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L agence AutomobiliereXPAR:MLAA +21.00%32 Debt-to-EBITDA is 16.45 as of Dec. 2024, which is 275% above its 10-year median of 4.39. GuruFocus rates XPAR:MLAA with a GF Score™ of 32/100 and a GF Value™ of €5.03 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,102 Vehicles & Parts companies, L agence Automobiliere ranks worse than 94.92% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for L agence Automobiliere's Debt-to-EBITDA or its related term are showing as below:
XPAR:MLAA'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.58 Med: 4.39 Max: 16.45
Current: 16.45
During the past 4 years, the highest Debt-to-EBITDA Ratio of L agence Automobiliere was 16.45. The lowest was 0.58. And the median was 4.39.
XPAR:MLAA's Debt-to-EBITDA is ranked worse than 94.92% of 1102
companies
in the Vehicles & Parts industry
Industry Median: 2.285
vs XPAR:MLAA: 16.45
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
L agence Automobiliere Debt-to-EBITDA Related Terms
L agence Automobiliere Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for L agence Automobiliere's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
L agence Automobiliere Debt-to-EBITDA Chart
L agence Automobiliere Annual Data
Trend
Dec19
Dec20
Dec23
Dec24
Debt-to-EBITDA
0.58
4.03
4.75
16.45
L agence Automobiliere Semi-Annual Data
Dec19
Dec20
Dec23
Dec24
Debt-to-EBITDA
0.58
4.03
4.75
16.45
XPAR:MLAA vs CVNA, PAG, KMX: Debt-to-EBITDA Comparison
For the Auto & Truck Dealerships subindustry, L agence Automobiliere's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
L agence Automobiliere Debt-to-EBITDA vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, L agence Automobiliere's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where L agence Automobiliere's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is one times the quarterly (Dec. 2024) EBITDA data.
L agence Automobiliere (XPAR:MLAA) has a Debt-to-EBITDA of 16.45 as of Dec. 2024. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on L agence Automobiliere. This is 275% above median its historical median of 4.39. Over the past decade, L agence Automobiliere's Debt-to-EBITDA has ranged from 0.58 to 16.45. According to the industry distribution chart, L agence Automobiliere ranks #1046 out of 1102 companies in the Vehicles & Parts industry, placing it in the top 94.9%.
Is L agence Automobiliere's Debt-to-EBITDA too high?
L agence Automobiliere's current Debt-to-EBITDA of 16.45 is 275% above median its 10-year median of 4.39. Over the past 10 years, this metric has ranged from a low of 0.58 to a high of 16.45. The Vehicles & Parts industry median Debt-to-EBITDA is 2.29. L agence Automobiliere's value of 16.45 is 619.9% above this industry median. Based on the distribution chart, L agence Automobiliere ranks #1046 out of 1102 companies in the Vehicles & Parts industry, which is in the bottom quartile relative to peers. Overall, L agence Automobiliere has a GF Score™ of 32/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does L agence Automobiliere's Debt-to-EBITDA compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, L agence Automobiliere ranks #1046 out of 1102 companies for Debt-to-EBITDA. This places L agence Automobiliere in the lower half of its industry. The industry median Debt-to-EBITDA is 2.29. L agence Automobiliere's value of 16.45 is 619.9% above this benchmark. Historically, L agence Automobiliere's own Debt-to-EBITDA has ranged from 0.58 to 16.45 over the past decade. While the company's 10-year median is 4.39 vs. the industry median of 2.29, L agence Automobiliere has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Vehicles & Parts company?
The median Debt-to-EBITDA among Vehicles & Parts companies is 2.29, based on 1,102 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. L agence Automobiliere's current Debt-to-EBITDA of 16.45 is 619.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on L agence Automobiliere. For the Vehicles & Parts industry, the median Debt-to-EBITDA is 2.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. L agence Automobiliere's current Debt-to-EBITDA is 16.45, which is 275% above median its own 10-year median of 4.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is L agence Automobiliere stock overvalued right now?
Based on GuruFocus' analysis, L agence Automobiliere (XPAR:MLAA) is currently considered Possible Value Trap. The stock's GF Value™ is €5.03, compared to a current price of €2.42 — trading 51.9% below its estimated fair value. The current Debt-to-EBITDA is 16.45, which is 275% above median its 10-year median of 4.39 and 619.9% above the Vehicles & Parts industry median of 2.29. L agence Automobiliere's overall GF Score™ is 32/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For L agence Automobiliere (XPAR:MLAA), the current Debt-to-EBITDA is 16.45 as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is L agence Automobiliere (XPAR:MLAA) Overvalued in 2026?
Based on GuruFocus' analysis, L agence Automobiliere stock appears to be undervalued.
The current stock price of €2.42 is trading 51.9% below its estimated GF Value™ of €5.03.
GuruFocus considers L agence Automobiliere to be Possible Value Trap.
Key valuation signals for XPAR:MLAA:
Debt-to-EBITDA: 16.45 (275% above median its 10-year median of 4.39)
GF Value™: €5.03 vs. price of €2.42 (51.9% below fair value)
Industry Position: 619.9% above the Vehicles & Parts median (#1046 of 1102)
No single metric tells the full story. See the XPAR:MLAA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
L agence Automobiliere SA is specialized in the purchase and sale of used vehicles. The company also offers services in financing, insurance, assistance and other. It has over 90 branches located in Europe.
32GF Score
Get the complete analysis for XPAR:MLAA
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