CURR (Currenc Group) Liabilities-to-Assets : 0.84 (As of Dec. 2025)

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CURR Currenc Group Inc CURR
16 GF Score
Price $3.12
! 2 Warning Signs
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What is Currenc Group Liabilities-to-Assets?

Currenc Group CURR -6.59% 16 Liabilities-to-Assets is 0.84 as of Dec. 2025. GuruFocus rates CURR with a GF Score™ of 16/100. The stock has 2 warning signs investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Currenc Group's Total Liabilities for the quarter that ended in Dec. 2025 was $95.41 Mil. Currenc Group's Total Assets for the quarter that ended in Dec. 2025 was $114.07 Mil. Therefore, Currenc Group's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 was 0.84.


Currenc Group  (NAS:CURR) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Currenc Group Liabilities-to-Assets Related Terms


Currenc Group Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for Currenc Group's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Currenc Group Liabilities-to-Assets Chart

Currenc Group Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Liabilities-to-Assets
Get a 7-Day Free Trial 1.06 1.14 1.26 1.40 0.84

Currenc Group Quarterly Data
Dec20 Dec21 Jun22 Dec22 Mar23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.40 1.40 1.35 0.72 0.84

CURR vs XPER, RBBN, CRNC: Liabilities-to-Assets Comparison

For the Software - Application subindustry, Currenc Group's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Currenc Group Liabilities-to-Assets vs Software Industry

For the Software industry and Technology sector, Currenc Group's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Currenc Group's Liabilities-to-Assets falls into.


CURR
16GF Score
Currenc Group Inc CURR
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Currenc Group Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Currenc Group's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Liabilities-to-Assets (A: Dec. 2025 )=Total Liabilities/Total Assets
=95.414/114.065
=0.84

Currenc Group's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 is calculated as

Liabilities-to-Assets (Q: Dec. 2025 )=Total Liabilities/Total Assets
=95.414/114.065
=0.84

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.84 mean?
Currenc Group (CURR) has a Liabilities-to-Assets of 0.84 as of Dec. 2025. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Currenc Group and its competitors.
Is Currenc Group's Liabilities-to-Assets too high?
Currenc Group's current Liabilities-to-Assets is 0.84. Overall, Currenc Group has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Currenc Group's Liabilities-to-Assets compare to XPER and RBBN?
Currenc Group's Liabilities-to-Assets of 0.84 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Software company?
A good Liabilities-to-Assets depends on the Software industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Currenc Group and its competitors. Currenc Group's current Liabilities-to-Assets is 0.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Currenc Group stock overvalued right now?
Currenc Group (CURR) has a current Liabilities-to-Assets of 0.84. The current Liabilities-to-Assets is 0.84. Currenc Group's overall GF Score™ is 16/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Currenc Group (CURR), the current Liabilities-to-Assets is 0.84 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Currenc Group Business Description

Address 410 North Bridge Road, Spaces City Hall, Singapore, SGP, 188726
Currenc Group Inc is a fintech pioneer dedicated to transforming financial services through artificial intelligence (AI). It empowers financial institutions with comprehensive AI solutions, including the SEAMLESS AI Call Centre and other AI-powered tools designed to reduce costs, increase efficiency, and boost customer satisfaction. The company's digital remittance platform also enables e-wallets, remittance companies, and corporations to provide real-time, 24/7 payment services, advancing financial access across underserved communities. It operates into two reportable segments, which are remittance services and sales of airtime, of which maximum revenue is generated from the Remittance segment. Geographically, the group generates the majority of its geographic revenue from Malaysia.
16GF Score

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Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.12
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