CAS:BCI's ROE % is ranked worse than 74.92% of 1527
companies
in the Banks industry
Industry Median: 10.23
vs CAS:BCI: 6.52
Banque Marocaine pour le Commerce et l'Industrie (CAS:BCI) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Banque Marocaine pour le Commerce et l'Industrie ROE % Related Terms
Banque Marocaine pour le Commerce et l'Industrie ROE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banque Marocaine pour le Commerce et l'Industrie ROE % Chart
Banque Marocaine pour le Commerce et l'Industrie Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banque Marocaine pour le Commerce et l'Industrie ROE % vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Banque Marocaine pour le Commerce et l'Industrie (CAS:BCI) has a ROE % of 8.65% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Banque Marocaine pour le Commerce et l'Industrie and its competitors. This is 82% above median its historical median of 4.74. Over the past decade, Banque Marocaine pour le Commerce et l'Industrie's ROE % has ranged from 2.06 to 8.24. According to the industry distribution chart, Banque Marocaine pour le Commerce et l'Industrie ranks #1144 out of 1527 companies in the Banks industry, placing it in the top 74.9%.
Is Banque Marocaine pour le Commerce et l'Industrie's ROE % too high?
Banque Marocaine pour le Commerce et l'Industrie's current ROE % of 8.65% is 82% above median its 10-year median of 4.74. Over the past 10 years, this metric has ranged from a low of 2.06 to a high of 8.24. The Banks industry median ROE % is 10.23. Banque Marocaine pour le Commerce et l'Industrie's value of 8.65% is 15.4% below this industry median. Based on the distribution chart, Banque Marocaine pour le Commerce et l'Industrie ranks #1144 out of 1527 companies in the Banks industry, which is below the industry midpoint. Overall, Banque Marocaine pour le Commerce et l'Industrie has a GF Score™ of 45/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banque Marocaine pour le Commerce et l'Industrie's ROE % compare to PNC and USB?
According to the Banks industry distribution chart, Banque Marocaine pour le Commerce et l'Industrie ranks #1144 out of 1527 companies for ROE %. This places Banque Marocaine pour le Commerce et l'Industrie in the lower half of its industry. The industry median ROE % is 10.23. Banque Marocaine pour le Commerce et l'Industrie's value of 8.65% is 15.4% below this benchmark. Historically, Banque Marocaine pour le Commerce et l'Industrie's own ROE % has ranged from 2.06 to 8.24 over the past decade. While the company's 10-year median is 4.74 vs. the industry median of 10.23, Banque Marocaine pour le Commerce et l'Industrie has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.23, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banque Marocaine pour le Commerce et l'Industrie's current ROE % of 8.65% is 15.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Banque Marocaine pour le Commerce et l'Industrie and its competitors. For the Banks industry, the median ROE % is 10.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banque Marocaine pour le Commerce et l'Industrie's current ROE % is 8.65%, which is 82% above median its own 10-year median of 4.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Marocaine pour le Commerce et l'Industrie stock overvalued right now?
Based on GuruFocus' analysis, Banque Marocaine pour le Commerce et l'Industrie (CAS:BCI) is currently considered Fairly Valued. The stock's GF Value™ is MAD636.33, compared to a current price of MAD625.90 — trading 1.6% below its estimated fair value. The current ROE % is 8.65%, which is 82% above median its 10-year median of 4.74 and 15.4% below the Banks industry median of 10.23. Banque Marocaine pour le Commerce et l'Industrie's overall GF Score™ is 45/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Banque Marocaine pour le Commerce et l'Industrie (CAS:BCI), the current ROE % is 8.65% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banque Marocaine pour le Commerce et l'Industrie (CAS:BCI) Overvalued in 2026?
Based on GuruFocus' analysis, Banque Marocaine pour le Commerce et l'Industrie stock appears to be undervalued.
The current stock price of MAD625.90 is trading 1.6% below its estimated GF Value™ of MAD636.33.
GuruFocus considers Banque Marocaine pour le Commerce et l'Industrie to be Fairly Valued.
Key valuation signals for CAS:BCI:
ROE %: 8.65% (82% above median its 10-year median of 4.74)
GF Value™: MAD636.33 vs. price of MAD625.90 (1.6% below fair value)
Industry Position: 15.4% below the Banks median (#1144 of 1527)
No single metric tells the full story. See the CAS:BCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banque Marocaine pour le Commerce et l'Industrie Business Description
Banque Marocaine pour le Commerce et l'Industrie SA is a Morocco-based banking firm. The company provides retail and corporate banking services. It also provides investment, insurance, credit and other services. In addition, it offers remote banking, furniture and real estate leasing and asset management services.
45GF Score
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