The historical rank and industry rank for Tu Liem Urban Development JSC's ROE % or its related term are showing as below:
STC:NTL'
s ROE % Range Over the Past 10 Years
Min: 1.03 Med: 15.12 Max: 38.51
Current: 1.75
During the past 13 years, Tu Liem Urban Development JSC's highest ROE % was 38.51%. The lowest was 1.03%. And the median was 15.12%.
STC:NTL's ROE % is ranked worse than 69.66% of 1737
companies
in the Construction industry
Industry Median: 6.72
vs STC:NTL: 1.75
Tu Liem Urban Development JSC (STC:NTL) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Tu Liem Urban Development JSC ROE % Related Terms
Tu Liem Urban Development JSC ROE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Engineering & Construction subindustry, Tu Liem Urban Development JSC's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tu Liem Urban Development JSC ROE % vs Construction Industry
For the Construction industry and Industrials sector, Tu Liem Urban Development JSC's ROE % distribution charts can be found below:
* The bar in red indicates where Tu Liem Urban Development JSC's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Tu Liem Urban Development JSC (STC:NTL) has a ROE % of 3.60% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Tu Liem Urban Development JSC and its competitors. This is 76% below median its historical median of 15.12. Over the past decade, Tu Liem Urban Development JSC's ROE % has ranged from 1.03 to 38.51. According to the industry distribution chart, Tu Liem Urban Development JSC ranks #1210 out of 1737 companies in the Construction industry, placing it in the top 69.7%.
Is Tu Liem Urban Development JSC's ROE % too high?
Tu Liem Urban Development JSC's current ROE % of 3.60% is 76% below median its 10-year median of 15.12. Over the past 10 years, this metric has ranged from a low of 1.03 to a high of 38.51. The Construction industry median ROE % is 6.72. Tu Liem Urban Development JSC's value of 3.60% is 46.4% below this industry median. Based on the distribution chart, Tu Liem Urban Development JSC ranks #1210 out of 1737 companies in the Construction industry, which is below the industry midpoint. Overall, Tu Liem Urban Development JSC has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tu Liem Urban Development JSC's ROE % compare to PWR and FIX?
According to the Construction industry distribution chart, Tu Liem Urban Development JSC ranks #1210 out of 1737 companies for ROE %. This places Tu Liem Urban Development JSC in the lower half of its industry. The industry median ROE % is 6.72. Tu Liem Urban Development JSC's value of 3.60% is 46.4% below this benchmark. Historically, Tu Liem Urban Development JSC's own ROE % has ranged from 1.03 to 38.51 over the past decade. While the company's 10-year median is 15.12 vs. the industry median of 6.72, Tu Liem Urban Development JSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Construction company?
The median ROE % among Construction companies is 6.72, based on 1,737 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tu Liem Urban Development JSC's current ROE % of 3.60% is 46.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Tu Liem Urban Development JSC and its competitors. For the Construction industry, the median ROE % is 6.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tu Liem Urban Development JSC's current ROE % is 3.60%, which is 76% below median its own 10-year median of 15.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tu Liem Urban Development JSC stock overvalued right now?
Based on GuruFocus' analysis, Tu Liem Urban Development JSC (STC:NTL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₫535.81, compared to a current price of ₫15,350.00 — trading 2764.8% above its estimated fair value. The current ROE % is 3.60%, which is 76% below median its 10-year median of 15.12 and 46.4% below the Construction industry median of 6.72. Tu Liem Urban Development JSC's overall GF Score™ is 57/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Tu Liem Urban Development JSC (STC:NTL), the current ROE % is 3.60% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tu Liem Urban Development JSC (STC:NTL) Overvalued in 2026?
Based on GuruFocus' analysis, Tu Liem Urban Development JSC stock appears to be overvalued.
The current stock price of ₫15,350.00 is trading 2764.8% above its estimated GF Value™ of ₫535.81.
GuruFocus considers Tu Liem Urban Development JSC to be Significantly Overvalued.
Key valuation signals for STC:NTL:
ROE %: 3.60% (76% below median its 10-year median of 15.12)
GF Value™: ₫535.81 vs. price of ₫15,350.00 (2764.8% above fair value)
Industry Position: 46.4% below the Construction median (#1210 of 1737)
No single metric tells the full story. See the STC:NTL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Tu Liem Urban Development JSC Business Description
Tu Liem Urban Development JSC is engaged in the field of construction and investment in urban areas in Vietnam, affirming the value of a prestigious and sustainable brand domestically as well as in the international market.
57GF Score
Get the complete analysis for STC:NTL
ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
STC:NTL has been successfully added to your 
