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ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Asia Sermkij Leasing PCL's annualizedNet Income for the quarter that ended in Mar. 2026 was ฿806 Mil.
Asia Sermkij Leasing PCL's average Total Assets over the quarter that ended in Mar. 2026 was ฿60,606 Mil. Therefore, Asia Sermkij Leasing PCL's annualized ROA % for the quarter that ended in Mar. 2026 was 1.33%.
The historical rank and industry rank for Asia Sermkij Leasing PCL's ROA % or its related term are showing as below:
BKK:ASK'
s ROA % Range Over the Past 10 Years
Min: 0.44 Med: 2.25 Max: 2.4
Current: 0.91
During the past 13 years, Asia Sermkij Leasing PCL's highest ROA % was 2.40%. The lowest was 0.44%. And the median was 2.25%.
BKK:ASK's ROA % is ranked worse than 63.12% of 545
companies
in the Credit Services industry
Industry Median: 1.91
vs BKK:ASK: 0.91
Asia Sermkij Leasing PCL (BKK:ASK) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Asia Sermkij Leasing PCL's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Asia Sermkij Leasing PCL ROA % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Asia Sermkij Leasing PCL's ROA % distribution charts can be found below:
* The bar in red indicates where Asia Sermkij Leasing PCL's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Asia Sermkij Leasing PCL (BKK:ASK) has a ROA % of 1.33% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Asia Sermkij Leasing PCL and its competitors. This is 41% below median its historical median of 2.25. Over the past decade, Asia Sermkij Leasing PCL's ROA % has ranged from 0.44 to 2.40. According to the industry distribution chart, Asia Sermkij Leasing PCL ranks #344 out of 545 companies in the Credit Services industry, placing it in the top 63.1%.
Is Asia Sermkij Leasing PCL's ROA % too high?
Asia Sermkij Leasing PCL's current ROA % of 1.33% is 41% below median its 10-year median of 2.25. Over the past 10 years, this metric has ranged from a low of 0.44 to a high of 2.40. The Credit Services industry median ROA % is 1.91. Asia Sermkij Leasing PCL's value of 1.33% is 30.4% below this industry median. Based on the distribution chart, Asia Sermkij Leasing PCL ranks #344 out of 545 companies in the Credit Services industry, which is below the industry midpoint. Overall, Asia Sermkij Leasing PCL has a GF Score™ of 52/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Asia Sermkij Leasing PCL's ROA % compare to V and MA?
According to the Credit Services industry distribution chart, Asia Sermkij Leasing PCL ranks #344 out of 545 companies for ROA %. This places Asia Sermkij Leasing PCL in the lower half of its industry. The industry median ROA % is 1.91. Asia Sermkij Leasing PCL's value of 1.33% is 30.4% below this benchmark. Historically, Asia Sermkij Leasing PCL's own ROA % has ranged from 0.44 to 2.40 over the past decade. While the company's 10-year median is 2.25 vs. the industry median of 1.91, Asia Sermkij Leasing PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Credit Services company?
The median ROA % among Credit Services companies is 1.91, based on 545 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Asia Sermkij Leasing PCL's current ROA % of 1.33% is 30.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Asia Sermkij Leasing PCL and its competitors. For the Credit Services industry, the median ROA % is 1.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Asia Sermkij Leasing PCL's current ROA % is 1.33%, which is 41% below median its own 10-year median of 2.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Asia Sermkij Leasing PCL stock overvalued right now?
Based on GuruFocus' analysis, Asia Sermkij Leasing PCL (BKK:ASK) is currently considered Possible Value Trap. The stock's GF Value™ is ฿1,389.43, compared to a current price of ฿12.20 — trading 99.1% below its estimated fair value. The current ROA % is 1.33%, which is 41% below median its 10-year median of 2.25 and 30.4% below the Credit Services industry median of 1.91. Asia Sermkij Leasing PCL's overall GF Score™ is 52/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Asia Sermkij Leasing PCL (BKK:ASK), the current ROA % is 1.33% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Asia Sermkij Leasing PCL (BKK:ASK) Overvalued in 2026?
Based on GuruFocus' analysis, Asia Sermkij Leasing PCL stock appears to be undervalued.
The current stock price of ฿12.20 is trading 99.1% below its estimated GF Value™ of ฿1,389.43.
GuruFocus considers Asia Sermkij Leasing PCL to be Possible Value Trap.
Key valuation signals for BKK:ASK:
ROA %: 1.33% (41% below median its 10-year median of 2.25)
GF Value™: ฿1,389.43 vs. price of ฿12.20 (99.1% below fair value)
Industry Position: 30.4% below the Credit Services median (#344 of 545)
No single metric tells the full story. See the BKK:ASK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Asia Sermkij Leasing PCL operates a hire purchase business for all types of automobiles in the form of new car financing to its customers in Bangkok and the metropolitan area. Subsequently, the company has expanded its business into used car hire purchases, personal loans, and floor plan financing, as well as other services such as auto registration, tax renewal, and insurance services. The company has reportable operating segments: Hire purchase, Leasing, Loan, and Insurance broker. The majority of its revenue is generated from the Hire purchase segment, which provides auto and machine hire purchase services for consumers and commercial customers.
52GF Score
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