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Asia Sermkij Leasing PCLBKK:ASK +2.52%52 Pretax Margin % is 20.57% as of Mar. 2026, which is 38% below its 10-year median of 33.03. GuruFocus rates BKK:ASK with a GF Score™ of 52/100 and a GF Value™ of ฿1,389.43 (Possible Value Trap). The stock has 8 warning signs investors should review. Among 534 Credit Services companies, Asia Sermkij Leasing PCL ranks worse than 58.99% on this metric.
The historical rank and industry rank for Asia Sermkij Leasing PCL's Pretax Margin % or its related term are showing as below:
BKK:ASK'
s Pretax Margin % Range Over the Past 10 Years
Min: 6.79 Med: 33.03 Max: 34.8
Current: 14.77
BKK:ASK's Pretax Margin % is ranked worse than 58.99% of 534
companies
in the Credit Services industry
Industry Median: 20.105
vs BKK:ASK: 14.77
Asia Sermkij Leasing PCL (BKK:ASK) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Asia Sermkij Leasing PCL Pretax Margin % Related Terms
Asia Sermkij Leasing PCL Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Asia Sermkij Leasing PCL's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Asia Sermkij Leasing PCL Pretax Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Asia Sermkij Leasing PCL's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Asia Sermkij Leasing PCL's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Asia Sermkij Leasing PCL (BKK:ASK) has a Pretax Margin % of 20.57% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Asia Sermkij Leasing PCL and its competitors. This is 38% below median its historical median of 33.03. Over the past decade, Asia Sermkij Leasing PCL's Pretax Margin % has ranged from 6.79 to 34.80. According to the industry distribution chart, Asia Sermkij Leasing PCL ranks #315 out of 534 companies in the Credit Services industry, placing it in the top 59%.
Is Asia Sermkij Leasing PCL's Pretax Margin % too high?
Asia Sermkij Leasing PCL's current Pretax Margin % of 20.57% is 38% below median its 10-year median of 33.03. Over the past 10 years, this metric has ranged from a low of 6.79 to a high of 34.80. The Credit Services industry median Pretax Margin % is 20.11. Asia Sermkij Leasing PCL's value of 20.57% is 2.3% above this industry median. Based on the distribution chart, Asia Sermkij Leasing PCL ranks #315 out of 534 companies in the Credit Services industry, which is below the industry midpoint. Overall, Asia Sermkij Leasing PCL has a GF Score™ of 52/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Asia Sermkij Leasing PCL's Pretax Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Asia Sermkij Leasing PCL ranks #315 out of 534 companies for Pretax Margin %. This places Asia Sermkij Leasing PCL in the lower half of its industry. The industry median Pretax Margin % is 20.11. Asia Sermkij Leasing PCL's value of 20.57% is 2.3% above this benchmark. Historically, Asia Sermkij Leasing PCL's own Pretax Margin % has ranged from 6.79 to 34.80 over the past decade. While the company's 10-year median is 33.03 vs. the industry median of 20.11, Asia Sermkij Leasing PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Credit Services company?
The median Pretax Margin % among Credit Services companies is 20.11, based on 534 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Asia Sermkij Leasing PCL's current Pretax Margin % of 20.57% is 2.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Asia Sermkij Leasing PCL and its competitors. For the Credit Services industry, the median Pretax Margin % is 20.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Asia Sermkij Leasing PCL's current Pretax Margin % is 20.57%, which is 38% below median its own 10-year median of 33.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Asia Sermkij Leasing PCL stock overvalued right now?
Based on GuruFocus' analysis, Asia Sermkij Leasing PCL (BKK:ASK) is currently considered Possible Value Trap. The stock's GF Value™ is ฿1,389.43, compared to a current price of ฿12.20 — trading 99.1% below its estimated fair value. The current Pretax Margin % is 20.57%, which is 38% below median its 10-year median of 33.03 and 2.3% above the Credit Services industry median of 20.11. Asia Sermkij Leasing PCL's overall GF Score™ is 52/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Asia Sermkij Leasing PCL (BKK:ASK), the current Pretax Margin % is 20.57% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Asia Sermkij Leasing PCL (BKK:ASK) Overvalued in 2026?
Based on GuruFocus' analysis, Asia Sermkij Leasing PCL stock appears to be undervalued.
The current stock price of ฿12.20 is trading 99.1% below its estimated GF Value™ of ฿1,389.43.
GuruFocus considers Asia Sermkij Leasing PCL to be Possible Value Trap.
Key valuation signals for BKK:ASK:
Pretax Margin %: 20.57% (38% below median its 10-year median of 33.03)
GF Value™: ฿1,389.43 vs. price of ฿12.20 (99.1% below fair value)
Industry Position: 2.3% above the Credit Services median (#315 of 534)
No single metric tells the full story. See the BKK:ASK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Asia Sermkij Leasing PCL operates a hire purchase business for all types of automobiles in the form of new car financing to its customers in Bangkok and the metropolitan area. Subsequently, the company has expanded its business into used car hire purchases, personal loans, and floor plan financing, as well as other services such as auto registration, tax renewal, and insurance services. The company has reportable operating segments: Hire purchase, Leasing, Loan, and Insurance broker. The majority of its revenue is generated from the Hire purchase segment, which provides auto and machine hire purchase services for consumers and commercial customers.
52GF Score
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