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Tu Liem Urban Development JSCSTC:NTL 56 Debt-to-EBITDA is 2.18 as of Jun. 2026, which is 296% above its 10-year median of 0.55. GuruFocus rates STC:NTL with a GF Score™ of 56/100 and a GF Value™ of ₫655.94 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,398 Construction companies, Tu Liem Urban Development JSC ranks worse than 57.94% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Tu Liem Urban Development JSC's Debt-to-EBITDA or its related term are showing as below:
STC:NTL'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.32 Med: 0.55 Max: 2.72
Current: 2.72
During the past 13 years, the highest Debt-to-EBITDA Ratio of Tu Liem Urban Development JSC was 2.72. The lowest was 0.32. And the median was 0.55.
STC:NTL's Debt-to-EBITDA is ranked worse than 57.94% of 1398
companies
in the Construction industry
Industry Median: 2.1
vs STC:NTL: 2.72
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Tu Liem Urban Development JSC Debt-to-EBITDA Related Terms
Tu Liem Urban Development JSC Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Tu Liem Urban Development JSC Debt-to-EBITDA Chart
STC:NTL vs PWR, FIX, EME: Debt-to-EBITDA Comparison
For the Engineering & Construction subindustry, Tu Liem Urban Development JSC's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tu Liem Urban Development JSC Debt-to-EBITDA vs Construction Industry
For the Construction industry and Industrials sector, Tu Liem Urban Development JSC's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Tu Liem Urban Development JSC's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.
Tu Liem Urban Development JSC (STC:NTL) has a Debt-to-EBITDA of 2.18 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Tu Liem Urban Development JSC. This is 296% above median its historical median of 0.55. Over the past decade, Tu Liem Urban Development JSC's Debt-to-EBITDA has ranged from 0.32 to 2.72. According to the industry distribution chart, Tu Liem Urban Development JSC ranks #810 out of 1398 companies in the Construction industry, placing it in the top 57.9%.
Is Tu Liem Urban Development JSC's Debt-to-EBITDA too high?
Tu Liem Urban Development JSC's current Debt-to-EBITDA of 2.18 is 296% above median its 10-year median of 0.55. Over the past 10 years, this metric has ranged from a low of 0.32 to a high of 2.72. The Construction industry median Debt-to-EBITDA is 2.10. Tu Liem Urban Development JSC's value of 2.18 is 3.8% above this industry median. Based on the distribution chart, Tu Liem Urban Development JSC ranks #810 out of 1398 companies in the Construction industry, which is below the industry midpoint. Overall, Tu Liem Urban Development JSC has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tu Liem Urban Development JSC's Debt-to-EBITDA compare to PWR and FIX?
According to the Construction industry distribution chart, Tu Liem Urban Development JSC ranks #810 out of 1398 companies for Debt-to-EBITDA. This places Tu Liem Urban Development JSC in the lower half of its industry. The industry median Debt-to-EBITDA is 2.10. Tu Liem Urban Development JSC's value of 2.18 is 3.8% above this benchmark. Historically, Tu Liem Urban Development JSC's own Debt-to-EBITDA has ranged from 0.32 to 2.72 over the past decade. While the company's 10-year median is 0.55 vs. the industry median of 2.10, Tu Liem Urban Development JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Construction company?
The median Debt-to-EBITDA among Construction companies is 2.10, based on 1,398 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tu Liem Urban Development JSC's current Debt-to-EBITDA of 2.18 is 3.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Tu Liem Urban Development JSC. For the Construction industry, the median Debt-to-EBITDA is 2.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tu Liem Urban Development JSC's current Debt-to-EBITDA is 2.18, which is 296% above median its own 10-year median of 0.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tu Liem Urban Development JSC stock overvalued right now?
Based on GuruFocus' analysis, Tu Liem Urban Development JSC (STC:NTL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₫655.94, compared to a current price of ₫12,500.00 — trading 1805.7% above its estimated fair value. The current Debt-to-EBITDA is 2.18, which is 296% above median its 10-year median of 0.55 and 3.8% above the Construction industry median of 2.10. Tu Liem Urban Development JSC's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Tu Liem Urban Development JSC (STC:NTL), the current Debt-to-EBITDA is 2.18 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tu Liem Urban Development JSC (STC:NTL) Overvalued in 2026?
Based on GuruFocus' analysis, Tu Liem Urban Development JSC stock appears to be overvalued.
The current stock price of ₫12,500.00 is trading 1805.7% above its estimated GF Value™ of ₫655.94.
GuruFocus considers Tu Liem Urban Development JSC to be Significantly Overvalued.
Key valuation signals for STC:NTL:
Debt-to-EBITDA: 2.18 (296% above median its 10-year median of 0.55)
GF Value™: ₫655.94 vs. price of ₫12,500.00 (1805.7% above fair value)
Industry Position: 3.8% above the Construction median (#810 of 1398)
No single metric tells the full story. See the STC:NTL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Tu Liem Urban Development JSC is engaged in the field of construction and investment in urban areas in Vietnam, affirming the value of a prestigious and sustainable brand domestically as well as in the international market.
56GF Score
Get the complete analysis for STC:NTL
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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