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BY (Byline Bancorp) Return-on-Tangible-Asset : 1.21% (As of Mar. 2025)


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What is Byline Bancorp Return-on-Tangible-Asset?

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Byline Bancorp's annualized Net Income for the quarter that ended in Mar. 2025 was $113.0 Mil. Byline Bancorp's average total tangible assets for the quarter that ended in Mar. 2025 was $9,343.1 Mil. Therefore, Byline Bancorp's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2025 was 1.21%.

The historical rank and industry rank for Byline Bancorp's Return-on-Tangible-Asset or its related term are showing as below:

BY' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -0.62   Med: 1.21   Max: 2.36
Current: 1.27

During the past 10 years, Byline Bancorp's highest Return-on-Tangible-Asset was 2.36%. The lowest was -0.62%. And the median was 1.21%.

BY's Return-on-Tangible-Asset is ranked better than
69.86% of 1589 companies
in the Banks industry
Industry Median: 0.89 vs BY: 1.27

Byline Bancorp Return-on-Tangible-Asset Historical Data

The historical data trend for Byline Bancorp's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Byline Bancorp Return-on-Tangible-Asset Chart

Byline Bancorp Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Return-on-Tangible-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.65 1.46 1.28 1.36 1.34

Byline Bancorp Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.36 1.27 1.30 1.31 1.21

Competitive Comparison of Byline Bancorp's Return-on-Tangible-Asset

For the Banks - Regional subindustry, Byline Bancorp's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Byline Bancorp's Return-on-Tangible-Asset Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Byline Bancorp's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where Byline Bancorp's Return-on-Tangible-Asset falls into.


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Byline Bancorp Return-on-Tangible-Asset Calculation

Byline Bancorp's annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2024 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2024 )  (A: Dec. 2023 )(A: Dec. 2024 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2024 )  (A: Dec. 2023 )(A: Dec. 2024 )
=120.759/( (8678.489+9298.431)/ 2 )
=120.759/8988.46
=1.34 %

Byline Bancorp's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Mar. 2025 )  (Q: Dec. 2024 )(Q: Mar. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Mar. 2025 )  (Q: Dec. 2024 )(Q: Mar. 2025 )
=112.992/( (9298.431+9387.752)/ 2 )
=112.992/9343.0915
=1.21 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2025) net income data.


Byline Bancorp  (NYSE:BY) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


Byline Bancorp Return-on-Tangible-Asset Related Terms

Thank you for viewing the detailed overview of Byline Bancorp's Return-on-Tangible-Asset provided by GuruFocus.com. Please click on the following links to see related term pages.


Byline Bancorp Business Description

Traded in Other Exchanges
Address
180 North LaSalle Street, Suite 300, Chicago, IL, USA, 60601
Byline Bancorp Inc is the holding company for Byline Bank, a full-service commercial bank serving small-and-medium sized businesses, financial sponsors, and consumers. The company offers a broad range of banking products and services to small and medium sized businesses, commercial real estate and online account opening to consumer and business. Also provide trust and wealth management services to its customers. In addition to traditional commercial banking business, company provide small ticket equipment leasing solutions through Byline Financial Group, a wholly-owned subsidiary of Byline Bank.
Executives
William G Kistner director C/O BYLINE BANCORP, INC., 180 NORTH LASALLE STREET, SUITE 300, CHICAGO IL 60601
John Barkidjija officer: Head of Commercial Banking 3959 N. LINCOLN AVENUE, CHICAGO IL 60613
Thomas Abraham officer: President, SBC C/O BYLINE BANCORP, INC., 180 N. LASALLE ST., STE. 300, CHICAGO IL 60601
Alberto J Paracchini director, officer: President and CEO 180 NORTH LASALLE STREET, SUITE 300, CHICAGO IL 60601
Brogan Ptacin officer: Managing Director 501 WEST NORTH AVENUE, MELROSE PARK IL 60160
Dana Traci officer: Chief Human Resources Officer 180 N. LASALLE ST., SUITE 300, CHICAGO IL 60601
Pamela C Stewart director 180 N LASALLE ST, SUITE 300, CHICAGO IL 60601
Steven P. Kent director C/O BYLINE BANCORP, INC., 180 N. LASALLE ST., STE. 300, CHICAGO IL 60601
Michelle Lynn Johnson officer: Chief Risk Officer C/O BYLINE BANCORP, INC., 180 N. LASALLE ST., SUITE 300, CHICAGO IL 60601
Mbg Investors I, L.p. 10 percent owner 180 NORTH LASALLE STREET, SUITE 300, CHICAGO IL 60601
Del Valle Perochena Antonio director, 10 percent owner 180 NORTH LA SALLE STREET, SUITE 300, CHICAGO IL 60601
Ana Casanueva officer: SVP, Director of Legal 180 N. LASALLA ST., CHICAGO IL 60601
Herseth Mary Jo S. director C/O BYLINE BANCORP, INC., 180 N. LASALLE ST., STE. 300, CHICAGO IL 60601
Carlos Ruiz Sacristan director PO BOX 1, MEXICO CITY O5 999999999
Phillip R. Cabrera director 180 NORTH LA SALLE STREET, SUITE 300, CHICAGO IL 60601