Asia Sermkij Leasing PCL (BKK:ASK) Effective Interest Rate on Debt %: 0.00% (As of Mar. 2026)

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BKK:ASK Asia Sermkij Leasing PCL BKK:ASK
52 GF Score
Price ฿12.20
GF Value ฿1,332.46
Valuation Possible Value Trap
! 8 Warning Signs
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What is Asia Sermkij Leasing PCL Effective Interest Rate on Debt %?

Asia Sermkij Leasing PCL BKK:ASK -0.81% 52 Effective Interest Rate on Debt % is 0.00% as of Mar. 2026. GuruFocus rates BKK:ASK with a GF Score™ of 52/100 and a GF Value™ of ฿1,332.46 (Possible Value Trap). The stock has 8 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Asia Sermkij Leasing PCL's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ฿0 Mil. Asia Sermkij Leasing PCL's average total debt for the quarter that ended in Mar. 2026 was ฿46,765 Mil. Therefore, Asia Sermkij Leasing PCL's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 0.00%.


Asia Sermkij Leasing PCL  (BKK:ASK) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Asia Sermkij Leasing PCL Effective Interest Rate on Debt % Related Terms


Asia Sermkij Leasing PCL Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Asia Sermkij Leasing PCL's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Asia Sermkij Leasing PCL Effective Interest Rate on Debt % Chart

Asia Sermkij Leasing PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.02 0.00 0.00 0.00 0.00

Asia Sermkij Leasing PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

BKK:ASK vs V, MA, AXP: Effective Interest Rate on Debt % Comparison

For the Credit Services subindustry, Asia Sermkij Leasing PCL's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Asia Sermkij Leasing PCL Effective Interest Rate on Debt % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Asia Sermkij Leasing PCL's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Asia Sermkij Leasing PCL's Effective Interest Rate on Debt % falls into.


BKK:ASK
52GF Score
Asia Sermkij Leasing PCL BKK:ASK
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Asia Sermkij Leasing PCL Effective Interest Rate on Debt % Calculation

Asia Sermkij Leasing PCL's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  0/( (60254.009+47443.361)/ 2 )
=-1  *  0/53848.685
=0.00 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=31837.341 + 28416.668
=60254.009

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=27502.389 + 19940.972
=47443.361

Asia Sermkij Leasing PCL's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  0/( (47443.361+46085.843)/ 2 )
=-1  *  0/46764.602
=0.00 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=27502.389 + 19940.972
=47443.361

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=24212.134 + 21873.709
=46085.843

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Asia Sermkij Leasing PCL (BKK:ASK) has a Effective Interest Rate on Debt % of 0.00% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Asia Sermkij Leasing PCL and its competitors.
Is Asia Sermkij Leasing PCL's Effective Interest Rate on Debt % too high?
Asia Sermkij Leasing PCL's current Effective Interest Rate on Debt % is 0.00%. Overall, Asia Sermkij Leasing PCL has a GF Score™ of 52/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Asia Sermkij Leasing PCL's Effective Interest Rate on Debt % compare to V and MA?
Asia Sermkij Leasing PCL's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Credit Services company?
A good Effective Interest Rate on Debt % depends on the Credit Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Asia Sermkij Leasing PCL and its competitors. Asia Sermkij Leasing PCL's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Asia Sermkij Leasing PCL stock overvalued right now?
Based on GuruFocus' analysis, Asia Sermkij Leasing PCL (BKK:ASK) is currently considered Possible Value Trap. The stock's GF Value™ is ฿1,332.46, compared to a current price of ฿12.20 — trading 99.1% below its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. Asia Sermkij Leasing PCL's overall GF Score™ is 52/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Asia Sermkij Leasing PCL (BKK:ASK), the current Effective Interest Rate on Debt % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Asia Sermkij Leasing PCL (BKK:ASK) Overvalued in 2026?

Based on GuruFocus' analysis, Asia Sermkij Leasing PCL stock appears to be undervalued. The current stock price of ฿12.20 is trading 99.1% below its estimated GF Value™ of ฿1,332.46. GuruFocus considers Asia Sermkij Leasing PCL to be Possible Value Trap.

Key valuation signals for BKK:ASK:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: ฿1,332.46 vs. price of ฿12.20 (99.1% below fair value)
  • GF Score™: 52/100 with 8 warning signs

No single metric tells the full story. See the BKK:ASK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Asia Sermkij Leasing PCL Business Description

Address Sukhumvit Road, No. 129, JLK Tower, 19th - 21st Floor, Khlong Toei Nuea, Wattana, Bangkok, THA, 10120
Asia Sermkij Leasing PCL operates a hire purchase business for all types of automobiles in the form of new car financing to its customers in Bangkok and the metropolitan area. Subsequently, the company has expanded its business into used car hire purchases, personal loans, and floor plan financing, as well as other services such as auto registration, tax renewal, and insurance services. The company has reportable operating segments: Hire purchase, Leasing, Loan, and Insurance broker. The majority of its revenue is generated from the Hire purchase segment, which provides auto and machine hire purchase services for consumers and commercial customers.
52GF Score

Get the complete analysis for BKK:ASK

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿12.20
Price
฿1,332.46
GF Value