L agence Automobiliere (XPAR:MLAA) Interest Coverage: 0 (At Loss) (As of Dec. 2024)


XPAR:MLAA L agence Automobiliere SA XPAR:MLAA
33 GF Score
Price €2.20
GF Value €5.49
Valuation Possible Value Trap
! 2 Warning Signs
View Full Analysis

What is L agence Automobiliere Interest Coverage?

L agence Automobiliere XPAR:MLAA 33 Interest Coverage is 0 (At Loss) as of Dec. 2024. GuruFocus rates XPAR:MLAA with a GF Score™ of 33/100 and a GF Value™ of €5.49 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 1,067 Vehicles & Parts companies, L agence Automobiliere ranks worse than 93720.62% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. L agence Automobiliere's Operating Income for the six months ended in Dec. 2024 was €-0.08 Mil. L agence Automobiliere's Interest Expense for the six months ended in Dec. 2024 was €-0.02 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for L agence Automobiliere's Interest Coverage or its related term are showing as below:


XPAR:MLAA's Interest Coverage is not ranked *
in the Vehicles & Parts industry.
Industry Median: 8.41
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


L agence Automobiliere  (XPAR:MLAA) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


L agence Automobiliere Interest Coverage Related Terms


L agence Automobiliere Interest Coverage Historical Data

* Premium members only.

The historical data trend for L agence Automobiliere's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

L agence Automobiliere Interest Coverage Chart

L agence Automobiliere Annual Data
Trend Dec19 Dec20 Dec23 Dec24
Interest Coverage
5.50 0.00 0.96 0.00

L agence Automobiliere Semi-Annual Data
Dec19 Dec20 Dec23 Dec24
Interest Coverage 5.50 0.00 0.96 0.00

XPAR:MLAA vs CVNA, PAG, ALTB: Interest Coverage Comparison

For the Auto & Truck Dealerships subindustry, L agence Automobiliere's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


L agence Automobiliere Interest Coverage vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, L agence Automobiliere's Interest Coverage distribution charts can be found below:

* The bar in red indicates where L agence Automobiliere's Interest Coverage falls into.


XPAR:MLAA
33GF Score
L agence Automobiliere SA XPAR:MLAA
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

L agence Automobiliere Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

L agence Automobiliere's Interest Coverage for the fiscal year that ended in Dec. 2024 is calculated as

Here, for the fiscal year that ended in Dec. 2024, L agence Automobiliere's Interest Expense was €-0.02 Mil. Its Operating Income was €-0.08 Mil. And its Long-Term Debt & Capital Lease Obligation was €0.69 Mil.

L agence Automobiliere did not have earnings to cover the interest expense.

L agence Automobiliere's Interest Coverage for the quarter that ended in Dec. 2024 is calculated as

Here, for the six months ended in Dec. 2024, L agence Automobiliere's Interest Expense was €-0.02 Mil. Its Operating Income was €-0.08 Mil. And its Long-Term Debt & Capital Lease Obligation was €0.69 Mil.

L agence Automobiliere did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
L agence Automobiliere (XPAR:MLAA) has a Interest Coverage of 0 (At Loss) as of Dec. 2024. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on L agence Automobiliere and its competitors. According to the industry distribution chart, L agence Automobiliere ranks #999999 out of 1067 companies in the Vehicles & Parts industry.
Is L agence Automobiliere's Interest Coverage too high?
L agence Automobiliere's current Interest Coverage is 0 (At Loss). Based on the distribution chart, L agence Automobiliere ranks #999999 out of 1067 companies in the Vehicles & Parts industry, which is in the bottom quartile relative to peers. Overall, L agence Automobiliere has a GF Score™ of 33/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does L agence Automobiliere's Interest Coverage compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, L agence Automobiliere ranks #999999 out of 1067 companies for Interest Coverage. This places L agence Automobiliere in the lower half of its industry. The industry median Interest Coverage is 8.41. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Vehicles & Parts company?
The median Interest Coverage among Vehicles & Parts companies is 8.41, based on 1,067 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on L agence Automobiliere and its competitors. For the Vehicles & Parts industry, the median Interest Coverage is 8.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. L agence Automobiliere's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is L agence Automobiliere stock overvalued right now?
Based on GuruFocus' analysis, L agence Automobiliere (XPAR:MLAA) is currently considered Possible Value Trap. The stock's GF Value™ is €5.49, compared to a current price of €2.20 — trading 59.9% below its estimated fair value. The current Interest Coverage is 0 (At Loss). L agence Automobiliere's overall GF Score™ is 33/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For L agence Automobiliere (XPAR:MLAA), the current Interest Coverage is 0 (At Loss) as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is L agence Automobiliere (XPAR:MLAA) Overvalued in 2026?

Based on GuruFocus' analysis, L agence Automobiliere stock appears to be undervalued. The current stock price of €2.20 is trading 59.9% below its estimated GF Value™ of €5.49. GuruFocus considers L agence Automobiliere to be Possible Value Trap.

Key valuation signals for XPAR:MLAA:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: €5.49 vs. price of €2.20 (59.9% below fair value)
  • GF Score™: 33/100 with 2 warning signs

No single metric tells the full story. See the XPAR:MLAA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


L agence Automobiliere Business Description

Address Zone Actipolis 1, 24A Route Departementale 201, Sausheim, FRA, FR-68390
L agence Automobiliere SA is specialized in the purchase and sale of used vehicles. The company also offers services in financing, insurance, assistance and other. It has over 90 branches located in Europe.
33GF Score

Get the complete analysis for XPAR:MLAA

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.20
Price
€5.49
GF Value