L agence Automobiliere (XPAR:MLAA) Piotroski F-Score: 4 (As of Jul. 07, 2026) — 33% Above Median


XPAR:MLAA L agence Automobiliere SA XPAR:MLAA
33 GF Score
Price €2.20
GF Value €5.49
Valuation Possible Value Trap
! 2 Warning Signs
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What is L agence Automobiliere Piotroski F-Score?

L agence Automobiliere XPAR:MLAA 33 Piotroski F-Score is 4 as of Jul. 07, 2026, which is 33% above its 10-year median of 3.00. GuruFocus rates XPAR:MLAA with a GF Score™ of 33/100 and a GF Value™ of €5.49 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 1,290 Vehicles & Parts companies, L agence Automobiliere ranks worse than 70.23% on this metric.

The zones of discrimination were as such:

Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3

L agence Automobiliere has an F-score of 4 indicating the company's financial situation is typical for a stable company.

The historical rank and industry rank for L agence Automobiliere's Piotroski F-Score or its related term are showing as below:

XPAR:MLAA' s Piotroski F-Score Range Over the Past 10 Years
Min: 2   Med: 3   Max: 4
Current: 4

During the past 4 years, the highest Piotroski F-Score of L agence Automobiliere was 4. The lowest was 2. And the median was 3.

L agence Automobiliere  (XPAR:MLAA) Piotroski F-Score Explanation

The developer of the system is Joseph D. Piotroski is relatively unknown accounting professor who shuns publicity and rarely gives interviews.

He graduated from the University of Illinois with a B.S. in accounting in 1989, received an M.B.A. from Indiana University in 1994. Five years later, in 1999, after earning a Ph.D. in accounting from the University of Michigan, he became an associate professor of accounting at the University of Chicago.

In 2000, he wrote a research paper called "Value Investing: The Use of Historical Financial Statement Information to Separate Winners from Losers" (pdf).

He wanted to see if he can develop a system (using a simple nine-point scoring system) that can increase the returns of a strategy of investing in low price to book (referred to in the paper as high book to market) value companies.

What he found was something that exceeded his most optimistic expectations.

Buying only those companies that scored highest (8 or 9) on his nine-point scale, or F-Score as he called it, over the 20 year period from 1976 to 1996 led to an average out-performance over the market of 13.4%.

Even more impressive were the results of a strategy of investing in the highest F-Score companies (8 or 9) and shorting companies with the lowest F-Score (0 or 1).

Over the same period from 1976 to 1996 (20 years) this strategy led to an average yearly return of 23%, substantially outperforming the average S&P 500 index return of 15.83% over the same period.


L agence Automobiliere Piotroski F-Score Related Terms


L agence Automobiliere Piotroski F-Score Historical Data

* Premium members only.

The historical data trend for L agence Automobiliere's Piotroski F-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

L agence Automobiliere Piotroski F-Score Chart

L agence Automobiliere Annual Data
Trend Dec19 Dec20 Dec23 Dec24
Piotroski F-Score
N/A N/A 2.00 4.00

L agence Automobiliere Semi-Annual Data
Dec19 Dec20 Dec23 Dec24
Piotroski F-Score N/A N/A 2.00 4.00

XPAR:MLAA vs CVNA, PAG, ALTB: Piotroski F-Score Comparison

For the Auto & Truck Dealerships subindustry, L agence Automobiliere's Piotroski F-Score, along with its competitors' market caps and Piotroski F-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


L agence Automobiliere Piotroski F-Score vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, L agence Automobiliere's Piotroski F-Score distribution charts can be found below:

* The bar in red indicates where L agence Automobiliere's Piotroski F-Score falls into.


XPAR:MLAA
33GF Score
L agence Automobiliere SA XPAR:MLAA
Piotroski F-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

How is the Piotroski F-Score calculated?

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

This Year (Dec24) TTM:Last Year (Dec23) TTM:
Net Income was €0.01 Mil.
Cash Flow from Operations was €0.00 Mil.
Revenue was €1.76 Mil.
Gross Profit was €0.73 Mil.
Average Total Assets from the begining of this year (Dec23)
to the end of this year (Dec24) was (1.284 + 1.385) / 2 = €1.3345 Mil.
Total Assets at the begining of this year (Dec23) was €1.28 Mil.
Long-Term Debt & Capital Lease Obligation was €0.69 Mil.
Total Current Assets was €0.49 Mil.
Total Current Liabilities was €0.48 Mil.
Net Income was €0.05 Mil.

Revenue was €1.68 Mil.
Gross Profit was €0.64 Mil.
Average Total Assets from the begining of last year (Dec20)
to the end of last year (Dec23) was (0.724 + 1.284) / 2 = €1.004 Mil.
Total Assets at the begining of last year (Dec20) was €0.72 Mil.
Long-Term Debt & Capital Lease Obligation was €0.81 Mil.
Total Current Assets was €0.38 Mil.
Total Current Liabilities was €0.22 Mil.

*Note: If the latest quarterly/semi-annual/annual total assets data is 0, then we will use previous quarterly/semi-annual/annual data for all the items in the balance sheet.

Profitability

Question 1. Return on Assets (ROA)

Net income before extraordinary items for the year divided by Total Assets at the beginning of the year.

Score 1 if positive, 0 if negative.

L agence Automobiliere's current Net Income (TTM) was 0.01. ==> Positive ==> Score 1.

Question 2. Cash Flow Return on Assets (CFROA)

Net cash flow from operating activities (operating cash flow) divided by Total Assets at the beginning of the year.

Score 1 if positive, 0 if negative.

L agence Automobiliere's current Cash Flow from Operations (TTM) was 0.00. ==> Negative ==> Score 0.

Question 3. Change in Return on Assets

Compare this year's return on assets (1) to last year's return on assets.

Score 1 if it's higher, 0 if it's lower.

ROA (This Year)=Net Income/Total Assets (Dec23)
=0.012/1.284
=0.00934579

ROA (Last Year)=Net Income/Total Assets (Dec20)
=0.046/0.724
=0.06353591

L agence Automobiliere's return on assets of this year was 0.00934579. L agence Automobiliere's return on assets of last year was 0.06353591. ==> Last year is higher ==> Score 0.

Question 4. Quality of Earnings (Accrual)

Compare Cash flow return on assets (2) to return on assets (1)

Score 1 if CFROA > ROA, 0 if CFROA <= ROA.

L agence Automobiliere's current Net Income (TTM) was 0.01. L agence Automobiliere's current Cash Flow from Operations (TTM) was 0.00. ==> 0.00 <= 0.01 ==> CFROA <= ROA ==> Score 0.

Funding

Question 5. Change in Gearing or Leverage

Compare this year's gearing (long-term debt divided by average total assets) to last year's gearing.

Score 0 if this year's gearing is higher, 1 otherwise.

Gearing (This Year: Dec24)=Long-Term Debt & Capital Lease Obligation/Average Total Assets from Dec23 to Dec24
=0.686/1.3345
=0.51405021

Gearing (Last Year: Dec23)=Long-Term Debt & Capital Lease Obligation/Average Total Assets from Dec20 to Dec23
=0.813/1.004
=0.80976096

L agence Automobiliere's gearing of this year was 0.51405021. L agence Automobiliere's gearing of last year was 0.80976096. ==> This year is lower or equal to last year. ==> Score 1.

Question 6. Change in Working Capital (Liquidity)

Compare this year's current ratio (current assets divided by current liabilities) to last year's current ratio.

Score 1 if this year's current ratio is higher, 0 if it's lower

Current Ratio (This Year: Dec24)=Total Current Assets/Total Current Liabilities
=0.492/0.478
=1.0292887

Current Ratio (Last Year: Dec23)=Total Current Assets/Total Current Liabilities
=0.379/0.224
=1.69196429

L agence Automobiliere's current ratio of this year was 1.0292887. L agence Automobiliere's current ratio of last year was 1.69196429. ==> Last year's current ratio is higher ==> Score 0.

Question 7. Change in Shares in Issue

Compare the number of shares in issue this year, to the number in issue last year.

Score 0 if there is larger number of shares in issue this year, 1 otherwise.

L agence Automobiliere's number of shares in issue this year was 1. L agence Automobiliere's number of shares in issue last year was 1. ==> There is smaller number of shares in issue this year, or the same. ==> Score 1.

Efficiency

Question 8. Change in Gross Margin

Compare this year's gross margin (Gross Profit divided by sales) to last year's.

Score 1 if this year's gross margin is higher, 0 if it's lower.

Gross Margin (This Year: TTM)=Gross Profit/Revenue
=0.732/1.764
=0.41496599

Gross Margin (Last Year: TTM)=Gross Profit/Revenue
=0.644/1.684
=0.3824228

L agence Automobiliere's gross margin of this year was 0.41496599. L agence Automobiliere's gross margin of last year was 0.3824228. ==> This year's gross margin is higher. ==> Score 1.

Question 9. Change in asset turnover

Compare this year's asset turnover (total sales for the year divided by total assets at the beginning of the year) to last year's asset turnover ratio.

Score 1 if this year's asset turnover ratio is higher, 0 if it's lower

Asset Turnover (This Year)=Revenue/Total Assets at the Beginning of This Year (Dec23)
=1.764/1.284
=1.37383178

Asset Turnover (Last Year)=Revenue/Total Assets at the Beginning of Last Year (Dec20)
=1.684/0.724
=2.32596685

L agence Automobiliere's asset turnover of this year was 1.37383178. L agence Automobiliere's asset turnover of last year was 2.32596685. ==> Last year's asset turnover is higher ==> Score 0.

Evaluation

Piotroski F-Score= Que. 1+ Que. 2+ Que. 3+Que. 4+Que. 5+Que. 6+Que. 7+Que. 8+Que. 9
=1+0+0+0+1+0+1+1+0
=4

Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3

L agence Automobiliere has an F-score of 4 indicating the company's financial situation is typical for a stable company.

Frequently Asked Questions Learn more about Piotroski F-Score →
What does a Piotroski F-Score of 4 mean?
L agence Automobiliere (XPAR:MLAA) has a Piotroski F-Score of 4 as of Jul. 07, 2026. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on L agence Automobiliere and its competitors. This is 33% above median its historical median of 3.00. Over the past decade, L agence Automobiliere's Piotroski F-Score has ranged from 2.00 to 4.00. According to the industry distribution chart, L agence Automobiliere ranks #906 out of 1290 companies in the Vehicles & Parts industry, placing it in the top 70.2%.
Is L agence Automobiliere's Piotroski F-Score too high?
L agence Automobiliere's current Piotroski F-Score of 4 is 33% above median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 4.00. The Vehicles & Parts industry median Piotroski F-Score is 5.00. L agence Automobiliere's value of 4 is 20% below this industry median. Based on the distribution chart, L agence Automobiliere ranks #906 out of 1290 companies in the Vehicles & Parts industry, which is below the industry midpoint. Overall, L agence Automobiliere has a GF Score™ of 33/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does L agence Automobiliere's Piotroski F-Score compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, L agence Automobiliere ranks #906 out of 1290 companies for Piotroski F-Score. This places L agence Automobiliere in the lower half of its industry. The industry median Piotroski F-Score is 5.00. L agence Automobiliere's value of 4 is 20% below this benchmark. Historically, L agence Automobiliere's own Piotroski F-Score has ranged from 2.00 to 4.00 over the past decade. While the company's 10-year median is 3.00 vs. the industry median of 5.00, L agence Automobiliere has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Piotroski F-Score for a Vehicles & Parts company?
The median Piotroski F-Score among Vehicles & Parts companies is 5.00, based on 1,290 companies in the industry. Companies in the top quartile (top 25%) have a Piotroski F-Score significantly above this median, while those in the bottom quartile fall well below. However, Piotroski F-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. L agence Automobiliere's current Piotroski F-Score of 4 is 20% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Piotroski F-Score mean?
A high Piotroski F-Score can signal that a stock is expensive relative to its fundamentals. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on L agence Automobiliere and its competitors. For the Vehicles & Parts industry, the median Piotroski F-Score is 5.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. L agence Automobiliere's current Piotroski F-Score is 4, which is 33% above median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is L agence Automobiliere stock overvalued right now?
Based on GuruFocus' analysis, L agence Automobiliere (XPAR:MLAA) is currently considered Possible Value Trap. The stock's GF Value™ is €5.49, compared to a current price of €2.20 — trading 59.9% below its estimated fair value. The current Piotroski F-Score is 4, which is 33% above median its 10-year median of 3.00 and 20% below the Vehicles & Parts industry median of 5.00. L agence Automobiliere's overall GF Score™ is 33/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Piotroski F-Score calculated?
Piotroski F-Score is calculated from a company's financial statements. For L agence Automobiliere (XPAR:MLAA), the current Piotroski F-Score is 4 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is L agence Automobiliere (XPAR:MLAA) Overvalued in 2026?

Based on GuruFocus' analysis, L agence Automobiliere stock appears to be undervalued. The current stock price of €2.20 is trading 59.9% below its estimated GF Value™ of €5.49. GuruFocus considers L agence Automobiliere to be Possible Value Trap.

Key valuation signals for XPAR:MLAA:

  • Piotroski F-Score: 4 (33% above median its 10-year median of 3.00)
  • GF Value™: €5.49 vs. price of €2.20 (59.9% below fair value)
  • GF Score™: 33/100 with 2 warning signs
  • Industry Position: 20% below the Vehicles & Parts median (#906 of 1290)

No single metric tells the full story. See the XPAR:MLAA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


L agence Automobiliere Business Description

Address Zone Actipolis 1, 24A Route Departementale 201, Sausheim, FRA, FR-68390
L agence Automobiliere SA is specialized in the purchase and sale of used vehicles. The company also offers services in financing, insurance, assistance and other. It has over 90 branches located in Europe.
33GF Score

Get the complete analysis for XPAR:MLAA

Piotroski F-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.20
Price
€5.49
GF Value