First Insurance Co (AMM:FINS) EV-to-FCF: 2.29 (As of Jun. 29, 2026) — 15% Below Median


AMM:FINS First Insurance Co AMM:FINS
69 GF Score
Price JOD1.17
GF Value JOD1.03
Valuation Modestly Overvalued
! 4 Warning Signs
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What is First Insurance Co EV-to-FCF?

First Insurance Co AMM:FINS -0.85% 69 EV-to-FCF is 2.29 as of Jun. 29, 2026, which is 15% below its 10-year median of 2.69. GuruFocus rates AMM:FINS with a GF Score™ of 69/100 and a GF Value™ of JOD1.03 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 395 Insurance companies, First Insurance Co ranks better than 86.08% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, First Insurance Co's Enterprise Value is JOD13.00 Mil. First Insurance Co's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was JOD5.68 Mil. Therefore, First Insurance Co's EV-to-FCF for today is 2.29.

The historical rank and industry rank for First Insurance Co's EV-to-FCF or its related term are showing as below:

AMM:FINS' s EV-to-FCF Range Over the Past 10 Years
Min: -20.72   Med: 2.69   Max: 61.09
Current: 2.44

During the past 13 years, the highest EV-to-FCF of First Insurance Co was 61.09. The lowest was -20.72. And the median was 2.69.

AMM:FINS's EV-to-FCF is ranked better than
86.08% of 395 companies
in the Insurance industry
Industry Median: 9.32 vs AMM:FINS: 2.44

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-06-29), First Insurance Co's stock price is JOD1.17. First Insurance Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was JOD0.000. Therefore, First Insurance Co's PE Ratio (TTM) for today is N/A.


First Insurance Co  (AMM:FINS) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

First Insurance Co's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=1.17/0.000
=N/A

First Insurance Co's share price for today is JOD1.17.
First Insurance Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was JOD0.000.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


First Insurance Co EV-to-FCF Related Terms


First Insurance Co EV-to-FCF Historical Data

* Premium members only.

The historical data trend for First Insurance Co's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Insurance Co EV-to-FCF Chart

First Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.18 2.95 1.17 5.20 2.53

First Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.13 5.11 2.79 2.53 1.89

AMM:FINS vs BRK.A, AIG, HIG: EV-to-FCF Comparison

For the Insurance - Diversified subindustry, First Insurance Co's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Insurance Co EV-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, First Insurance Co's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where First Insurance Co's EV-to-FCF falls into.


AMM:FINS
69GF Score
First Insurance Co AMM:FINS
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

First Insurance Co EV-to-FCF Calculation

First Insurance Co's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=13.002/5.684
=2.29

First Insurance Co's current Enterprise Value is JOD13.00 Mil.
First Insurance Co's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was JOD5.68 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 2.29 mean?
First Insurance Co (AMM:FINS) has a EV-to-FCF of 2.29 as of Jun. 29, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on First Insurance Co and its competitors. This is 15% below median its historical median of 2.69. According to the industry distribution chart, First Insurance Co ranks #55 out of 395 companies in the Insurance industry, placing it in the top 13.9%.
Is First Insurance Co's EV-to-FCF too high?
First Insurance Co's current EV-to-FCF of 2.29 is 15% below median its 10-year median of 2.69. The Insurance industry median EV-to-FCF is 9.32. First Insurance Co's value of 2.29 is 75.4% below this industry median. Based on the distribution chart, First Insurance Co ranks #55 out of 395 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, First Insurance Co has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Insurance Co's EV-to-FCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, First Insurance Co ranks #55 out of 395 companies for EV-to-FCF. This places First Insurance Co in the top 14% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 9.32. First Insurance Co's value of 2.29 is 75.4% below this benchmark. While the company's 10-year median is 2.69 vs. the industry median of 9.32, First Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.32, based on 395 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Insurance Co's current EV-to-FCF of 2.29 is 75.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on First Insurance Co and its competitors. For the Insurance industry, the median EV-to-FCF is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Insurance Co's current EV-to-FCF is 2.29, which is 15% below median its own 10-year median of 2.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, First Insurance Co (AMM:FINS) is currently considered Modestly Overvalued. The stock's GF Value™ is JOD1.03, compared to a current price of JOD1.17 — trading 13.6% above its estimated fair value. The current EV-to-FCF is 2.29, which is 15% below median its 10-year median of 2.69 and 75.4% below the Insurance industry median of 9.32. First Insurance Co's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For First Insurance Co (AMM:FINS), the current EV-to-FCF is 2.29 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Insurance Co (AMM:FINS) Overvalued in 2026?

Based on GuruFocus' analysis, First Insurance Co stock appears to be overvalued. The current stock price of JOD1.17 is trading 13.6% above its estimated GF Value™ of JOD1.03. GuruFocus considers First Insurance Co to be Modestly Overvalued.

Key valuation signals for AMM:FINS:

  • EV-to-FCF: 2.29 (15% below median its 10-year median of 2.69)
  • GF Value™: JOD1.03 vs. price of JOD1.17 (13.6% above fair value)
  • GF Score™: 69/100 with 4 warning signs
  • Industry Position: 75.4% below the Insurance median (#55 of 395)

No single metric tells the full story. See the AMM:FINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Insurance Co Business Description

Address King Abdullah bin Al Hussein II Street, Building No. 95, P.O. Box 189, Khalda - Dabouq Circle, Near the Medical City, Amman, JOR, 11822
First Insurance Co is a Jordan-based insurance company. It provides insurance on fire, natural hazards, accidents, medical and marine vehicles, cargo during transportation and other damage to properties, a liability of land-based vehicles, general liability, assistance insurance, and others. Its Individual products include motor insurance, medical insurance, life insurance, and travel insurance among others; while corporate products include marine insurance, property insurance, and cash insurance among others.
69GF Score

Get the complete analysis for AMM:FINS

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD1.17
Price
JOD1.03
GF Value