Tu Liem Urban Development JSCSTC:NTL -1.32%56 Return-on-Tangible-Equity is 3.60% as of Mar. 2026, which is 76% below its 10-year median of 15.12. GuruFocus rates STC:NTL with a GF Score™ of 56/100 and a GF Value™ of ₫534.22 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,703 Construction companies, Tu Liem Urban Development JSC ranks worse than 71.58% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Tu Liem Urban Development JSC's annualized net income for the quarter that ended in Mar. 2026 was ₫58,228 Mil. Tu Liem Urban Development JSC's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ₫1,617,216 Mil. Therefore, Tu Liem Urban Development JSC's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 3.60%.
The historical rank and industry rank for Tu Liem Urban Development JSC's Return-on-Tangible-Equity or its related term are showing as below:
STC:NTL'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 1.04 Med: 15.12 Max: 38.51
Current: 1.75
During the past 13 years, Tu Liem Urban Development JSC's highest Return-on-Tangible-Equity was 38.51%. The lowest was 1.04%. And the median was 15.12%.
STC:NTL's Return-on-Tangible-Equity is ranked worse than 71.58% of 1703
companies
in the Construction industry
Industry Median: 8.23
vs STC:NTL: 1.75
Tu Liem Urban Development JSC (STC:NTL) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Tu Liem Urban Development JSC Return-on-Tangible-Equity Related Terms
Tu Liem Urban Development JSC Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Tu Liem Urban Development JSC Return-on-Tangible-Equity Chart
STC:NTL vs PWR, FIX, EME: Return-on-Tangible-Equity Comparison
For the Engineering & Construction subindustry, Tu Liem Urban Development JSC's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tu Liem Urban Development JSC Return-on-Tangible-Equity vs Construction Industry
For the Construction industry and Industrials sector, Tu Liem Urban Development JSC's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Tu Liem Urban Development JSC's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 3.60% mean?
Tu Liem Urban Development JSC (STC:NTL) has a Return-on-Tangible-Equity of 3.60% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Tu Liem Urban Development JSC and its competitors. This is 76% below median its historical median of 15.12. Over the past decade, Tu Liem Urban Development JSC's Return-on-Tangible-Equity has ranged from 1.04 to 38.51. According to the industry distribution chart, Tu Liem Urban Development JSC ranks #1219 out of 1703 companies in the Construction industry, placing it in the top 71.6%.
Is Tu Liem Urban Development JSC's Return-on-Tangible-Equity too high?
Tu Liem Urban Development JSC's current Return-on-Tangible-Equity of 3.60% is 76% below median its 10-year median of 15.12. Over the past 10 years, this metric has ranged from a low of 1.04 to a high of 38.51. The Construction industry median Return-on-Tangible-Equity is 8.23. Tu Liem Urban Development JSC's value of 3.60% is 56.3% below this industry median. Based on the distribution chart, Tu Liem Urban Development JSC ranks #1219 out of 1703 companies in the Construction industry, which is below the industry midpoint. Overall, Tu Liem Urban Development JSC has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tu Liem Urban Development JSC's Return-on-Tangible-Equity compare to PWR and FIX?
According to the Construction industry distribution chart, Tu Liem Urban Development JSC ranks #1219 out of 1703 companies for Return-on-Tangible-Equity. This places Tu Liem Urban Development JSC in the lower half of its industry. The industry median Return-on-Tangible-Equity is 8.23. Tu Liem Urban Development JSC's value of 3.60% is 56.3% below this benchmark. Historically, Tu Liem Urban Development JSC's own Return-on-Tangible-Equity has ranged from 1.04 to 38.51 over the past decade. While the company's 10-year median is 15.12 vs. the industry median of 8.23, Tu Liem Urban Development JSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Construction company?
The median Return-on-Tangible-Equity among Construction companies is 8.23, based on 1,703 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tu Liem Urban Development JSC's current Return-on-Tangible-Equity of 3.60% is 56.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Tu Liem Urban Development JSC and its competitors. For the Construction industry, the median Return-on-Tangible-Equity is 8.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tu Liem Urban Development JSC's current Return-on-Tangible-Equity is 3.60%, which is 76% below median its own 10-year median of 15.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tu Liem Urban Development JSC stock overvalued right now?
Based on GuruFocus' analysis, Tu Liem Urban Development JSC (STC:NTL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₫534.22, compared to a current price of ₫15,000.00 — trading 2707.8% above its estimated fair value. The current Return-on-Tangible-Equity is 3.60%, which is 76% below median its 10-year median of 15.12 and 56.3% below the Construction industry median of 8.23. Tu Liem Urban Development JSC's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Tu Liem Urban Development JSC (STC:NTL), the current Return-on-Tangible-Equity is 3.60% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tu Liem Urban Development JSC (STC:NTL) Overvalued in 2026?
Based on GuruFocus' analysis, Tu Liem Urban Development JSC stock appears to be overvalued.
The current stock price of ₫15,000.00 is trading 2707.8% above its estimated GF Value™ of ₫534.22.
GuruFocus considers Tu Liem Urban Development JSC to be Significantly Overvalued.
Key valuation signals for STC:NTL:
Return-on-Tangible-Equity: 3.60% (76% below median its 10-year median of 15.12)
GF Value™: ₫534.22 vs. price of ₫15,000.00 (2707.8% above fair value)
Industry Position: 56.3% below the Construction median (#1219 of 1703)
No single metric tells the full story. See the STC:NTL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Tu Liem Urban Development JSC Business Description
Tu Liem Urban Development JSC is engaged in the field of construction and investment in urban areas in Vietnam, affirming the value of a prestigious and sustainable brand domestically as well as in the international market.
56GF Score
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