co Ltd ROCO:6028
86 GF Score
Price NT$96.70
GF Value NT$138.48
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Golden Insurance Brokers Co Effective Interest Rate on Debt %?

Golden Insurance Brokers Co ROCO:6028 +3.87% 86 Effective Interest Rate on Debt % is 1.22% as of Jun. 2026. GuruFocus rates ROCO:6028 with a GF Score™ of 86/100 and a GF Value™ of NT$138.48 (Significantly Undervalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Golden Insurance Brokers Co's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was NT$2 Mil. Golden Insurance Brokers Co's average total debt for the quarter that ended in Jun. 2026 was NT$182 Mil. Therefore, Golden Insurance Brokers Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 1.22%.


Golden Insurance Brokers Co  (ROCO:6028) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Golden Insurance Brokers Co Effective Interest Rate on Debt % Related Terms


Golden Insurance Brokers Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Golden Insurance Brokers Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Golden Insurance Brokers Co Effective Interest Rate on Debt % Chart

Golden Insurance Brokers Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.51 1.54 1.44 1.28 1.38

Golden Insurance Brokers Co Quarterly Data
Jun19 Sep19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.06 1.23 1.24 1.18 1.22

ROCO:6028 vs MRSH, AON, AJG: Effective Interest Rate on Debt % Comparison

For the Insurance Brokers subindustry, Golden Insurance Brokers Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Golden Insurance Brokers Co Effective Interest Rate on Debt % vs Insurance Industry

For the Insurance industry and Financial Services sector, Golden Insurance Brokers Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Golden Insurance Brokers Co's Effective Interest Rate on Debt % falls into.


ROCO:6028
86GF Score
Golden Insurance Brokers Co Ltd ROCO:6028
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Golden Insurance Brokers Co Effective Interest Rate on Debt % Calculation

Golden Insurance Brokers Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -2.059/( (128.674+169.515)/ 2 )
=-1  *  -2.059/149.0945
=1.38 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=79.254 + 49.42
=128.674

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=101.33 + 68.185
=169.515

Golden Insurance Brokers Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -2.216/( (172.06+191.1)/ 2 )
=-1  *  -2.216/181.58
=1.22 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=101.818 + 70.242
=172.06

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=117.746 + 73.354
=191.1

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.22% mean?
Golden Insurance Brokers Co (ROCO:6028) has a Effective Interest Rate on Debt % of 1.22% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Golden Insurance Brokers Co and its competitors.
Is Golden Insurance Brokers Co's Effective Interest Rate on Debt % too high?
Golden Insurance Brokers Co's current Effective Interest Rate on Debt % is 1.22%. Overall, Golden Insurance Brokers Co has a GF Score™ of 86/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Golden Insurance Brokers Co's Effective Interest Rate on Debt % compare to MRSH and AON?
Golden Insurance Brokers Co's Effective Interest Rate on Debt % of 1.22% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Insurance company?
A good Effective Interest Rate on Debt % depends on the Insurance industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Golden Insurance Brokers Co and its competitors. Golden Insurance Brokers Co's current Effective Interest Rate on Debt % is 1.22%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Golden Insurance Brokers Co stock overvalued right now?
Based on GuruFocus' analysis, Golden Insurance Brokers Co (ROCO:6028) is currently considered Significantly Undervalued. The stock's GF Value™ is NT$138.48, compared to a current price of NT$96.70 — trading 30.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 1.22%. Golden Insurance Brokers Co's overall GF Score™ is 86/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Golden Insurance Brokers Co (ROCO:6028), the current Effective Interest Rate on Debt % is 1.22% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Golden Insurance Brokers Co (ROCO:6028) Overvalued in 2026?

Based on GuruFocus' analysis, Golden Insurance Brokers Co stock appears to be undervalued. The current stock price of NT$96.70 is trading 30.2% below its estimated GF Value™ of NT$138.48. GuruFocus considers Golden Insurance Brokers Co to be Significantly Undervalued.

Key valuation signals for ROCO:6028:

  • Effective Interest Rate on Debt %: 1.22%
  • GF Value™: NT$138.48 vs. price of NT$96.70 (30.2% below fair value)
  • GF Score™: 86/100 with 3 warning signs

No single metric tells the full story. See the ROCO:6028 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Golden Insurance Brokers Co Business Description

Address Dashun 1st Road, Zuoying District, Room. 4, 4th Floor, Number 93, Kaohsiung, TWN, 813
Golden Insurance Brokers Co Ltd is an Insurance Broker based in Taiwan. The company is involved in providing Life Insurance, Medical Insurance, Savings Insurance and Investment Insurance among others.
86GF Score

Get the complete analysis for ROCO:6028

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$96.70
Price
NT$138.48
GF Value