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Currenc GroupCURR +2.63%16 Debt-to-Equity is -3.00 as of Dec. 2025. GuruFocus rates CURR with a GF Score™ of 16/100. The stock has 3 warning signs investors should review. Among 2,245 Software companies, Currenc Group ranks worse than 44543.39% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Currenc Group's Debt-to-Equity or its related term are showing as below:
CURR'
s Debt-to-Equity Range Over the Past 10 Years
Min: -3 Med: -0.74 Max: -0.34
Current: -3
During the past 6 years, the highest Debt-to-Equity Ratio of Currenc Group was -0.34. The lowest was -3.00. And the median was -0.74.
CURR's Debt-to-Equity is not ranked
in the Software industry.
Industry Median: 0.19
vs CURR: -3.00
Currenc Group (NAS:CURR) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Currenc Group Debt-to-Equity Related Terms
Currenc Group Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Currenc Group's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CURR vs ALIT, API, DUOT: Debt-to-Equity Comparison
For the Software - Application subindustry, Currenc Group's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Currenc Group Debt-to-Equity vs Software Industry
For the Software industry and Technology sector, Currenc Group's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Currenc Group's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Currenc Group (CURR) has a Debt-to-Equity of -3.00 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Currenc Group and its competitors. According to the industry distribution chart, Currenc Group ranks #999999 out of 2245 companies in the Software industry.
Is Currenc Group's Debt-to-Equity too high?
Currenc Group's current Debt-to-Equity is -3.00. Based on the distribution chart, Currenc Group ranks #999999 out of 2245 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Currenc Group has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Currenc Group's Debt-to-Equity compare to ALIT and API?
According to the Software industry distribution chart, Currenc Group ranks #999999 out of 2245 companies for Debt-to-Equity. This places Currenc Group in the lower half of its industry. The industry median Debt-to-Equity is 0.19. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.19, based on 2,245 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Currenc Group and its competitors. For the Software industry, the median Debt-to-Equity is 0.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Currenc Group's current Debt-to-Equity is -3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Currenc Group stock overvalued right now?
Currenc Group (CURR) has a current Debt-to-Equity of -3.00. The current Debt-to-Equity is -3.00. Currenc Group's overall GF Score™ is 16/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Currenc Group (CURR), the current Debt-to-Equity is -3.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Currenc Group Inc is a fintech pioneer dedicated to transforming financial services through artificial intelligence (AI). It empowers financial institutions with comprehensive AI solutions, including the SEAMLESS AI Call Centre and other AI-powered tools designed to reduce costs, increase efficiency, and boost customer satisfaction. The company's digital remittance platform also enables e-wallets, remittance companies, and corporations to provide real-time, 24/7 payment services, advancing financial access across underserved communities. It operates into two reportable segments, which are remittance services and sales of airtime, of which maximum revenue is generated from the Remittance segment. Geographically, the group generates the majority of its geographic revenue from Malaysia.
16GF Score
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