Banque Marocaine pour le Commerce et l'Industrie (CAS:BCI) Debt-to-Equity: 0.70 (As of Mar. 2026) — 39% Below Median

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CAS:BCI Banque Marocaine pour le Commerce et l'Industrie SA CAS:BCI
45 GF Score
Price MAD581.20
GF Value MAD636.32
Valuation Fairly Valued
! 2 Warning Signs
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What is Banque Marocaine pour le Commerce et l'Industrie Debt-to-Equity?

Banque Marocaine pour le Commerce et l'Industrie CAS:BCI 45 Debt-to-Equity is 0.70 as of Mar. 2026, which is 39% below its 10-year median of 1.14. GuruFocus rates CAS:BCI with a GF Score™ of 45/100 and a GF Value™ of MAD636.32 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,417 Banks companies, Banque Marocaine pour le Commerce et l'Industrie ranks worse than 57.3% on this metric.

Banque Marocaine pour le Commerce et l'Industrie's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was MAD0 Mil. Banque Marocaine pour le Commerce et l'Industrie's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was MAD5,407 Mil. Banque Marocaine pour le Commerce et l'Industrie's Total Stockholders Equity for the quarter that ended in Mar. 2026 was MAD7,716 Mil. Banque Marocaine pour le Commerce et l'Industrie's debt to equity for the quarter that ended in Mar. 2026 was 0.70.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Banque Marocaine pour le Commerce et l'Industrie's Debt-to-Equity or its related term are showing as below:

CAS:BCI' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.35   Med: 1.14   Max: 1.48
Current: 0.7

During the past 13 years, the highest Debt-to-Equity Ratio of Banque Marocaine pour le Commerce et l'Industrie was 1.48. The lowest was 0.35. And the median was 1.14.

CAS:BCI's Debt-to-Equity is ranked worse than
57.3% of 1417 companies
in the Banks industry
Industry Median: 0.57 vs CAS:BCI: 0.70

Banque Marocaine pour le Commerce et l'Industrie  (CAS:BCI) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Banque Marocaine pour le Commerce et l'Industrie Debt-to-Equity Related Terms


Banque Marocaine pour le Commerce et l'Industrie Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Banque Marocaine pour le Commerce et l'Industrie's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banque Marocaine pour le Commerce et l'Industrie Debt-to-Equity Chart

Banque Marocaine pour le Commerce et l'Industrie Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.14 1.03 1.28 1.38 0.84

Banque Marocaine pour le Commerce et l'Industrie Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.25 1.01 0.92 0.84 0.70

CAS:BCI vs PNC, USB: Debt-to-Equity Comparison

For the Banks - Regional subindustry, Banque Marocaine pour le Commerce et l'Industrie's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banque Marocaine pour le Commerce et l'Industrie Debt-to-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Banque Marocaine pour le Commerce et l'Industrie's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Banque Marocaine pour le Commerce et l'Industrie's Debt-to-Equity falls into.


CAS:BCI
45GF Score
Banque Marocaine pour le Commerce et l'Industrie SA CAS:BCI
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banque Marocaine pour le Commerce et l'Industrie Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Banque Marocaine pour le Commerce et l'Industrie's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Banque Marocaine pour le Commerce et l'Industrie's Debt to Equity Ratio for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.70 mean?
Banque Marocaine pour le Commerce et l'Industrie (CAS:BCI) has a Debt-to-Equity of 0.70 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Banque Marocaine pour le Commerce et l'Industrie and its competitors. This is 39% below median its historical median of 1.14. Over the past decade, Banque Marocaine pour le Commerce et l'Industrie's Debt-to-Equity has ranged from 0.35 to 1.48. According to the industry distribution chart, Banque Marocaine pour le Commerce et l'Industrie ranks #812 out of 1417 companies in the Banks industry, placing it in the top 57.3%.
Is Banque Marocaine pour le Commerce et l'Industrie's Debt-to-Equity too high?
Banque Marocaine pour le Commerce et l'Industrie's current Debt-to-Equity of 0.70 is 39% below median its 10-year median of 1.14. Over the past 10 years, this metric has ranged from a low of 0.35 to a high of 1.48. The Banks industry median Debt-to-Equity is 0.57. Banque Marocaine pour le Commerce et l'Industrie's value of 0.70 is 22.8% above this industry median. Based on the distribution chart, Banque Marocaine pour le Commerce et l'Industrie ranks #812 out of 1417 companies in the Banks industry, which is below the industry midpoint. Overall, Banque Marocaine pour le Commerce et l'Industrie has a GF Score™ of 45/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banque Marocaine pour le Commerce et l'Industrie's Debt-to-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Banque Marocaine pour le Commerce et l'Industrie ranks #812 out of 1417 companies for Debt-to-Equity. This places Banque Marocaine pour le Commerce et l'Industrie in the lower half of its industry. The industry median Debt-to-Equity is 0.57. Banque Marocaine pour le Commerce et l'Industrie's value of 0.70 is 22.8% above this benchmark. Historically, Banque Marocaine pour le Commerce et l'Industrie's own Debt-to-Equity has ranged from 0.35 to 1.48 over the past decade. While the company's 10-year median is 1.14 vs. the industry median of 0.57, Banque Marocaine pour le Commerce et l'Industrie has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.57, based on 1,417 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banque Marocaine pour le Commerce et l'Industrie's current Debt-to-Equity of 0.70 is 22.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Banque Marocaine pour le Commerce et l'Industrie and its competitors. For the Banks industry, the median Debt-to-Equity is 0.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banque Marocaine pour le Commerce et l'Industrie's current Debt-to-Equity is 0.70, which is 39% below median its own 10-year median of 1.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Marocaine pour le Commerce et l'Industrie stock overvalued right now?
Based on GuruFocus' analysis, Banque Marocaine pour le Commerce et l'Industrie (CAS:BCI) is currently considered Fairly Valued. The stock's GF Value™ is MAD636.32, compared to a current price of MAD581.20 — trading 8.7% below its estimated fair value. The current Debt-to-Equity is 0.70, which is 39% below median its 10-year median of 1.14 and 22.8% above the Banks industry median of 0.57. Banque Marocaine pour le Commerce et l'Industrie's overall GF Score™ is 45/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Banque Marocaine pour le Commerce et l'Industrie (CAS:BCI), the current Debt-to-Equity is 0.70 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banque Marocaine pour le Commerce et l'Industrie (CAS:BCI) Overvalued in 2026?

Based on GuruFocus' analysis, Banque Marocaine pour le Commerce et l'Industrie stock appears to be undervalued. The current stock price of MAD581.20 is trading 8.7% below its estimated GF Value™ of MAD636.32. GuruFocus considers Banque Marocaine pour le Commerce et l'Industrie to be Fairly Valued.

Key valuation signals for CAS:BCI:

  • Debt-to-Equity: 0.70 (39% below median its 10-year median of 1.14)
  • GF Value™: MAD636.32 vs. price of MAD581.20 (8.7% below fair value)
  • GF Score™: 45/100 with 2 warning signs
  • Industry Position: 22.8% above the Banks median (#812 of 1417)

No single metric tells the full story. See the CAS:BCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banque Marocaine pour le Commerce et l'Industrie Business Description

Address 26, place des Nations Unies, Casablanca, MAR, 20000
Banque Marocaine pour le Commerce et l'Industrie SA is a Morocco-based banking firm. The company provides retail and corporate banking services. It also provides investment, insurance, credit and other services. In addition, it offers remote banking, furniture and real estate leasing and asset management services.
45GF Score

Get the complete analysis for CAS:BCI

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD581.20
Price
MAD636.32
GF Value