Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
L agence AutomobiliereXPAR:MLAA -17.36%33 Net Debt Paydown Yield % is 0.35% as of Jul. 19, 2026, which is 71% below its 10-year median of 1.21. GuruFocus rates XPAR:MLAA with a GF Score™ of 33/100 and a GF Value™ of €5.04 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 1,271 Vehicles & Parts companies, L agence Automobiliere ranks better than 61.92% on this metric.
Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt.
As of today, L agence Automobiliere's Net Debt Paydown Yield % was 0.35%.
L agence Automobiliere (XPAR:MLAA) Net Debt Paydown Yield % Explanation
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.
In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.
L agence Automobiliere Net Debt Paydown Yield % Related Terms
L agence Automobiliere Net Debt Paydown Yield % Historical Data
* Premium members only.
The historical data trend for L agence Automobiliere's Net Debt Paydown Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
L agence Automobiliere Net Debt Paydown Yield % Chart
L agence Automobiliere Annual Data
Trend
Dec19
Dec20
Dec23
Dec24
Net Debt Paydown Yield %
0.00
0.00
0.00
1.21
L agence Automobiliere Semi-Annual Data
Dec19
Dec20
Dec23
Dec24
Net Debt Paydown Yield %
0.00
0.00
0.00
1.21
XPAR:MLAA vs CVNA, PAG, ALTB: Net Debt Paydown Yield % Comparison
For the Auto & Truck Dealerships subindustry, L agence Automobiliere's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
L agence Automobiliere Net Debt Paydown Yield % vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, L agence Automobiliere's Net Debt Paydown Yield % distribution charts can be found below:
* The bar in red indicates where L agence Automobiliere's Net Debt Paydown Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
What does a Net Debt Paydown Yield % of 0.35% mean?
L agence Automobiliere (XPAR:MLAA) has a Net Debt Paydown Yield % of 0.35% as of Jul. 19, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on L agence Automobiliere and its competitors. This is 71% below median its historical median of 1.21. Over the past decade, L agence Automobiliere's Net Debt Paydown Yield % has ranged from 0.35 to 1.21. According to the industry distribution chart, L agence Automobiliere ranks #484 out of 1271 companies in the Vehicles & Parts industry, placing it in the top 38.1%.
Is L agence Automobiliere's Net Debt Paydown Yield % too high?
L agence Automobiliere's current Net Debt Paydown Yield % of 0.35% is 71% below median its 10-year median of 1.21. Over the past 10 years, this metric has ranged from a low of 0.35 to a high of 1.21. Based on the distribution chart, L agence Automobiliere ranks #484 out of 1271 companies in the Vehicles & Parts industry, which is above the industry midpoint. Overall, L agence Automobiliere has a GF Score™ of 33/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does L agence Automobiliere's Net Debt Paydown Yield % compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, L agence Automobiliere ranks #484 out of 1271 companies for Net Debt Paydown Yield %. This puts L agence Automobiliere in the upper half of its industry. Historically, L agence Automobiliere's own Net Debt Paydown Yield % has ranged from 0.35 to 1.21 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Vehicles & Parts company?
A good Net Debt Paydown Yield % depends on the Vehicles & Parts industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on L agence Automobiliere and its competitors. L agence Automobiliere's current Net Debt Paydown Yield % is 0.35%, which is 71% below median its own 10-year median of 1.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is L agence Automobiliere stock overvalued right now?
Based on GuruFocus' analysis, L agence Automobiliere (XPAR:MLAA) is currently considered Possible Value Trap. The stock's GF Value™ is €5.04, compared to a current price of €2.00 — trading 60.3% below its estimated fair value. The current Net Debt Paydown Yield % is 0.35%, which is 71% below median its 10-year median of 1.21. L agence Automobiliere's overall GF Score™ is 33/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For L agence Automobiliere (XPAR:MLAA), the current Net Debt Paydown Yield % is 0.35% as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is L agence Automobiliere (XPAR:MLAA) Overvalued in 2026?
Based on GuruFocus' analysis, L agence Automobiliere stock appears to be undervalued.
The current stock price of €2.00 is trading 60.3% below its estimated GF Value™ of €5.04.
GuruFocus considers L agence Automobiliere to be Possible Value Trap.
Key valuation signals for XPAR:MLAA:
Net Debt Paydown Yield %: 0.35% (71% below median its 10-year median of 1.21)
GF Value™: €5.04 vs. price of €2.00 (60.3% below fair value)
No single metric tells the full story. See the XPAR:MLAA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
L agence Automobiliere SA is specialized in the purchase and sale of used vehicles. The company also offers services in financing, insurance, assistance and other. It has over 90 branches located in Europe.
33GF Score
Get the complete analysis for XPAR:MLAA
Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XPAR:MLAA has been successfully added to your 
