Asia Sermkij Leasing PCL (BKK:ASK) Operating Margin %: 18.08% (As of Mar. 2026) — 49% Below Median

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BKK:ASK Asia Sermkij Leasing PCL BKK:ASK
52 GF Score
Price ฿12.20
GF Value ฿1,389.43
Valuation Possible Value Trap
! 8 Warning Signs
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What is Asia Sermkij Leasing PCL Operating Margin %?

Asia Sermkij Leasing PCL BKK:ASK +2.52% 52 Operating Margin % is 18.08% as of Mar. 2026, which is 49% below its 10-year median of 35.44. GuruFocus rates BKK:ASK with a GF Score™ of 52/100 and a GF Value™ of ฿1,389.43 (Possible Value Trap). The stock has 8 warning signs investors should review. Among 413 Credit Services companies, Asia Sermkij Leasing PCL ranks better than 66.83% on this metric.

Operating Margin % is calculated as Operating Income divided by its Revenue. Asia Sermkij Leasing PCL's Operating Income for the three months ended in Mar. 2026 was ฿222 Mil. Asia Sermkij Leasing PCL's Revenue for the three months ended in Mar. 2026 was ฿1,226 Mil. Therefore, Asia Sermkij Leasing PCL's Operating Margin % for the quarter that ended in Mar. 2026 was 18.08%.

Warning Sign:

Asia Sermkij Leasing PCL operating margin has been in a 5-year decline. The average rate of decline per year is -7.6%.

The historical rank and industry rank for Asia Sermkij Leasing PCL's Operating Margin % or its related term are showing as below:

BKK:ASK' s Operating Margin % Range Over the Past 10 Years
Min: 20.58   Med: 35.44   Max: 43.89
Current: 30.83


BKK:ASK's Operating Margin % is ranked better than
66.83% of 413 companies
in the Credit Services industry
Industry Median: 17.58 vs BKK:ASK: 30.83

Asia Sermkij Leasing PCL's 5-Year Average Operating Margin % Growth Rate was -7.60% per year.

Asia Sermkij Leasing PCL's Operating Income for the three months ended in Mar. 2026 was ฿222 Mil. Its Operating Income for the trailing twelve months (TTM) ended in Mar. 2026 was ฿1,545 Mil.


Asia Sermkij Leasing PCL  (BKK:ASK) Operating Margin % Explanation

Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.


Be Aware

Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).

If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.

For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokia’s Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).

Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.


Asia Sermkij Leasing PCL Operating Margin % Related Terms


Asia Sermkij Leasing PCL Operating Margin % Historical Data

* Premium members only.

The historical data trend for Asia Sermkij Leasing PCL's Operating Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Asia Sermkij Leasing PCL Operating Margin % Chart

Asia Sermkij Leasing PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Operating Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 36.34 34.53 24.56 20.58 28.34

Asia Sermkij Leasing PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Operating Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.69 8.45 6.30 98.90 18.08

BKK:ASK vs V, MA, AXP: Operating Margin % Comparison

For the Credit Services subindustry, Asia Sermkij Leasing PCL's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Asia Sermkij Leasing PCL Operating Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Asia Sermkij Leasing PCL's Operating Margin % distribution charts can be found below:

* The bar in red indicates where Asia Sermkij Leasing PCL's Operating Margin % falls into.


BKK:ASK
52GF Score
Asia Sermkij Leasing PCL BKK:ASK
Operating Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Asia Sermkij Leasing PCL Operating Margin % Calculation

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Asia Sermkij Leasing PCL's Operating Margin % for the fiscal year that ended in Dec. 2025 is calculated as

Operating Margin %=Operating Income (A: Dec. 2025 ) / Revenue (A: Dec. 2025 )
=1464.846 / 5168.63
=28.34 %

Asia Sermkij Leasing PCL's Operating Margin % for the quarter that ended in Mar. 2026 is calculated as

Operating Margin %=Operating Income (Q: Mar. 2026 ) / Revenue (Q: Mar. 2026 )
=221.688 / 1226.143
=18.08 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Operating Margin % →
What does a Operating Margin % of 18.08% mean?
Asia Sermkij Leasing PCL (BKK:ASK) has a Operating Margin % of 18.08% as of Mar. 2026. Operating margin is the ratio of total operating income to net sales. View historical data on Asia Sermkij Leasing PCL and its competitors. This is 49% below median its historical median of 35.44. Over the past decade, Asia Sermkij Leasing PCL's Operating Margin % has ranged from 20.58 to 43.89. According to the industry distribution chart, Asia Sermkij Leasing PCL ranks #137 out of 413 companies in the Credit Services industry, placing it in the top 33.2%.
Is Asia Sermkij Leasing PCL's Operating Margin % too high?
Asia Sermkij Leasing PCL's current Operating Margin % of 18.08% is 49% below median its 10-year median of 35.44. Over the past 10 years, this metric has ranged from a low of 20.58 to a high of 43.89. The Credit Services industry median Operating Margin % is 17.58. Asia Sermkij Leasing PCL's value of 18.08% is 2.8% above this industry median. Based on the distribution chart, Asia Sermkij Leasing PCL ranks #137 out of 413 companies in the Credit Services industry, which is above the industry midpoint. Overall, Asia Sermkij Leasing PCL has a GF Score™ of 52/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Asia Sermkij Leasing PCL's Operating Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Asia Sermkij Leasing PCL ranks #137 out of 413 companies for Operating Margin %. This puts Asia Sermkij Leasing PCL in the upper half of its industry. The industry median Operating Margin % is 17.58. Asia Sermkij Leasing PCL's value of 18.08% is 2.8% above this benchmark. Historically, Asia Sermkij Leasing PCL's own Operating Margin % has ranged from 20.58 to 43.89 over the past decade. While the company's 10-year median is 35.44 vs. the industry median of 17.58, Asia Sermkij Leasing PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Margin % for a Credit Services company?
The median Operating Margin % among Credit Services companies is 17.58, based on 413 companies in the industry. Companies in the top quartile (top 25%) have a Operating Margin % significantly above this median, while those in the bottom quartile fall well below. However, Operating Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Asia Sermkij Leasing PCL's current Operating Margin % of 18.08% is 2.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Margin % mean?
A high Operating Margin % can signal that a stock is expensive relative to its fundamentals. Operating margin is the ratio of total operating income to net sales. View historical data on Asia Sermkij Leasing PCL and its competitors. For the Credit Services industry, the median Operating Margin % is 17.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Asia Sermkij Leasing PCL's current Operating Margin % is 18.08%, which is 49% below median its own 10-year median of 35.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Asia Sermkij Leasing PCL stock overvalued right now?
Based on GuruFocus' analysis, Asia Sermkij Leasing PCL (BKK:ASK) is currently considered Possible Value Trap. The stock's GF Value™ is ฿1,389.43, compared to a current price of ฿12.20 — trading 99.1% below its estimated fair value. The current Operating Margin % is 18.08%, which is 49% below median its 10-year median of 35.44 and 2.8% above the Credit Services industry median of 17.58. Asia Sermkij Leasing PCL's overall GF Score™ is 52/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Margin % calculated?
Operating Margin % is calculated from a company's financial statements. For Asia Sermkij Leasing PCL (BKK:ASK), the current Operating Margin % is 18.08% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Asia Sermkij Leasing PCL (BKK:ASK) Overvalued in 2026?

Based on GuruFocus' analysis, Asia Sermkij Leasing PCL stock appears to be undervalued. The current stock price of ฿12.20 is trading 99.1% below its estimated GF Value™ of ฿1,389.43. GuruFocus considers Asia Sermkij Leasing PCL to be Possible Value Trap.

Key valuation signals for BKK:ASK:

  • Operating Margin %: 18.08% (49% below median its 10-year median of 35.44)
  • GF Value™: ฿1,389.43 vs. price of ฿12.20 (99.1% below fair value)
  • GF Score™: 52/100 with 8 warning signs
  • Industry Position: 2.8% above the Credit Services median (#137 of 413)

No single metric tells the full story. See the BKK:ASK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Asia Sermkij Leasing PCL Business Description

Address Sukhumvit Road, No. 129, JLK Tower, 19th - 21st Floor, Khlong Toei Nuea, Wattana, Bangkok, THA, 10120
Asia Sermkij Leasing PCL operates a hire purchase business for all types of automobiles in the form of new car financing to its customers in Bangkok and the metropolitan area. Subsequently, the company has expanded its business into used car hire purchases, personal loans, and floor plan financing, as well as other services such as auto registration, tax renewal, and insurance services. The company has reportable operating segments: Hire purchase, Leasing, Loan, and Insurance broker. The majority of its revenue is generated from the Hire purchase segment, which provides auto and machine hire purchase services for consumers and commercial customers.
52GF Score

Get the complete analysis for BKK:ASK

Operating Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿12.20
Price
฿1,389.43
GF Value