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Asia Sermkij Leasing PCLBKK:ASK -4.17%43 Debt-to-Equity is 3.82 as of Mar. 2026, which is 36% below its 10-year median of 5.93. GuruFocus rates BKK:ASK with a GF Score™ of 43/100 and a GF Value™ of ฿1,152.99 (Possible Value Trap). The stock has 8 warning signs investors should review. Among 454 Credit Services companies, Asia Sermkij Leasing PCL ranks worse than 78.85% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Asia Sermkij Leasing PCL's Debt-to-Equity or its related term are showing as below:
BKK:ASK'
s Debt-to-Equity Range Over the Past 10 Years
Min: 3.82 Med: 5.93 Max: 7.67
Current: 3.82
During the past 13 years, the highest Debt-to-Equity Ratio of Asia Sermkij Leasing PCL was 7.67. The lowest was 3.82. And the median was 5.93.
BKK:ASK's Debt-to-Equity is ranked worse than 78.85% of 454
companies
in the Credit Services industry
Industry Median: 1.195
vs BKK:ASK: 3.82
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Asia Sermkij Leasing PCL Debt-to-Equity Related Terms
Asia Sermkij Leasing PCL Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Asia Sermkij Leasing PCL's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Asia Sermkij Leasing PCL Debt-to-Equity vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Asia Sermkij Leasing PCL's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Asia Sermkij Leasing PCL's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Asia Sermkij Leasing PCL (BKK:ASK) has a Debt-to-Equity of 3.82 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Asia Sermkij Leasing PCL and its competitors. This is 36% below median its historical median of 5.93. Over the past decade, Asia Sermkij Leasing PCL's Debt-to-Equity has ranged from 3.82 to 7.67. According to the industry distribution chart, Asia Sermkij Leasing PCL ranks #358 out of 454 companies in the Credit Services industry, placing it in the top 78.9%.
Is Asia Sermkij Leasing PCL's Debt-to-Equity too high?
Asia Sermkij Leasing PCL's current Debt-to-Equity of 3.82 is 36% below median its 10-year median of 5.93. Over the past 10 years, this metric has ranged from a low of 3.82 to a high of 7.67. The Credit Services industry median Debt-to-Equity is 1.20. Asia Sermkij Leasing PCL's value of 3.82 is 219.7% above this industry median. Based on the distribution chart, Asia Sermkij Leasing PCL ranks #358 out of 454 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Asia Sermkij Leasing PCL has a GF Score™ of 43/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Asia Sermkij Leasing PCL's Debt-to-Equity compare to V and MA?
According to the Credit Services industry distribution chart, Asia Sermkij Leasing PCL ranks #358 out of 454 companies for Debt-to-Equity. This places Asia Sermkij Leasing PCL in the lower half of its industry. The industry median Debt-to-Equity is 1.20. Asia Sermkij Leasing PCL's value of 3.82 is 219.7% above this benchmark. Historically, Asia Sermkij Leasing PCL's own Debt-to-Equity has ranged from 3.82 to 7.67 over the past decade. While the company's 10-year median is 5.93 vs. the industry median of 1.20, Asia Sermkij Leasing PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Credit Services company?
The median Debt-to-Equity among Credit Services companies is 1.20, based on 454 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Asia Sermkij Leasing PCL's current Debt-to-Equity of 3.82 is 219.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Asia Sermkij Leasing PCL and its competitors. For the Credit Services industry, the median Debt-to-Equity is 1.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Asia Sermkij Leasing PCL's current Debt-to-Equity is 3.82, which is 36% below median its own 10-year median of 5.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Asia Sermkij Leasing PCL stock overvalued right now?
Based on GuruFocus' analysis, Asia Sermkij Leasing PCL (BKK:ASK) is currently considered Possible Value Trap. The stock's GF Value™ is ฿1,152.99, compared to a current price of ฿11.50 — trading 99% below its estimated fair value. The current Debt-to-Equity is 3.82, which is 36% below median its 10-year median of 5.93 and 219.7% above the Credit Services industry median of 1.20. Asia Sermkij Leasing PCL's overall GF Score™ is 43/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Asia Sermkij Leasing PCL (BKK:ASK), the current Debt-to-Equity is 3.82 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Asia Sermkij Leasing PCL (BKK:ASK) Overvalued in 2026?
Based on GuruFocus' analysis, Asia Sermkij Leasing PCL stock appears to be undervalued.
The current stock price of ฿11.50 is trading 99% below its estimated GF Value™ of ฿1,152.99.
GuruFocus considers Asia Sermkij Leasing PCL to be Possible Value Trap.
Key valuation signals for BKK:ASK:
Debt-to-Equity: 3.82 (36% below median its 10-year median of 5.93)
GF Value™: ฿1,152.99 vs. price of ฿11.50 (99% below fair value)
Industry Position: 219.7% above the Credit Services median (#358 of 454)
No single metric tells the full story. See the BKK:ASK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Asia Sermkij Leasing PCL operates a hire purchase business for all types of automobiles in the form of new car financing to its customers in Bangkok and the metropolitan area. Subsequently, the company has expanded its business into used car hire purchases, personal loans, and floor plan financing, as well as other services such as auto registration, tax renewal, and insurance services. The company has reportable operating segments: Hire purchase, Leasing, Loan, and Insurance broker. The majority of its revenue is generated from the Hire purchase segment, which provides auto and machine hire purchase services for consumers and commercial customers.
43GF Score
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