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BY (Byline Bancorp) Debt-to-Equity : 0.68 (As of Dec. 2024)


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What is Byline Bancorp Debt-to-Equity?

Byline Bancorp's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2024 was $0.0 Mil. Byline Bancorp's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2024 was $742.5 Mil. Byline Bancorp's Total Stockholders Equity for the quarter that ended in Dec. 2024 was $1,091.5 Mil. Byline Bancorp's debt to equity for the quarter that ended in Dec. 2024 was 0.68.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Byline Bancorp's Debt-to-Equity or its related term are showing as below:

BY' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.33   Med: 0.71   Max: 0.98
Current: 0.68

During the past 10 years, the highest Debt-to-Equity Ratio of Byline Bancorp was 0.98. The lowest was 0.33. And the median was 0.71.

BY's Debt-to-Equity is ranked worse than
52.93% of 1449 companies
in the Banks industry
Industry Median: 0.63 vs BY: 0.68

Byline Bancorp Debt-to-Equity Historical Data

The historical data trend for Byline Bancorp's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Byline Bancorp Debt-to-Equity Chart

Byline Bancorp Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.43 0.74 0.98 0.52 0.68

Byline Bancorp Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.52 0.82 1.00 0.57 0.68

Competitive Comparison of Byline Bancorp's Debt-to-Equity

For the Banks - Regional subindustry, Byline Bancorp's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Byline Bancorp's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Byline Bancorp's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Byline Bancorp's Debt-to-Equity falls into.



Byline Bancorp Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Byline Bancorp's Debt to Equity Ratio for the fiscal year that ended in Dec. 2024 is calculated as

Byline Bancorp's Debt to Equity Ratio for the quarter that ended in Dec. 2024 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Byline Bancorp  (NYSE:BY) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Byline Bancorp Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of Byline Bancorp's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.


Byline Bancorp Business Description

Traded in Other Exchanges
Address
180 North LaSalle Street, Suite 300, Chicago, IL, USA, 60601
Byline Bancorp Inc is the holding company for Byline Bank, a full-service commercial bank serving small-and-medium sized businesses, financial sponsors, and consumers. The company offers a broad range of banking products and services to small and medium sized businesses, commercial real estate and online account opening to consumer and business. Also provide trust and wealth management services to its customers. In addition to traditional commercial banking business, company provide small ticket equipment leasing solutions through Byline Financial Group, a wholly-owned subsidiary of Byline Bank.
Executives
William G Kistner director C/O BYLINE BANCORP, INC., 180 NORTH LASALLE STREET, SUITE 300, CHICAGO IL 60601
John Barkidjija officer: Head of Commercial Banking 3959 N. LINCOLN AVENUE, CHICAGO IL 60613
Thomas Abraham officer: President, SBC C/O BYLINE BANCORP, INC., 180 N. LASALLE ST., STE. 300, CHICAGO IL 60601
Alberto J Paracchini director, officer: President and CEO 180 NORTH LASALLE STREET, SUITE 300, CHICAGO IL 60601
Brogan Ptacin officer: Managing Director 501 WEST NORTH AVENUE, MELROSE PARK IL 60160
Dana Traci officer: Chief Human Resources Officer 180 N. LASALLE ST., SUITE 300, CHICAGO IL 60601
Pamela C Stewart director 180 N LASALLE ST, SUITE 300, CHICAGO IL 60601
Steven P. Kent director C/O BYLINE BANCORP, INC., 180 N. LASALLE ST., STE. 300, CHICAGO IL 60601
Michelle Lynn Johnson officer: Chief Risk Officer C/O BYLINE BANCORP, INC., 180 N. LASALLE ST., SUITE 300, CHICAGO IL 60601
Mbg Investors I, L.p. 10 percent owner 180 NORTH LASALLE STREET, SUITE 300, CHICAGO IL 60601
Del Valle Perochena Antonio director, 10 percent owner 180 NORTH LA SALLE STREET, SUITE 300, CHICAGO IL 60601
Ana Casanueva officer: SVP, Director of Legal 180 N. LASALLA ST., CHICAGO IL 60601
Herseth Mary Jo S. director C/O BYLINE BANCORP, INC., 180 N. LASALLE ST., STE. 300, CHICAGO IL 60601
Carlos Ruiz Sacristan director PO BOX 1, MEXICO CITY O5 999999999
Phillip R. Cabrera director 180 NORTH LA SALLE STREET, SUITE 300, CHICAGO IL 60601