Banque Marocaine pour le Commerce et l'Industrie (CAS:BCI) Net Margin %: 16.67% (As of Mar. 2026) — 67% Above Median


CAS:BCI Banque Marocaine pour le Commerce et l'Industrie SA CAS:BCI
45 GF Score
Price MAD625.90
GF Value MAD636.33
Valuation Fairly Valued
! 4 Warning Signs
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What is Banque Marocaine pour le Commerce et l'Industrie Net Margin %?

Banque Marocaine pour le Commerce et l'Industrie CAS:BCI +0.51% 45 Net Margin % is 16.67% as of Mar. 2026, which is 67% above its 10-year median of 9.98. GuruFocus rates CAS:BCI with a GF Score™ of 45/100 and a GF Value™ of MAD636.33 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,530 Banks companies, Banque Marocaine pour le Commerce et l'Industrie ranks worse than 85.49% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Banque Marocaine pour le Commerce et l'Industrie's Net Income for the three months ended in Mar. 2026 was MAD165 Mil. Banque Marocaine pour le Commerce et l'Industrie's Revenue for the three months ended in Mar. 2026 was MAD991 Mil. Therefore, Banque Marocaine pour le Commerce et l'Industrie's net margin for the quarter that ended in Mar. 2026 was 16.67%.

The historical rank and industry rank for Banque Marocaine pour le Commerce et l'Industrie's Net Margin % or its related term are showing as below:

CAS:BCI' s Net Margin % Range Over the Past 10 Years
Min: 4.46   Med: 9.98   Max: 21.29
Current: 11.97


CAS:BCI's Net Margin % is ranked worse than
85.49% of 1530 companies
in the Banks industry
Industry Median: 26.845 vs CAS:BCI: 11.97

Banque Marocaine pour le Commerce et l'Industrie  (CAS:BCI) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Banque Marocaine pour le Commerce et l'Industrie Net Margin % Related Terms


Banque Marocaine pour le Commerce et l'Industrie Net Margin % Historical Data

* Premium members only.

The historical data trend for Banque Marocaine pour le Commerce et l'Industrie's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banque Marocaine pour le Commerce et l'Industrie Net Margin % Chart

Banque Marocaine pour le Commerce et l'Industrie Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.66 7.67 4.46 9.38 10.58

Banque Marocaine pour le Commerce et l'Industrie Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.91 11.45 10.00 10.03 16.67

CAS:BCI vs PNC, USB: Net Margin % Comparison

For the Banks - Regional subindustry, Banque Marocaine pour le Commerce et l'Industrie's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banque Marocaine pour le Commerce et l'Industrie Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Banque Marocaine pour le Commerce et l'Industrie's Net Margin % distribution charts can be found below:

* The bar in red indicates where Banque Marocaine pour le Commerce et l'Industrie's Net Margin % falls into.


CAS:BCI
45GF Score
Banque Marocaine pour le Commerce et l'Industrie SA CAS:BCI
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Banque Marocaine pour le Commerce et l'Industrie Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Banque Marocaine pour le Commerce et l'Industrie's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=434.829/4110.113
=10.58 %

Banque Marocaine pour le Commerce et l'Industrie's Net Margin for the quarter that ended in Mar. 2026 is calculated as

Net Margin=Net Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=165.233/991.261
=16.67 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 16.67% mean?
Banque Marocaine pour le Commerce et l'Industrie (CAS:BCI) has a Net Margin % of 16.67% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Banque Marocaine pour le Commerce et l'Industrie and its competitors. This is 67% above median its historical median of 9.98. Over the past decade, Banque Marocaine pour le Commerce et l'Industrie's Net Margin % has ranged from 4.46 to 21.29. According to the industry distribution chart, Banque Marocaine pour le Commerce et l'Industrie ranks #1308 out of 1530 companies in the Banks industry, placing it in the top 85.5%.
Is Banque Marocaine pour le Commerce et l'Industrie's Net Margin % too high?
Banque Marocaine pour le Commerce et l'Industrie's current Net Margin % of 16.67% is 67% above median its 10-year median of 9.98. Over the past 10 years, this metric has ranged from a low of 4.46 to a high of 21.29. The Banks industry median Net Margin % is 26.85. Banque Marocaine pour le Commerce et l'Industrie's value of 16.67% is 37.9% below this industry median. Based on the distribution chart, Banque Marocaine pour le Commerce et l'Industrie ranks #1308 out of 1530 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banque Marocaine pour le Commerce et l'Industrie has a GF Score™ of 45/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banque Marocaine pour le Commerce et l'Industrie's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Banque Marocaine pour le Commerce et l'Industrie ranks #1308 out of 1530 companies for Net Margin %. This places Banque Marocaine pour le Commerce et l'Industrie in the lower half of its industry. The industry median Net Margin % is 26.85. Banque Marocaine pour le Commerce et l'Industrie's value of 16.67% is 37.9% below this benchmark. Historically, Banque Marocaine pour le Commerce et l'Industrie's own Net Margin % has ranged from 4.46 to 21.29 over the past decade. While the company's 10-year median is 9.98 vs. the industry median of 26.85, Banque Marocaine pour le Commerce et l'Industrie has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.85, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banque Marocaine pour le Commerce et l'Industrie's current Net Margin % of 16.67% is 37.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Banque Marocaine pour le Commerce et l'Industrie and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banque Marocaine pour le Commerce et l'Industrie's current Net Margin % is 16.67%, which is 67% above median its own 10-year median of 9.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Marocaine pour le Commerce et l'Industrie stock overvalued right now?
Based on GuruFocus' analysis, Banque Marocaine pour le Commerce et l'Industrie (CAS:BCI) is currently considered Fairly Valued. The stock's GF Value™ is MAD636.33, compared to a current price of MAD625.90 — trading 1.6% below its estimated fair value. The current Net Margin % is 16.67%, which is 67% above median its 10-year median of 9.98 and 37.9% below the Banks industry median of 26.85. Banque Marocaine pour le Commerce et l'Industrie's overall GF Score™ is 45/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Banque Marocaine pour le Commerce et l'Industrie (CAS:BCI), the current Net Margin % is 16.67% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banque Marocaine pour le Commerce et l'Industrie (CAS:BCI) Overvalued in 2026?

Based on GuruFocus' analysis, Banque Marocaine pour le Commerce et l'Industrie stock appears to be undervalued. The current stock price of MAD625.90 is trading 1.6% below its estimated GF Value™ of MAD636.33. GuruFocus considers Banque Marocaine pour le Commerce et l'Industrie to be Fairly Valued.

Key valuation signals for CAS:BCI:

  • Net Margin %: 16.67% (67% above median its 10-year median of 9.98)
  • GF Value™: MAD636.33 vs. price of MAD625.90 (1.6% below fair value)
  • GF Score™: 45/100 with 4 warning signs
  • Industry Position: 37.9% below the Banks median (#1308 of 1530)

No single metric tells the full story. See the CAS:BCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banque Marocaine pour le Commerce et l'Industrie Business Description

Address 26, place des Nations Unies, Casablanca, MAR, 20000
Banque Marocaine pour le Commerce et l'Industrie SA is a Morocco-based banking firm. The company provides retail and corporate banking services. It also provides investment, insurance, credit and other services. In addition, it offers remote banking, furniture and real estate leasing and asset management services.
45GF Score

Get the complete analysis for CAS:BCI

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD625.90
Price
MAD636.33
GF Value