Banque Marocaine pour le Commerce et l'Industrie (CAS:BCI) Debt-to-Asset : 0.07 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CAS:BCI Banque Marocaine pour le Commerce et l'Industrie SA CAS:BCI
45 GF Score
Price MAD610.00
GF Value MAD636.30
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Banque Marocaine pour le Commerce et l'Industrie Debt-to-Asset?

Banque Marocaine pour le Commerce et l'Industrie CAS:BCI 45 Debt-to-Asset is 0.07 as of Mar. 2026. GuruFocus rates CAS:BCI with a GF Score™ of 45/100 and a GF Value™ of MAD636.30 (Fairly Valued). The stock has 3 warning signs investors should review.

Banque Marocaine pour le Commerce et l'Industrie's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was MAD0 Mil. Banque Marocaine pour le Commerce et l'Industrie's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was MAD5,407 Mil. Banque Marocaine pour le Commerce et l'Industrie's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Mar. 2026 was MAD76,764 Mil. Banque Marocaine pour le Commerce et l'Industrie's debt to asset for the quarter that ended in Mar. 2026 was 0.07.


Banque Marocaine pour le Commerce et l'Industrie  (CAS:BCI) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.


Banque Marocaine pour le Commerce et l'Industrie Debt-to-Asset Related Terms


Banque Marocaine pour le Commerce et l'Industrie Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Banque Marocaine pour le Commerce et l'Industrie's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banque Marocaine pour le Commerce et l'Industrie Debt-to-Asset Chart

Banque Marocaine pour le Commerce et l'Industrie Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.12 0.11 0.12 0.13 0.08

Banque Marocaine pour le Commerce et l'Industrie Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.12 0.10 0.09 0.08 0.07

CAS:BCI vs PNC, USB: Debt-to-Asset Comparison

For the Banks - Regional subindustry, Banque Marocaine pour le Commerce et l'Industrie's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banque Marocaine pour le Commerce et l'Industrie Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Banque Marocaine pour le Commerce et l'Industrie's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Banque Marocaine pour le Commerce et l'Industrie's Debt-to-Asset falls into.


CAS:BCI
45GF Score
Banque Marocaine pour le Commerce et l'Industrie SA CAS:BCI
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banque Marocaine pour le Commerce et l'Industrie Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Banque Marocaine pour le Commerce et l'Industrie's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 6358.148) / 78576.845
=0.08

Banque Marocaine pour le Commerce et l'Industrie's Debt-to-Asset for the quarter that ended in Mar. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 5407.168) / 76763.866
=0.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.07 mean?
Banque Marocaine pour le Commerce et l'Industrie (CAS:BCI) has a Debt-to-Asset of 0.07 as of Mar. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Banque Marocaine pour le Commerce et l'Industrie and its competitors.
Is Banque Marocaine pour le Commerce et l'Industrie's Debt-to-Asset too high?
Banque Marocaine pour le Commerce et l'Industrie's current Debt-to-Asset is 0.07. Overall, Banque Marocaine pour le Commerce et l'Industrie has a GF Score™ of 45/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banque Marocaine pour le Commerce et l'Industrie's Debt-to-Asset compare to PNC and USB?
Banque Marocaine pour le Commerce et l'Industrie's Debt-to-Asset of 0.07 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Banque Marocaine pour le Commerce et l'Industrie and its competitors. Banque Marocaine pour le Commerce et l'Industrie's current Debt-to-Asset is 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Marocaine pour le Commerce et l'Industrie stock overvalued right now?
Based on GuruFocus' analysis, Banque Marocaine pour le Commerce et l'Industrie (CAS:BCI) is currently considered Fairly Valued. The stock's GF Value™ is MAD636.30, compared to a current price of MAD610.00 — trading 4.1% below its estimated fair value. The current Debt-to-Asset is 0.07. Banque Marocaine pour le Commerce et l'Industrie's overall GF Score™ is 45/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Banque Marocaine pour le Commerce et l'Industrie (CAS:BCI), the current Debt-to-Asset is 0.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banque Marocaine pour le Commerce et l'Industrie (CAS:BCI) Overvalued in 2026?

Based on GuruFocus' analysis, Banque Marocaine pour le Commerce et l'Industrie stock appears to be undervalued. The current stock price of MAD610.00 is trading 4.1% below its estimated GF Value™ of MAD636.30. GuruFocus considers Banque Marocaine pour le Commerce et l'Industrie to be Fairly Valued.

Key valuation signals for CAS:BCI:

  • Debt-to-Asset: 0.07
  • GF Value™: MAD636.30 vs. price of MAD610.00 (4.1% below fair value)
  • GF Score™: 45/100 with 3 warning signs

No single metric tells the full story. See the CAS:BCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banque Marocaine pour le Commerce et l'Industrie Business Description

Address 26, place des Nations Unies, Casablanca, MAR, 20000
Banque Marocaine pour le Commerce et l'Industrie SA is a Morocco-based banking firm. The company provides retail and corporate banking services. It also provides investment, insurance, credit and other services. In addition, it offers remote banking, furniture and real estate leasing and asset management services.
45GF Score

Get the complete analysis for CAS:BCI

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD610.00
Price
MAD636.30
GF Value