Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Tu Liem Urban Development JSC has the Financial Strength Rank of 5.
GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:
1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.
A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
Tu Liem Urban Development JSC did not have earnings to cover the interest expense.
Tu Liem Urban Development JSC's debt to revenue ratio for the quarter that ended in Jun. 2026 was 8.71.
As of today, Tu Liem Urban Development JSC's Altman Z-Score is 3.62.
Tu Liem Urban Development JSC (STC:NTL) Financial Strength Explanation
The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
Tu Liem Urban Development JSC has the Financial Strength Rank of 5.
Tu Liem Urban Development JSC Financial Strength Related Terms
STC:NTL vs PWR, FIX, EME: Financial Strength Comparison
For the Engineering & Construction subindustry, Tu Liem Urban Development JSC's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tu Liem Urban Development JSC Financial Strength vs Construction Industry
For the Construction industry and Industrials sector, Tu Liem Urban Development JSC's Financial Strength distribution charts can be found below:
* The bar in red indicates where Tu Liem Urban Development JSC's Financial Strength falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
The zones of discrimination were as such:
When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.
Tu Liem Urban Development JSC has a Z-score of 3.62, indicating it is in Safe Zones. This implies the Z-Score is strong.
Good Sign:
Altman Z-score of 3.62 is strong.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Tu Liem Urban Development JSC (STC:NTL) has a Financial Strength of 5 as of Jun. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Tu Liem Urban Development JSC and its competitors. This is 38% below median its historical median of 8.00. Over the past decade, Tu Liem Urban Development JSC's Financial Strength has ranged from 4.00 to 10.00.
Is Tu Liem Urban Development JSC's Financial Strength too high?
Tu Liem Urban Development JSC's current Financial Strength of 5 is 38% below median its 10-year median of 8.00. Over the past 10 years, this metric has ranged from a low of 4.00 to a high of 10.00. Overall, Tu Liem Urban Development JSC has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tu Liem Urban Development JSC's Financial Strength compare to PWR and FIX?
Tu Liem Urban Development JSC's Financial Strength of 5 can be compared against companies in the Construction industry. Historically, Tu Liem Urban Development JSC's own Financial Strength has ranged from 4.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Construction company?
A good Financial Strength depends on the Construction industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Tu Liem Urban Development JSC and its competitors. Tu Liem Urban Development JSC's current Financial Strength is 5, which is 38% below median its own 10-year median of 8.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tu Liem Urban Development JSC stock overvalued right now?
Based on GuruFocus' analysis, Tu Liem Urban Development JSC (STC:NTL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₫653.58, compared to a current price of ₫12,200.00 — trading 1766.6% above its estimated fair value. The current Financial Strength is 5, which is 38% below median its 10-year median of 8.00. Tu Liem Urban Development JSC's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Tu Liem Urban Development JSC (STC:NTL), the current Financial Strength is 5 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tu Liem Urban Development JSC (STC:NTL) Overvalued in 2026?
Based on GuruFocus' analysis, Tu Liem Urban Development JSC stock appears to be overvalued.
The current stock price of ₫12,200.00 is trading 1766.6% above its estimated GF Value™ of ₫653.58.
GuruFocus considers Tu Liem Urban Development JSC to be Significantly Overvalued.
Key valuation signals for STC:NTL:
Financial Strength: 5 (38% below median its 10-year median of 8.00)
GF Value™: ₫653.58 vs. price of ₫12,200.00 (1766.6% above fair value)
No single metric tells the full story. See the STC:NTL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Tu Liem Urban Development JSC is engaged in the field of construction and investment in urban areas in Vietnam, affirming the value of a prestigious and sustainable brand domestically as well as in the international market.
56GF Score
Get the complete analysis for STC:NTL
Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
STC:NTL has been successfully added to your 
