Banque Marocaine pour le Commerce et l'Industrie (CAS:BCI) Pretax Margin %: 30.91% (As of Mar. 2026) — 60% Above Median


CAS:BCI Banque Marocaine pour le Commerce et l'Industrie SA CAS:BCI
45 GF Score
Price MAD625.90
GF Value MAD636.33
Valuation Fairly Valued
! 4 Warning Signs
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What is Banque Marocaine pour le Commerce et l'Industrie Pretax Margin %?

Banque Marocaine pour le Commerce et l'Industrie CAS:BCI +0.51% 45 Pretax Margin % is 30.91% as of Mar. 2026, which is 60% above its 10-year median of 19.33. GuruFocus rates CAS:BCI with a GF Score™ of 45/100 and a GF Value™ of MAD636.33 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,530 Banks companies, Banque Marocaine pour le Commerce et l'Industrie ranks worse than 80.07% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Banque Marocaine pour le Commerce et l'Industrie's Pre-Tax Income for the three months ended in Mar. 2026 was MAD306 Mil. Banque Marocaine pour le Commerce et l'Industrie's Revenue for the three months ended in Mar. 2026 was MAD991 Mil. Therefore, Banque Marocaine pour le Commerce et l'Industrie's pretax margin for the quarter that ended in Mar. 2026 was 30.91%.

The historical rank and industry rank for Banque Marocaine pour le Commerce et l'Industrie's Pretax Margin % or its related term are showing as below:

CAS:BCI' s Pretax Margin % Range Over the Past 10 Years
Min: 12.04   Med: 19.33   Max: 34.88
Current: 20.92


CAS:BCI's Pretax Margin % is ranked worse than
80.07% of 1530 companies
in the Banks industry
Industry Median: 34.715 vs CAS:BCI: 20.92

Banque Marocaine pour le Commerce et l'Industrie  (CAS:BCI) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Banque Marocaine pour le Commerce et l'Industrie Pretax Margin % Related Terms


Banque Marocaine pour le Commerce et l'Industrie Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Banque Marocaine pour le Commerce et l'Industrie's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banque Marocaine pour le Commerce et l'Industrie Pretax Margin % Chart

Banque Marocaine pour le Commerce et l'Industrie Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.04 14.01 15.97 20.68 17.97

Banque Marocaine pour le Commerce et l'Industrie Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.74 19.89 19.91 13.67 30.91

CAS:BCI vs PNC, USB: Pretax Margin % Comparison

For the Banks - Regional subindustry, Banque Marocaine pour le Commerce et l'Industrie's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banque Marocaine pour le Commerce et l'Industrie Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Banque Marocaine pour le Commerce et l'Industrie's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Banque Marocaine pour le Commerce et l'Industrie's Pretax Margin % falls into.


CAS:BCI
45GF Score
Banque Marocaine pour le Commerce et l'Industrie SA CAS:BCI
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Banque Marocaine pour le Commerce et l'Industrie Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Banque Marocaine pour le Commerce et l'Industrie's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=738.757/4110.113
=17.97 %

Banque Marocaine pour le Commerce et l'Industrie's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=306.369/991.261
=30.91 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 30.91% mean?
Banque Marocaine pour le Commerce et l'Industrie (CAS:BCI) has a Pretax Margin % of 30.91% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Banque Marocaine pour le Commerce et l'Industrie and its competitors. This is 60% above median its historical median of 19.33. Over the past decade, Banque Marocaine pour le Commerce et l'Industrie's Pretax Margin % has ranged from 12.04 to 34.88. According to the industry distribution chart, Banque Marocaine pour le Commerce et l'Industrie ranks #1225 out of 1530 companies in the Banks industry, placing it in the top 80.1%.
Is Banque Marocaine pour le Commerce et l'Industrie's Pretax Margin % too high?
Banque Marocaine pour le Commerce et l'Industrie's current Pretax Margin % of 30.91% is 60% above median its 10-year median of 19.33. Over the past 10 years, this metric has ranged from a low of 12.04 to a high of 34.88. The Banks industry median Pretax Margin % is 34.72. Banque Marocaine pour le Commerce et l'Industrie's value of 30.91% is 11% below this industry median. Based on the distribution chart, Banque Marocaine pour le Commerce et l'Industrie ranks #1225 out of 1530 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banque Marocaine pour le Commerce et l'Industrie has a GF Score™ of 45/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banque Marocaine pour le Commerce et l'Industrie's Pretax Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Banque Marocaine pour le Commerce et l'Industrie ranks #1225 out of 1530 companies for Pretax Margin %. This places Banque Marocaine pour le Commerce et l'Industrie in the lower half of its industry. The industry median Pretax Margin % is 34.72. Banque Marocaine pour le Commerce et l'Industrie's value of 30.91% is 11% below this benchmark. Historically, Banque Marocaine pour le Commerce et l'Industrie's own Pretax Margin % has ranged from 12.04 to 34.88 over the past decade. While the company's 10-year median is 19.33 vs. the industry median of 34.72, Banque Marocaine pour le Commerce et l'Industrie has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banque Marocaine pour le Commerce et l'Industrie's current Pretax Margin % of 30.91% is 11% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Banque Marocaine pour le Commerce et l'Industrie and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banque Marocaine pour le Commerce et l'Industrie's current Pretax Margin % is 30.91%, which is 60% above median its own 10-year median of 19.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Marocaine pour le Commerce et l'Industrie stock overvalued right now?
Based on GuruFocus' analysis, Banque Marocaine pour le Commerce et l'Industrie (CAS:BCI) is currently considered Fairly Valued. The stock's GF Value™ is MAD636.33, compared to a current price of MAD625.90 — trading 1.6% below its estimated fair value. The current Pretax Margin % is 30.91%, which is 60% above median its 10-year median of 19.33 and 11% below the Banks industry median of 34.72. Banque Marocaine pour le Commerce et l'Industrie's overall GF Score™ is 45/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Banque Marocaine pour le Commerce et l'Industrie (CAS:BCI), the current Pretax Margin % is 30.91% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banque Marocaine pour le Commerce et l'Industrie (CAS:BCI) Overvalued in 2026?

Based on GuruFocus' analysis, Banque Marocaine pour le Commerce et l'Industrie stock appears to be undervalued. The current stock price of MAD625.90 is trading 1.6% below its estimated GF Value™ of MAD636.33. GuruFocus considers Banque Marocaine pour le Commerce et l'Industrie to be Fairly Valued.

Key valuation signals for CAS:BCI:

  • Pretax Margin %: 30.91% (60% above median its 10-year median of 19.33)
  • GF Value™: MAD636.33 vs. price of MAD625.90 (1.6% below fair value)
  • GF Score™: 45/100 with 4 warning signs
  • Industry Position: 11% below the Banks median (#1225 of 1530)

No single metric tells the full story. See the CAS:BCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banque Marocaine pour le Commerce et l'Industrie Business Description

Address 26, place des Nations Unies, Casablanca, MAR, 20000
Banque Marocaine pour le Commerce et l'Industrie SA is a Morocco-based banking firm. The company provides retail and corporate banking services. It also provides investment, insurance, credit and other services. In addition, it offers remote banking, furniture and real estate leasing and asset management services.
45GF Score

Get the complete analysis for CAS:BCI

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD625.90
Price
MAD636.33
GF Value